YOUNG KAREN S

PrivateCIK: 1783945
Location

WILLIAMSPORT, PA

YOUNG KAREN S (President & CEO of JSSB) reported 1 transaction at PENNS WOODS BANCORP INC

Review the transaction codes below to understand the nature of each event.

InsiderYOUNG KAREN SCIK 1783945
IssuerPENNS WOODS BANCORP INCCIK 716605
Officer· President & CEO of JSSB
Since Jul 2019
-59.33K
Net shares
Net seller
$0.00
Total acquired
0
Open market trades
0B · 0S
8
Total transactions
59.33K disposed
Non-Derivative Transactions1

Common Stock

Direct
D · Disposition

Shares

17.73K

Price / share

Trade value

% of position

New position
7/25/2025
17.73K0.00
Total

Net shares

17.73K

Net value

$0.00

Derivative Transactions7

Employee Stock Options (Right to Buy)

Direct
D · Disposition
Converts to

Common Stock

2.30K shares

Shares

2.30K

Strike price

20.85

Held after

0.00

Exercisable

7/25/2025

Employee Stock Options (Right to Buy)

Direct
D · Disposition
Converts to

Common Stock

4.70K shares

Shares

4.70K

Strike price

20.85

Held after

0.00

Exercisable

7/25/2025

Employee Stock Options (Right to Buy)

Direct
D · Disposition
Converts to

Common Stock

3.30K shares

Shares

3.30K

Strike price

27.77

Held after

0.00

Exercisable

7/25/2025

Employee Stock Options (Right to Buy)

Direct
D · Disposition
Converts to

Common Stock

6.70K shares

Shares

6.70K

Strike price

27.77

Held after

0.00

Exercisable

7/25/2025

Employee Stock Options (Right to Buy)

Direct
D · Disposition
Converts to

Common Stock

8.30K shares

Shares

8.30K

Strike price

24.10

Held after

0.00

Exercisable

7/25/2025

Employee Stock Options (Right to Buy)

Direct
D · Disposition
Converts to

Common Stock

8.30K shares

Shares

8.30K

Strike price

24.23

Held after

0.00

Exercisable

7/25/2025

Employee Stock Options (Right to Buy)

Direct
D · Disposition
Converts to

Common Stock

8K shares

Shares

8K

Strike price

25.34

Held after

0.00

Exercisable

7/25/2025
YOUNG KAREN S — Insider Transaction (Form 4) Filed Jul 28, 2025 | Finecho