Filed: 11/10/2025ACC: 0001776290-25-000006
📋 What this filing means
ZHANG FINANCIAL LLC filed this quarterly 13F‑HR report disclosing 316 equity positions with a total reported market value of $2.46B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
316
Positions
$2.46B
Total AUM (reported)
26.60M
Total Shares
Allocation by class
COM$340.96M13.9%
S&P 500 ETF SHS$185.65M7.5%
TOTAL STK MKT$180.48M7.3%
US EQUITY ETF$174.10M7.1%
CORE S&P TTL STK$141.27M5.7%
VG TL INTL STK F$127.86M5.2%
US CORE EQUITY 2$126.92M5.2%
Portfolio Concentration
Top 3$540.23M21.9%
4–10$700.09M28.4%
11–25$498.87M20.3%
Rest$722.19M29.3%
Top 3 weight
21.9%
Top 10 weight
50.4%
Voting Authority Distribution
Total shares with voting rights: 26.60M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
26.60M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole316
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings316
Rows:
VANGUARD S&P
SOLEShares303.16K
TypeSH
Market value$185.65M
7.54%
Sole
0.00
Shared
0.00
None
303.16K
VANGUARD INDEX FDS
SOLEShares549.96K
TypeSH
Market value$180.48M
7.33%
Sole
0.00
Shared
0.00
None
549.96K
DIMENSIONAL US
SOLEShares2.40M
TypeSH
Market value$174.10M
7.07%
Sole
0.00
Shared
0.00
None
2.40M
ISHARES CORE
SOLEShares969.90K
TypeSH
Market value$141.27M
5.74%
Sole
0.00
Shared
0.00
None
969.90K
VANGUARD STAR FDS
SOLEShares1.74M
TypeSH
Market value$127.86M
5.19%
Sole
0.00
Shared
0.00
None
1.74M
DIMENSIONAL US
SOLEShares3.29M
TypeSH
Market value$126.92M
5.16%
Sole
0.00
Shared
0.00
None
3.29M
VANGUARD INTL EQUITY INDEX F
SOLEShares712.62K
TypeSH
Market value$98.20M
3.99%
Sole
0.00
Shared
0.00
None
712.62K
VANGUARD INTERMEDIATE
SOLEShares1.14M
TypeSH
Market value$88.75M
3.61%
Sole
0.00
Shared
0.00
None
1.14M
DIMENSIONAL ETF TRUST
SOLEShares1.79M
TypeSH
Market value$64.90M
2.64%
Sole
0.00
Shared
0.00
None
1.79M
APPLE INC
SOLEShares204.96K
TypeSH
Market value$52.19M
2.12%
Sole
0.00
Shared
0.00
None
204.96K
VANGUARD SMALL
SOLEShares236.21K
TypeSH
Market value$49.30M
2.00%
Sole
0.00
Shared
0.00
None
236.21K
VANGUARD TOTAL
SOLEShares631.84K
TypeSH
Market value$46.99M
1.91%
Sole
0.00
Shared
0.00
None
631.84K
VANGUARD HIGH
SOLEShares316.99K
TypeSH
Market value$44.68M
1.82%
Sole
0.00
Shared
0.00
None
316.99K
STRYKER CORP
SOLEShares113.98K
TypeSH
Market value$42.13M
1.71%
Sole
0.00
Shared
0.00
None
113.98K
BNY MELLON
SOLEShares308.45K
TypeSH
Market value$39.60M
1.61%
Sole
0.00
Shared
0.00
None
308.45K
ISHARES GOLD
SOLEShares475.60K
TypeSH
Market value$34.61M
1.41%
Sole
0.00
Shared
0.00
None
475.60K
MICROSOFT CORP
SOLEShares62.95K
TypeSH
Market value$32.60M
1.32%
Sole
0.00
Shared
0.00
None
62.95K
DIMENSIONAL US
SOLEShares655.91K
TypeSH
Market value$30.01M
1.22%
Sole
0.00
Shared
0.00
None
655.91K
ISHARES CORE
SOLEShares289.10K
TypeSH
Market value$28.98M
1.18%
Sole
0.00
Shared
0.00
None
289.10K
VANGUARD SHORT
SOLEShares351.03K
TypeSH
Market value$28.06M
1.14%
Sole
0.00
Shared
0.00
None
351.03K
AVANTIS INTL
SOLEShares340.27K
TypeSH
Market value$26.85M
1.09%
Sole
0.00
Shared
0.00
None
340.27K
NVIDIA CORP
SOLEShares143.03K
TypeSH
Market value$26.69M
1.08%
Sole
0.00
Shared
0.00
None
143.03K
VANGUARD MID
SOLEShares87.55K
TypeSH
Market value$25.72M
1.04%
Sole
0.00
Shared
0.00
None
87.55K
SPDR PORTFOLIO
SOLEShares266.96K
TypeSH
Market value$21.53M
0.87%
Sole
0.00
Shared
0.00
None
266.96K
VANGUARD S&P
SOLEShares105.88K
TypeSH
Market value$21.12M
0.86%
Sole
0.00
Shared
0.00
None
105.88K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD S&PSOLE | S&P 500 ETF SHS | 303.16K | SH | $185.65M 7.54% | 0.00 | 0.00 | 303.16K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 549.96K | SH | $180.48M 7.33% | 0.00 | 0.00 | 549.96K |
DIMENSIONAL USSOLE | US EQUITY ETF | 2.40M | SH | $174.10M 7.07% | 0.00 | 0.00 | 2.40M |
ISHARES CORESOLE | CORE S&P TTL STK | 969.90K | SH | $141.27M 5.74% | 0.00 | 0.00 | 969.90K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 1.74M | SH | $127.86M 5.19% | 0.00 | 0.00 | 1.74M |
DIMENSIONAL USSOLE | US CORE EQUITY 2 | 3.29M | SH | $126.92M 5.16% | 0.00 | 0.00 | 3.29M |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 712.62K | SH | $98.20M 3.99% | 0.00 | 0.00 | 712.62K |
VANGUARD INTERMEDIATESOLE | INTERMED TERM | 1.14M | SH | $88.75M 3.61% | 0.00 | 0.00 | 1.14M |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 1.79M | SH | $64.90M 2.64% | 0.00 | 0.00 | 1.79M |
APPLE INCSOLE | COM | 204.96K | SH | $52.19M 2.12% | 0.00 | 0.00 | 204.96K |
VANGUARD SMALLSOLE | SM CP VAL ETF | 236.21K | SH | $49.30M 2.00% | 0.00 | 0.00 | 236.21K |
VANGUARD TOTALSOLE | TOTAL BND MRKT | 631.84K | SH | $46.99M 1.91% | 0.00 | 0.00 | 631.84K |
VANGUARD HIGHSOLE | HIGH DIV YLD | 316.99K | SH | $44.68M 1.82% | 0.00 | 0.00 | 316.99K |
STRYKER CORPSOLE | COM | 113.98K | SH | $42.13M 1.71% | 0.00 | 0.00 | 113.98K |
BNY MELLONSOLE | US LRG CP CORE | 308.45K | SH | $39.60M 1.61% | 0.00 | 0.00 | 308.45K |
ISHARES GOLDSOLE | ISHARES | 475.60K | SH | $34.61M 1.41% | 0.00 | 0.00 | 475.60K |
MICROSOFT CORPSOLE | COM | 62.95K | SH | $32.60M 1.32% | 0.00 | 0.00 | 62.95K |
DIMENSIONAL USSOLE | US CORE EQT MKT | 655.91K | SH | $30.01M 1.22% | 0.00 | 0.00 | 655.91K |
ISHARES CORESOLE | CORE US AGGBD ET | 289.10K | SH | $28.98M 1.18% | 0.00 | 0.00 | 289.10K |
VANGUARD SHORTSOLE | SHRT TRM CORP BD | 351.03K | SH | $28.06M 1.14% | 0.00 | 0.00 | 351.03K |
AVANTIS INTLSOLE | INTL EQT ETF | 340.27K | SH | $26.85M 1.09% | 0.00 | 0.00 | 340.27K |
NVIDIA CORPSOLE | COM | 143.03K | SH | $26.69M 1.08% | 0.00 | 0.00 | 143.03K |
VANGUARD MIDSOLE | MID CAP ETF | 87.55K | SH | $25.72M 1.04% | 0.00 | 0.00 | 87.55K |
SPDR PORTFOLIOSOLE | PORTFOLI S&P1500 | 266.96K | SH | $21.53M 0.87% | 0.00 | 0.00 | 266.96K |
VANGUARD S&PSOLE | 500 VAL IDX FD | 105.88K | SH | $21.12M 0.86% | 0.00 | 0.00 | 105.88K |
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