YOUNG KAREN S

PrivateCIK: 1783945
Location

WILLIAMSPORT, PA

YOUNG KAREN S (President & CEO of JSSB) exercised options at PENNS WOODS BANCORP INC

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise
InsiderYOUNG KAREN SCIK 1783945
IssuerPENNS WOODS BANCORP INCCIK 716605
Officer· President & CEO of JSSB
Since Jul 2019
-6.88K
Net shares
Net seller
$202.7K
Total sold
0
Open market trades
0B · 0S
3
Total transactions
8K acquired · 14.88K disposed
Non-Derivative Transactions2

Common Stock

Direct
M · Option Exercise

Shares

+8K

Price / share

$25.34

Trade value

$202.72K

% of position

50.4%
5/1/2025
15.87K23.87K

Common Stock

Direct
F · Tax Withholding

Shares

6.88K

Price / share

$29.48

Trade value

$202.70K

% of position

28.8%
5/1/2025
23.87K16.99K
Total

Net shares

+1.12K

Net value

$15.52

Derivative Transactions1

Employee Stock Options (Right to Buy)

Direct
M · Option Exercise
Converts to

Common Stock

16K shares

Shares

8K

Strike price

25.34

Held after

8K

Exercisable

5/1/2025
YOUNG KAREN S — Insider Transaction (Form 4) Filed May 1, 2025 | Finecho