ARBOR TRUST WEALTH ADVISORS, LLC

Filed: 8/7/2025ACC: 0001951757-25-001049

📋 What this filing means

ARBOR TRUST WEALTH ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 84 equity positions with a total reported market value of $204.43M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$204.43M

Total AUM (reported)

3.15M

Total Shares

Allocation by class

COM$79.58M38.9%

CORE PLUS BD ETF$10.30M5.0%

US LCAP GR ETF$9.82M4.8%

US MID-CAP ETF$9.61M4.7%

INTL EQTY ETF$8.82M4.3%

UTSER1 S&PDCRP$7.84M3.8%

US LRG CAP ETF$6.53M3.2%

Portfolio Concentration

Top 3$29.72M14.5%

4–10$51.25M25.1%

11–25$66.22M32.4%

Rest$57.24M28.0%

Top 3 weight

14.5%

Top 10 weight

39.6%

Voting Authority Distribution

Total shares with voting rights: 3.15M

Sole

Full voting authority

2.98M

% of voting shares94.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

166.95K

% of voting shares5.3%

Investment Discretion (by position count)

Sole84

Shared0

Other0

Dominant voting typeSole · 94.7% of voting shares

Institutional Holdings84

Rows:

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares218.79K

TypeSH

Market value$10.30M

5.04%

Sole

215.45K

Shared

0.00

None

3.34K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares336.23K

TypeSH

Market value$9.82M

4.80%

Sole

329.65K

Shared

0.00

None

6.57K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares342.44K

TypeSH

Market value$9.61M

4.70%

Sole

319.32K

Shared

0.00

None

23.12K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares399.13K

TypeSH

Market value$8.82M

4.31%

Sole

375.91K

Shared

0.00

None

23.22K

ABBVIE INC

SOLE

COM

Shares45.09K

TypeSH

Market value$8.37M

4.09%

Sole

43.67K

Shared

0.00

None

1.42K

SPDR S&P MIDCAP 400 ETF TR

SOLE

UTSER1 S&PDCRP

Shares13.79K

TypeSH

Market value$7.84M

3.83%

Sole

13.11K

Shared

0.00

None

680.00

APPLE INC

SOLE

COM

Shares33.05K

TypeSH

Market value$6.78M

3.32%

Sole

32.14K

Shared

0.00

None

915.00

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares267.07K

TypeSH

Market value$6.53M

3.19%

Sole

262.10K

Shared

0.00

None

4.97K

MICROSOFT CORP

SOLE

COM

Shares13.02K

TypeSH

Market value$6.48M

3.17%

Sole

12.39K

Shared

0.00

None

635.00

ABBOTT LABS

SOLE

COM

Shares47.34K

TypeSH

Market value$6.44M

3.15%

Sole

46.27K

Shared

0.00

None

1.07K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares71.15K

TypeSH

Market value$6.36M

3.11%

Sole

65.51K

Shared

0.00

None

5.63K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 VL

Shares107.24K

TypeSH

Market value$5.61M

2.75%

Sole

104.87K

Shared

0.00

None

2.37K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares216.93K

TypeSH

Market value$5.49M

2.68%

Sole

196.99K

Shared

0.00

None

19.94K

JPMORGAN CHASE & CO.

SOLE

COM

Shares16.76K

TypeSH

Market value$4.86M

2.38%

Sole

15.39K

Shared

0.00

None

1.37K

STRYKER CORPORATION

SOLE

COM

Shares11.42K

TypeSH

Market value$4.53M

2.21%

Sole

10.81K

Shared

0.00

None

605.00

COSTCO WHSL CORP NEW

SOLE

COM

Shares4.49K

TypeSH

Market value$4.45M

2.18%

Sole

4.23K

Shared

0.00

None

260.00

ISHARES TR

SOLE

MSCI INDIA ETF

Shares78.79K

TypeSH

Market value$4.39M

2.15%

Sole

72.49K

Shared

0.00

None

6.30K

PIMCO ETF TR

SOLE

MULTISECTOR BD

Shares158.25K

TypeSH

Market value$4.20M

2.05%

Sole

144.35K

Shared

0.00

None

13.89K

ALPHABET INC

SOLE

CAP STK CL A

Shares23.46K

TypeSH

Market value$4.13M

2.02%

Sole

21.92K

Shared

0.00

None

1.54K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares40.88K

TypeSH

Market value$4.06M

1.98%

Sole

40.13K

Shared

0.00

None

754.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares50.51K

TypeSH

Market value$4.02M

1.96%

Sole

49.31K

Shared

0.00

None

1.20K

ORACLE CORP

SOLE

COM

Shares17.07K

TypeSH

Market value$3.73M

1.83%

Sole

16.67K

Shared

0.00

None

400.00

ISHARES TR

SOLE

SELECT US REIT

Shares60.02K

TypeSH

Market value$3.67M

1.80%

Sole

56.18K

Shared

0.00

None

3.85K

VISA INC

SOLE

COM CL A

Shares10.01K

TypeSH

Market value$3.56M

1.74%

Sole

9.50K

Shared

0.00

None

510.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares5.11K

TypeSH

Market value$3.17M

1.55%

Sole

5.11K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	218.79K	SH	$10.30M 5.04%	215.45K	3.34K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	336.23K	SH	$9.82M 4.80%	329.65K	6.57K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	342.44K	SH	$9.61M 4.70%	319.32K	23.12K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	399.13K	SH	$8.82M 4.31%	375.91K	23.22K
ABBVIE INCSOLE	COM	45.09K	SH	$8.37M 4.09%	43.67K	1.42K
SPDR S&P MIDCAP 400 ETF TRSOLE	UTSER1 S&PDCRP	13.79K	SH	$7.84M 3.83%	13.11K	680.00
APPLE INCSOLE	COM	33.05K	SH	$6.78M 3.32%	32.14K	915.00
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	267.07K	SH	$6.53M 3.19%	262.10K	4.97K
MICROSOFT CORPSOLE	COM	13.02K	SH	$6.48M 3.17%	12.39K	635.00
ABBOTT LABSSOLE	COM	47.34K	SH	$6.44M 3.15%	46.27K	1.07K
ISHARES TRSOLE	MSCI EAFE ETF	71.15K	SH	$6.36M 3.11%	65.51K	5.63K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 VL	107.24K	SH	$5.61M 2.75%	104.87K	2.37K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	216.93K	SH	$5.49M 2.68%	196.99K	19.94K
JPMORGAN CHASE & CO.SOLE	COM	16.76K	SH	$4.86M 2.38%	15.39K	1.37K
STRYKER CORPORATIONSOLE	COM	11.42K	SH	$4.53M 2.21%	10.81K	605.00
COSTCO WHSL CORP NEWSOLE	COM	4.49K	SH	$4.45M 2.18%	4.23K	260.00
ISHARES TRSOLE	MSCI INDIA ETF	78.79K	SH	$4.39M 2.15%	72.49K	6.30K
PIMCO ETF TRSOLE	MULTISECTOR BD	158.25K	SH	$4.20M 2.05%	144.35K	13.89K
ALPHABET INCSOLE	CAP STK CL A	23.46K	SH	$4.13M 2.02%	21.92K	1.54K
ISHARES TRSOLE	CORE US AGGBD ET	40.88K	SH	$4.06M 1.98%	40.13K	754.00
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	50.51K	SH	$4.02M 1.96%	49.31K	1.20K
ORACLE CORPSOLE	COM	17.07K	SH	$3.73M 1.83%	16.67K	400.00
ISHARES TRSOLE	SELECT US REIT	60.02K	SH	$3.67M 1.80%	56.18K	3.85K
VISA INCSOLE	COM CL A	10.01K	SH	$3.56M 1.74%	9.50K	510.00
ISHARES TRSOLE	CORE S&P500 ETF	5.11K	SH	$3.17M 1.55%	5.11K	0.00

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