Filed: 2/14/2023ACC: 0001214659-23-002231
📋 What this filing means
BETTER MONEY DECISIONS, LLC filed this quarterly 13F‑HR report disclosing 68 equity positions with a total reported market value of $115.30M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
68
Positions
$115.30M
Total AUM (reported)
2.23M
Total Shares
Allocation by class
CORE MSCI EAFE$18.90M16.4%
ISHS 1-5YR INVS$10.31M8.9%
US EQTY PWR BUF$7.90M6.8%
PORTFOLIO SH TSR$7.82M6.8%
SMALL CP ETF$7.72M6.7%
SHORT TRM BOND$7.05M6.1%
COM$5.72M5.0%
Portfolio Concentration
Top 3$37.03M32.1%
4–10$35.89M31.1%
11–25$23.89M20.7%
Rest$18.48M16.0%
Top 3 weight
32.1%
Top 10 weight
63.2%
Voting Authority Distribution
Total shares with voting rights: 2.23M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
2.23M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole68
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings68
Rows:
ISHARES TR
SOLEShares306.62K
TypeSH
Market value$18.90M
16.39%
Sole
0.00
Shared
0.00
None
306.62K
ISHARES TR
SOLEShares206.94K
TypeSH
Market value$10.31M
8.94%
Sole
0.00
Shared
0.00
None
206.94K
SPDR SER TR
SOLEShares270.80K
TypeSH
Market value$7.82M
6.79%
Sole
0.00
Shared
0.00
None
270.80K
VANGUARD INDEX FDS
SOLEShares42.08K
TypeSH
Market value$7.72M
6.70%
Sole
0.00
Shared
0.00
None
42.08K
VANGUARD BD INDEX FDS
SOLEShares93.67K
TypeSH
Market value$7.05M
6.12%
Sole
0.00
Shared
0.00
None
93.67K
ISHARES TR
SOLEShares21.79K
TypeSH
Market value$5.27M
4.57%
Sole
0.00
Shared
0.00
None
21.79K
VANGUARD MALVERN FDS
SOLEShares107.69K
TypeSH
Market value$5.03M
4.36%
Sole
0.00
Shared
0.00
None
107.69K
SPDR INDEX SHS FDS
SOLEShares151.63K
TypeSH
Market value$5.00M
4.33%
Sole
0.00
Shared
0.00
None
151.63K
VANGUARD INDEX FDS
SOLEShares9.58K
TypeSH
Market value$3.37M
2.92%
Sole
0.00
Shared
0.00
None
9.58K
SPDR SER TR
SOLEShares48.44K
TypeSH
Market value$2.45M
2.13%
Sole
0.00
Shared
0.00
None
48.44K
VANGUARD SCOTTSDALE FDS
SOLEShares30.16K
TypeSH
Market value$2.34M
2.03%
Sole
0.00
Shared
0.00
None
30.16K
APPLE INC
SOLEShares17.84K
TypeSH
Market value$2.32M
2.01%
Sole
0.00
Shared
0.00
None
17.84K
INNOVATOR ETFS TR
SOLEShares75.76K
TypeSH
Market value$2.28M
1.98%
Sole
0.00
Shared
0.00
None
75.76K
SPDR SER TR
SOLEShares69.04K
TypeSH
Market value$2.10M
1.82%
Sole
0.00
Shared
0.00
None
69.04K
INNOVATOR ETFS TR
SOLEShares63.04K
TypeSH
Market value$1.84M
1.60%
Sole
0.00
Shared
0.00
None
63.04K
ISHARES TR
SOLEShares34.76K
TypeSH
Market value$1.65M
1.43%
Sole
0.00
Shared
0.00
None
34.76K
ISHARES TR
SOLEShares55.60K
TypeSH
Market value$1.58M
1.37%
Sole
0.00
Shared
0.00
None
55.60K
ISHARES TR
SOLEShares60.94K
TypeSH
Market value$1.45M
1.26%
Sole
0.00
Shared
0.00
None
60.94K
NUSHARES ETF TR
SOLEShares54.16K
TypeSH
Market value$1.40M
1.21%
Sole
0.00
Shared
0.00
None
54.16K
INNOVATOR ETFS TR
SOLEShares42.71K
TypeSH
Market value$1.29M
1.12%
Sole
0.00
Shared
0.00
None
42.71K
SPDR INDEX SHS FDS
SOLEShares41.12K
TypeSH
Market value$1.22M
1.06%
Sole
0.00
Shared
0.00
None
41.12K
VANGUARD INDEX FDS
SOLEShares14.12K
TypeSH
Market value$1.16M
1.01%
Sole
0.00
Shared
0.00
None
14.12K
INNOVATOR ETFS TR
SOLEShares40.59K
TypeSH
Market value$1.15M
1.00%
Sole
0.00
Shared
0.00
None
40.59K
ISHARES TR
SOLEShares22.91K
TypeSH
Market value$1.07M
0.93%
Sole
0.00
Shared
0.00
None
22.91K
VANGUARD WORLD FDS
SOLEShares4.18K
TypeSH
Market value$1.04M
0.90%
Sole
0.00
Shared
0.00
None
4.18K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE MSCI EAFE | 306.62K | SH | $18.90M 16.39% | 0.00 | 0.00 | 306.62K |
ISHARES TRSOLE | ISHS 1-5YR INVS | 206.94K | SH | $10.31M 8.94% | 0.00 | 0.00 | 206.94K |
SPDR SER TRSOLE | PORTFOLIO SH TSR | 270.80K | SH | $7.82M 6.79% | 0.00 | 0.00 | 270.80K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 42.08K | SH | $7.72M 6.70% | 0.00 | 0.00 | 42.08K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 93.67K | SH | $7.05M 6.12% | 0.00 | 0.00 | 93.67K |
ISHARES TRSOLE | CORE S&P MCP ETF | 21.79K | SH | $5.27M 4.57% | 0.00 | 0.00 | 21.79K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 107.69K | SH | $5.03M 4.36% | 0.00 | 0.00 | 107.69K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO EMG MK | 151.63K | SH | $5.00M 4.33% | 0.00 | 0.00 | 151.63K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 9.58K | SH | $3.37M 2.92% | 0.00 | 0.00 | 9.58K |
SPDR SER TRSOLE | PRTFLO S&P500 GW | 48.44K | SH | $2.45M 2.13% | 0.00 | 0.00 | 48.44K |
VANGUARD SCOTTSDALE FDSSOLE | INT-TERM CORP | 30.16K | SH | $2.34M 2.03% | 0.00 | 0.00 | 30.16K |
APPLE INCSOLE | COM | 17.84K | SH | $2.32M 2.01% | 0.00 | 0.00 | 17.84K |
INNOVATOR ETFS TRSOLE | US EQTY PWR BUF | 75.76K | SH | $2.28M 1.98% | 0.00 | 0.00 | 75.76K |
SPDR SER TRSOLE | BLOOMBERG INVT | 69.04K | SH | $2.10M 1.82% | 0.00 | 0.00 | 69.04K |
INNOVATOR ETFS TRSOLE | US EQTY PWR BUF | 63.04K | SH | $1.84M 1.60% | 0.00 | 0.00 | 63.04K |
ISHARES TRSOLE | CORE INTL AGGR | 34.76K | SH | $1.65M 1.43% | 0.00 | 0.00 | 34.76K |
ISHARES TRSOLE | ESG SCRND S&P500 | 55.60K | SH | $1.58M 1.37% | 0.00 | 0.00 | 55.60K |
ISHARES TRSOLE | ESG AWRE 1 5 YR | 60.94K | SH | $1.45M 1.26% | 0.00 | 0.00 | 60.94K |
NUSHARES ETF TRSOLE | NUVEEN ESG INTL | 54.16K | SH | $1.40M 1.21% | 0.00 | 0.00 | 54.16K |
INNOVATOR ETFS TRSOLE | US EQTY PWR BUF | 42.71K | SH | $1.29M 1.12% | 0.00 | 0.00 | 42.71K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 41.12K | SH | $1.22M 1.06% | 0.00 | 0.00 | 41.12K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 14.12K | SH | $1.16M 1.01% | 0.00 | 0.00 | 14.12K |
INNOVATOR ETFS TRSOLE | US EQTY PWR BUF | 40.59K | SH | $1.15M 1.00% | 0.00 | 0.00 | 40.59K |
ISHARES TRSOLE | ESG AWR US AGRGT | 22.91K | SH | $1.07M 0.93% | 0.00 | 0.00 | 22.91K |
VANGUARD WORLD FDSSOLE | HEALTH CAR ETF | 4.18K | SH | $1.04M 0.90% | 0.00 | 0.00 | 4.18K |
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