BETTER MONEY DECISIONS, LLC

Filed: 5/1/2024ACC: 0001858428-24-000001

📋 What this filing means

BETTER MONEY DECISIONS, LLC filed this quarterly 13F‑HR report disclosing 66 equity positions with a total reported market value of $126.08M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$126.08M

Total AUM (reported)

2.29M

Total Shares

Allocation by class

CORE MSCI EAFE$15.29M12.1%

ISHS 1-5YR INVS$12.27M9.7%

PORTFOLIO SH TSR$11.08M8.8%

COM$8.79M7.0%

CORE S&P MCP ETF$8.47M6.7%

US TARGETED VLU$7.56M6.0%

PORTFOLIO EMG MK$7.36M5.8%

Portfolio Concentration

Top 3$38.65M30.7%

4–10$42.48M33.7%

11–25$26.76M21.2%

Rest$18.19M14.4%

Top 3 weight

30.7%

Top 10 weight

64.3%

Voting Authority Distribution

Total shares with voting rights: 2.29M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.29M

% of voting shares100.0%

Investment Discretion (by position count)

Sole66

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings66

Rows:

ISHARES TR

SOLE

CORE MSCI EAFE

Shares206K

TypeSH

Market value$15.29M

12.13%

Sole

0.00

Shared

0.00

None

206K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares239.35K

TypeSH

Market value$12.27M

9.74%

Sole

0.00

Shared

0.00

None

239.35K

SPDR SER TR

SOLE

PORTFOLIO SH TSR

Shares383.26K

TypeSH

Market value$11.08M

8.79%

Sole

0.00

Shared

0.00

None

383.26K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares139.37K

TypeSH

Market value$8.47M

6.71%

Sole

0.00

Shared

0.00

None

139.37K

DIMENSIONAL ETF TRUST

SOLE

US TARGETED VLU

Shares138.95K

TypeSH

Market value$7.56M

6.00%

Sole

0.00

Shared

0.00

None

138.95K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares203.37K

TypeSH

Market value$7.36M

5.84%

Sole

0.00

Shared

0.00

None

203.37K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares26.75K

TypeSH

Market value$6.11M

4.85%

Sole

0.00

Shared

0.00

None

26.75K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares12.42K

TypeSH

Market value$5.97M

4.73%

Sole

0.00

Shared

0.00

None

12.42K

ISHARES TR

SOLE

ESG SCRND S&P500

Shares96.42K

TypeSH

Market value$3.88M

3.08%

Sole

0.00

Shared

0.00

None

96.42K

APPLE INC

SOLE

COM

Shares18.21K

TypeSH

Market value$3.12M

2.48%

Sole

0.00

Shared

0.00

None

18.21K

NUSHARES ETF TR

SOLE

NUVEEN ESG INTL

Shares99.45K

TypeSH

Market value$3.09M

2.45%

Sole

0.00

Shared

0.00

None

99.45K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares37.59K

TypeSH

Market value$3.03M

2.40%

Sole

0.00

Shared

0.00

None

37.59K

SPDR SER TR

SOLE

BLOOMBERG INVT

Shares94.97K

TypeSH

Market value$2.93M

2.32%

Sole

0.00

Shared

0.00

None

94.97K

SPDR SER TR

SOLE

PORTFOLIO AGRGTE

Shares110.09K

TypeSH

Market value$2.78M

2.21%

Sole

0.00

Shared

0.00

None

110.09K

ISHARES TR

SOLE

ESG AWRE 1 5 YR

Shares80.16K

TypeSH

Market value$1.96M

1.56%

Sole

0.00

Shared

0.00

None

80.16K

ISHARES TR

SOLE

ESG AWR US AGRGT

Shares34.19K

TypeSH

Market value$1.61M

1.28%

Sole

0.00

Shared

0.00

None

34.19K

AMAZON COM INC

SOLE

COM

Shares8.45K

TypeSH

Market value$1.52M

1.21%

Sole

0.00

Shared

0.00

None

8.45K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares30.03K

TypeSH

Market value$1.50M

1.19%

Sole

0.00

Shared

0.00

None

30.03K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares19.74K

TypeSH

Market value$1.44M

1.15%

Sole

0.00

Shared

0.00

None

19.74K

SPDR SER TR

SOLE

PORTFOLI S&P1500

Shares19.19K

TypeSH

Market value$1.23M

0.98%

Sole

0.00

Shared

0.00

None

19.19K

ISHARES TR

SOLE

CORE INTL AGGR

Shares23.88K

TypeSH

Market value$1.19M

0.95%

Sole

0.00

Shared

0.00

None

23.88K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares15.32K

TypeSH

Market value$1.19M

0.94%

Sole

0.00

Shared

0.00

None

15.32K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares32.47K

TypeSH

Market value$1.16M

0.92%

Sole

0.00

Shared

0.00

None

32.47K

MICROSOFT CORP

SOLE

COM

Shares2.55K

TypeSH

Market value$1.07M

0.85%

Sole

0.00

Shared

0.00

None

2.55K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares9.44K

TypeSH

Market value$1.04M

0.83%

Sole

0.00

Shared

0.00

None

9.44K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE MSCI EAFE	206K	SH	$15.29M 12.13%	206K
ISHARES TRSOLE	ISHS 1-5YR INVS	239.35K	SH	$12.27M 9.74%	239.35K
SPDR SER TRSOLE	PORTFOLIO SH TSR	383.26K	SH	$11.08M 8.79%	383.26K
ISHARES TRSOLE	CORE S&P MCP ETF	139.37K	SH	$8.47M 6.71%	139.37K
DIMENSIONAL ETF TRUSTSOLE	US TARGETED VLU	138.95K	SH	$7.56M 6.00%	138.95K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	203.37K	SH	$7.36M 5.84%	203.37K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	26.75K	SH	$6.11M 4.85%	26.75K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	12.42K	SH	$5.97M 4.73%	12.42K
ISHARES TRSOLE	ESG SCRND S&P500	96.42K	SH	$3.88M 3.08%	96.42K
APPLE INCSOLE	COM	18.21K	SH	$3.12M 2.48%	18.21K
NUSHARES ETF TRSOLE	NUVEEN ESG INTL	99.45K	SH	$3.09M 2.45%	99.45K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	37.59K	SH	$3.03M 2.40%	37.59K
SPDR SER TRSOLE	BLOOMBERG INVT	94.97K	SH	$2.93M 2.32%	94.97K
SPDR SER TRSOLE	PORTFOLIO AGRGTE	110.09K	SH	$2.78M 2.21%	110.09K
ISHARES TRSOLE	ESG AWRE 1 5 YR	80.16K	SH	$1.96M 1.56%	80.16K
ISHARES TRSOLE	ESG AWR US AGRGT	34.19K	SH	$1.61M 1.28%	34.19K
AMAZON COM INCSOLE	COM	8.45K	SH	$1.52M 1.21%	8.45K
SPDR SER TRSOLE	PRTFLO S&P500 VL	30.03K	SH	$1.50M 1.19%	30.03K
SPDR SER TRSOLE	PRTFLO S&P500 GW	19.74K	SH	$1.44M 1.15%	19.74K
SPDR SER TRSOLE	PORTFOLI S&P1500	19.19K	SH	$1.23M 0.98%	19.19K
ISHARES TRSOLE	CORE INTL AGGR	23.88K	SH	$1.19M 0.95%	23.88K
ISHARES TRSOLE	IBOXX HI YD ETF	15.32K	SH	$1.19M 0.94%	15.32K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	32.47K	SH	$1.16M 0.92%	32.47K
MICROSOFT CORPSOLE	COM	2.55K	SH	$1.07M 0.85%	2.55K
ISHARES TRSOLE	CORE S&P SCP ETF	9.44K	SH	$1.04M 0.83%	9.44K

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