YOUNG KAREN S

PrivateCIK: 1783945
Location

WILLIAMSPORT, PA

YOUNG KAREN S (President & CEO of JSSB) exercised options at PENNS WOODS BANCORP INC

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise
InsiderYOUNG KAREN SCIK 1783945
IssuerPENNS WOODS BANCORP INCCIK 716605
Officer· President & CEO of JSSB
Since Jul 2019
-9.01K
Net shares
Net seller
$282.0K
Total sold
0
Open market trades
0B · 0S
3
Total transactions
9.75K acquired · 18.76K disposed
Non-Derivative Transactions2

Common Stock

Direct
M · Option Exercise

Shares

+9.75K

Price / share

$28.01

Trade value

$273.10K

% of position

57.4%
5/14/2025
16.99K26.74K

Common Stock

Direct
F · Tax Withholding

Shares

9.01K

Price / share

$31.30

Trade value

$282.01K

% of position

33.7%
5/14/2025
26.74K17.73K
Total

Net shares

+740.00

Net value

-$8.92K

Derivative Transactions1

Employee Stock Options (Right to Buy)

Direct
M · Option Exercise
Converts to

Common Stock

9.75K shares

Shares

9.75K

Strike price

28.01

Held after

0.00

Exercisable

5/14/2025
YOUNG KAREN S — Insider Transaction (Form 4) Filed May 15, 2025 | Finecho