ARBOR TRUST WEALTH ADVISORS, LLC

PrivateCIK: 1797135

Location

ANN ARBOR, MI

Positions

$227.62M

Total AUM (reported)

3.60M

Total Shares

Allocation by class

COM$77.81M34.2%

INTL EQTY ETF$17.30M7.6%

CORE PLUS BD ETF$10.80M4.7%

MSCI EAFE ETF$10.64M4.7%

US LCAP GR ETF$9.70M4.3%

US MID-CAP ETF$7.78M3.4%

US LRG CAP ETF$7.03M3.1%

Portfolio Concentration

Top 3$38.74M17.0%

4–10$54.73M24.0%

11–25$70.45M30.9%

Rest$63.70M28.0%

Top 3 weight

17.0%

Top 10 weight

41.1%

Voting Authority Distribution

Total shares with voting rights: 3.60M

Sole

Full voting authority

3.33M

% of voting shares92.4%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

273.02K

% of voting shares7.6%

Investment Discretion (by position count)

Sole90

Shared0

Other0

Dominant voting typeSole · 92.4% of voting shares

Institutional Holdings90

Rows:

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares698.93K

TypeSH

Market value$17.30M

7.60%

Sole

662.70K

Shared

0.00

None

36.23K

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares229.34K

TypeSH

Market value$10.80M

4.74%

Sole

205.44K

Shared

0.00

None

23.90K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares109.55K

TypeSH

Market value$10.64M

4.67%

Sole

92.75K

Shared

0.00

None

16.80K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares332.88K

TypeSH

Market value$9.70M

4.26%

Sole

314.31K

Shared

0.00

None

18.58K

ABBVIE INC

SOLE

COM

Shares43.01K

TypeSH

Market value$9.35M

4.11%

Sole

41.59K

Shared

0.00

None

1.42K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares251.22K

TypeSH

Market value$7.78M

3.42%

Sole

233.91K

Shared

0.00

None

17.30K

APPLE INC

SOLE

COM

Shares29.60K

TypeSH

Market value$7.51M

3.30%

Sole

28.69K

Shared

0.00

None

915.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares274.07K

TypeSH

Market value$7.03M

3.09%

Sole

266.19K

Shared

0.00

None

7.88K

PIMCO ETF TR

SOLE

MULTISECTOR BD

Shares257.32K

TypeSH

Market value$6.74M

2.96%

Sole

235.15K

Shared

0.00

None

22.17K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares117.07K

TypeSH

Market value$6.62M

2.91%

Sole

112.31K

Shared

0.00

None

4.76K

WISDOMTREE TR

SOLE

EMER MKT HIGH FD

Shares128.65K

TypeSH

Market value$6.39M

2.81%

Sole

117.12K

Shared

0.00

None

11.53K

STATE STR SPDR S&P MIDCAP 40

SOLE

UTSER1 S&PDCRP

Shares9.93K

TypeSH

Market value$6.14M

2.70%

Sole

8.50K

Shared

0.00

None

1.44K

ALPHABET INC

SOLE

CAP STK CL A

Shares19.69K

TypeSH

Market value$5.66M

2.49%

Sole

18.23K

Shared

0.00

None

1.47K

ISHARES TR

SOLE

GLB INFRASTR ETF

Shares76.86K

TypeSH

Market value$5.15M

2.26%

Sole

74.86K

Shared

0.00

None

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares176.63K

TypeSH

Market value$5.14M

2.26%

Sole

150.79K

Shared

0.00

None

25.83K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares51.22K

TypeSH

Market value$5.08M

2.23%

Sole

49.74K

Shared

0.00

None

1.48K

ABBOTT LABORATORIES

SOLE

COM

Shares44.74K

TypeSH

Market value$4.59M

2.02%

Sole

43.67K

Shared

0.00

None

1.07K

JPMORGAN CHASE & CO

SOLE

COM

Shares15.50K

TypeSH

Market value$4.56M

2.00%

Sole

14.13K

Shared

0.00

None

1.37K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares57.21K

TypeSH

Market value$4.54M

1.99%

Sole

54.72K

Shared

0.00

None

2.49K

MICROSOFT CORP

SOLE

COM

Shares11.65K

TypeSH

Market value$4.31M

1.90%

Sole

11.04K

Shared

0.00

None

610.00

COSTCO WHOLESALE CORPORATION

SOLE

COM

Shares4.09K

TypeSH

Market value$4.08M

1.79%

Sole

3.83K

Shared

0.00

None

260.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares71.11K

TypeSH

Market value$3.84M

1.69%

Sole

62.84K

Shared

0.00

None

8.28K

ISHARES TR

SOLE

SELECT US REIT

Shares59.71K

TypeSH

Market value$3.70M

1.62%

Sole

55.93K

Shared

0.00

None

3.78K

CATERPILLAR INC

SOLE

COM

Shares5.13K

TypeSH

Market value$3.63M

1.60%

Sole

4.80K

Shared

0.00

None

330.00

STRYKER CORPORATION

SOLE

COM

Shares11.02K

TypeSH

Market value$3.63M

1.60%

Sole

10.42K

Shared

0.00

None

605.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	698.93K	SH	$17.30M 7.60%	662.70K	36.23K
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	229.34K	SH	$10.80M 4.74%	205.44K	23.90K
ISHARES TRSOLE	MSCI EAFE ETF	109.55K	SH	$10.64M 4.67%	92.75K	16.80K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	332.88K	SH	$9.70M 4.26%	314.31K	18.58K
ABBVIE INCSOLE	COM	43.01K	SH	$9.35M 4.11%	41.59K	1.42K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	251.22K	SH	$7.78M 3.42%	233.91K	17.30K
APPLE INCSOLE	COM	29.60K	SH	$7.51M 3.30%	28.69K	915.00
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	274.07K	SH	$7.03M 3.09%	266.19K	7.88K
PIMCO ETF TRSOLE	MULTISECTOR BD	257.32K	SH	$6.74M 2.96%	235.15K	22.17K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	117.07K	SH	$6.62M 2.91%	112.31K	4.76K
WISDOMTREE TRSOLE	EMER MKT HIGH FD	128.65K	SH	$6.39M 2.81%	117.12K	11.53K
STATE STR SPDR S&P MIDCAP 40SOLE	UTSER1 S&PDCRP	9.93K	SH	$6.14M 2.70%	8.50K	1.44K
ALPHABET INCSOLE	CAP STK CL A	19.69K	SH	$5.66M 2.49%	18.23K	1.47K
ISHARES TRSOLE	GLB INFRASTR ETF	76.86K	SH	$5.15M 2.26%	74.86K	2K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	176.63K	SH	$5.14M 2.26%	150.79K	25.83K
ISHARES TRSOLE	CORE US AGGBD ET	51.22K	SH	$5.08M 2.23%	49.74K	1.48K
ABBOTT LABORATORIESSOLE	COM	44.74K	SH	$4.59M 2.02%	43.67K	1.07K
JPMORGAN CHASE & COSOLE	COM	15.50K	SH	$4.56M 2.00%	14.13K	1.37K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	57.21K	SH	$4.54M 1.99%	54.72K	2.49K
MICROSOFT CORPSOLE	COM	11.65K	SH	$4.31M 1.90%	11.04K	610.00
COSTCO WHOLESALE CORPORATIONSOLE	COM	4.09K	SH	$4.08M 1.79%	3.83K	260.00
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	71.11K	SH	$3.84M 1.69%	62.84K	8.28K
ISHARES TRSOLE	SELECT US REIT	59.71K	SH	$3.70M 1.62%	55.93K	3.78K
CATERPILLAR INCSOLE	COM	5.13K	SH	$3.63M 1.60%	4.80K	330.00
STRYKER CORPORATIONSOLE	COM	11.02K	SH	$3.63M 1.60%	10.42K	605.00

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