YOUNG KAREN S

PrivateCIK: 1783945

Location

WILLIAMSPORT, PA

YOUNG KAREN S enters PENNS WOODS BANCORP INC with 361.00 shares plus derivative instruments

Holding both equity and derivatives at entry signals strong long-term conviction in the company.

Direct Derivatives

YOUNG KAREN S

Filed: 7/31/2019ACC: 0001783945-19-000001

InsiderYOUNG KAREN SCIK 1783945

→

IssuerPENNS WOODS BANCORP INCCIK 716605

Officer· President & CEO of JSSB

Since Jul 2019

361.00

Baseline shares

100% direct

361.00

Direct ownership

1 position

39.10K

Derivative underlying

8 instruments

1

Security positions

All direct

Non-Derivative Holdings1

Penns Woods Bancorp, Inc. Common Stock

Direct

Shares owned361.00

Total

361.00 direct361.00

Security Title	Shares Owned	Ownership Type
Penns Woods Bancorp, Inc. Common Stock	361.00	Direct
Total	361.00	361.00 direct

Derivative Holdings8

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

1.50K

Shares owned

N/A

Exercise price

44.21

Expiration

—

Exercise window

—

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

6.50K

Shares owned

N/A

Exercise price

42.01

Expiration

—

Exercise window

—

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

4.50K

Shares owned

N/A

Exercise price

46

Expiration

—

Exercise window

—

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

1.50K

Shares owned

N/A

Exercise price

44.21

Expiration

—

Exercise window

—

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

5K

Shares owned

N/A

Exercise price

45.11

Expiration

—

Exercise window

—

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

6.50K

Shares owned

N/A

Exercise price

42.01

Expiration

—

Exercise window

—

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

8.60K

Shares owned

N/A

Exercise price

46

Expiration

—

Exercise window

—

Employee Stock Options (right to buy)

Direct

Underlying security

Common Stock

Underlying shares

5K

Shares owned

N/A

Exercise price

45.11

Expiration

—

Exercise window

—

Total

Underlying

39.10K

Owned

0.00

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Employee Stock Options (right to buy) Direct	Common Stock	44.21	—	—	1.50K	N/A
Employee Stock Options (right to buy) Direct	Common Stock	42.01	—	—	6.50K	N/A
Employee Stock Options (right to buy) Direct	Common Stock	46	—	—	4.50K	N/A
Employee Stock Options (right to buy) Direct	Common Stock	44.21	—	—	1.50K	N/A
Employee Stock Options (right to buy) Direct	Common Stock	45.11	—	—	5K	N/A
Employee Stock Options (right to buy) Direct	Common Stock	42.01	—	—	6.50K	N/A
Employee Stock Options (right to buy) Direct	Common Stock	46	—	—	8.60K	N/A
Employee Stock Options (right to buy) Direct	Common Stock	45.11	—	—	5K	N/A
Total					39.10K	0.00

YOUNG KAREN S — Initial Ownership Disclosure (Form 3) Filed Jul 31, 2019 | Finecho