Filed: 11/8/2023ACC: 0001858428-23-000002
📋 What this filing means
BETTER MONEY DECISIONS, LLC filed this quarterly 13F‑HR report disclosing 58 equity positions with a total reported market value of $113.60M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
58
Positions
$113.60M
Total AUM (reported)
2.17M
Total Shares
Allocation by class
CORE MSCI EAFE$20.93M18.4%
ISHS 1-5YR INVS$13.55M11.9%
PORTFOLIO SH TSR$12.59M11.1%
SMALL CP ETF$7.60M6.7%
COM$6.63M5.8%
CORE S&P MCP ETF$5.94M5.2%
PORTFOLIO EMG MK$5.58M4.9%
Portfolio Concentration
Top 3$47.07M41.4%
4–10$32.46M28.6%
11–25$20.91M18.4%
Rest$13.16M11.6%
Top 3 weight
41.4%
Top 10 weight
70.0%
Voting Authority Distribution
Total shares with voting rights: 2.17M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.17M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole58
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings58
Rows:
ISHARES TR
SOLEShares325.30K
TypeSH
Market value$20.93M
18.43%
Sole
0.00
Shared
0.00
None
325.30K
ISHARES TR
SOLEShares271.83K
TypeSH
Market value$13.55M
11.92%
Sole
0.00
Shared
0.00
None
271.83K
SPDR SER TR
SOLEShares438.53K
TypeSH
Market value$12.59M
11.09%
Sole
0.00
Shared
0.00
None
438.53K
VANGUARD INDEX FDS
SOLEShares40.22K
TypeSH
Market value$7.60M
6.69%
Sole
0.00
Shared
0.00
None
40.22K
ISHARES TR
SOLEShares23.83K
TypeSH
Market value$5.94M
5.23%
Sole
0.00
Shared
0.00
None
23.83K
SPDR INDEX SHS FDS
SOLEShares166.27K
TypeSH
Market value$5.58M
4.91%
Sole
0.00
Shared
0.00
None
166.27K
VANGUARD INDEX FDS
SOLEShares11.30K
TypeSH
Market value$4.44M
3.91%
Sole
0.00
Shared
0.00
None
11.30K
SPDR SER TR
SOLEShares104.86K
TypeSH
Market value$3.22M
2.84%
Sole
0.00
Shared
0.00
None
104.86K
APPLE INC
SOLEShares17.56K
TypeSH
Market value$3.01M
2.65%
Sole
0.00
Shared
0.00
None
17.56K
VANGUARD SCOTTSDALE FDS
SOLEShares35.12K
TypeSH
Market value$2.67M
2.35%
Sole
0.00
Shared
0.00
None
35.12K
ISHARES TR
SOLEShares69.59K
TypeSH
Market value$2.26M
1.99%
Sole
0.00
Shared
0.00
None
69.59K
NUSHARES ETF TR
SOLEShares81.15K
TypeSH
Market value$2.22M
1.95%
Sole
0.00
Shared
0.00
None
81.15K
SPDR SER TR
SOLEShares81.67K
TypeSH
Market value$1.99M
1.75%
Sole
0.00
Shared
0.00
None
81.67K
ISHARES TR
SOLEShares82.95K
TypeSH
Market value$1.97M
1.74%
Sole
0.00
Shared
0.00
None
82.95K
SPDR SER TR
SOLEShares32.30K
TypeSH
Market value$1.91M
1.69%
Sole
0.00
Shared
0.00
None
32.30K
ISHARES TR
SOLEShares33.96K
TypeSH
Market value$1.54M
1.35%
Sole
0.00
Shared
0.00
None
33.96K
ISHARES TR
SOLEShares23.85K
TypeSH
Market value$1.16M
1.02%
Sole
0.00
Shared
0.00
None
23.85K
SPDR SER TR
SOLEShares27.03K
TypeSH
Market value$1.12M
0.98%
Sole
0.00
Shared
0.00
None
27.03K
VANGUARD WORLD FD
SOLEShares13.60K
TypeSH
Market value$1.02M
0.90%
Sole
0.00
Shared
0.00
None
13.60K
AMAZON COM INC
SOLEShares7.98K
TypeSH
Market value$1.01M
0.89%
Sole
0.00
Shared
0.00
None
7.98K
ISHARES TR
SOLEShares10.25K
TypeSH
Market value$967.0K
0.85%
Sole
0.00
Shared
0.00
None
10.25K
DIMENSIONAL ETF TRUST
SOLEShares20.94K
TypeSH
Market value$956.9K
0.84%
Sole
0.00
Shared
0.00
None
20.94K
ISHARES TR
SOLEShares12.80K
TypeSH
Market value$943.4K
0.83%
Sole
0.00
Shared
0.00
None
12.80K
SPDR SER TR
SOLEShares17.82K
TypeSH
Market value$935.6K
0.82%
Sole
0.00
Shared
0.00
None
17.82K
SPDR INDEX SHS FDS
SOLEShares29.07K
TypeSH
Market value$901.5K
0.79%
Sole
0.00
Shared
0.00
None
29.07K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE MSCI EAFE | 325.30K | SH | $20.93M 18.43% | 0.00 | 0.00 | 325.30K |
ISHARES TRSOLE | ISHS 1-5YR INVS | 271.83K | SH | $13.55M 11.92% | 0.00 | 0.00 | 271.83K |
SPDR SER TRSOLE | PORTFOLIO SH TSR | 438.53K | SH | $12.59M 11.09% | 0.00 | 0.00 | 438.53K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 40.22K | SH | $7.60M 6.69% | 0.00 | 0.00 | 40.22K |
ISHARES TRSOLE | CORE S&P MCP ETF | 23.83K | SH | $5.94M 5.23% | 0.00 | 0.00 | 23.83K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO EMG MK | 166.27K | SH | $5.58M 4.91% | 0.00 | 0.00 | 166.27K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 11.30K | SH | $4.44M 3.91% | 0.00 | 0.00 | 11.30K |
SPDR SER TRSOLE | BLOOMBERG INVT | 104.86K | SH | $3.22M 2.84% | 0.00 | 0.00 | 104.86K |
APPLE INCSOLE | COM | 17.56K | SH | $3.01M 2.65% | 0.00 | 0.00 | 17.56K |
VANGUARD SCOTTSDALE FDSSOLE | INT-TERM CORP | 35.12K | SH | $2.67M 2.35% | 0.00 | 0.00 | 35.12K |
ISHARES TRSOLE | ESG SCRND S&P500 | 69.59K | SH | $2.26M 1.99% | 0.00 | 0.00 | 69.59K |
NUSHARES ETF TRSOLE | NUVEEN ESG INTL | 81.15K | SH | $2.22M 1.95% | 0.00 | 0.00 | 81.15K |
SPDR SER TRSOLE | PORTFOLIO AGRGTE | 81.67K | SH | $1.99M 1.75% | 0.00 | 0.00 | 81.67K |
ISHARES TRSOLE | ESG AWRE 1 5 YR | 82.95K | SH | $1.97M 1.74% | 0.00 | 0.00 | 82.95K |
SPDR SER TRSOLE | PRTFLO S&P500 GW | 32.30K | SH | $1.91M 1.69% | 0.00 | 0.00 | 32.30K |
ISHARES TRSOLE | ESG AWR US AGRGT | 33.96K | SH | $1.54M 1.35% | 0.00 | 0.00 | 33.96K |
ISHARES TRSOLE | CORE INTL AGGR | 23.85K | SH | $1.16M 1.02% | 0.00 | 0.00 | 23.85K |
SPDR SER TRSOLE | PRTFLO S&P500 VL | 27.03K | SH | $1.12M 0.98% | 0.00 | 0.00 | 27.03K |
VANGUARD WORLD FDSOLE | ESG US STK ETF | 13.60K | SH | $1.02M 0.90% | 0.00 | 0.00 | 13.60K |
AMAZON COM INCSOLE | COM | 7.98K | SH | $1.01M 0.89% | 0.00 | 0.00 | 7.98K |
ISHARES TRSOLE | CORE S&P SCP ETF | 10.25K | SH | $967.0K 0.85% | 0.00 | 0.00 | 10.25K |
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 20.94K | SH | $956.9K 0.84% | 0.00 | 0.00 | 20.94K |
ISHARES TRSOLE | IBOXX HI YD ETF | 12.80K | SH | $943.4K 0.83% | 0.00 | 0.00 | 12.80K |
SPDR SER TRSOLE | PORTFOLI S&P1500 | 17.82K | SH | $935.6K 0.82% | 0.00 | 0.00 | 17.82K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 29.07K | SH | $901.5K 0.79% | 0.00 | 0.00 | 29.07K |
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