XML FINANCIAL, LLC

Filed: 7/24/2026ACC: 0001725547-26-000254

📋 What this filing means

XML FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 447 equity positions with a total reported market value of $1.37B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

447

Positions

$1.37B

Total AUM (reported)

19.19M

Total Shares

Allocation by class

COM$440.68M32.1%

US LCAP GR ETF$56.97M4.1%

CORE DIV GRWTH$44.40M3.2%

US LCAP VA ETF$43.65M3.2%

INF TECH ETF$34.99M2.5%

RUS 1000 GRW ETF$34.94M2.5%

RUS 1000 ETF$33.55M2.4%

Portfolio Concentration

Top 3$145.02M10.5%

4–10$215.60M15.7%

11–25$240.60M17.5%

Rest$773.65M56.3%

Top 3 weight

10.5%

Top 10 weight

26.2%

Voting Authority Distribution

Total shares with voting rights: 19.19M

Sole

Full voting authority

5.01K

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

19.18M

% of voting shares100.0%

Investment Discretion (by position count)

Sole447

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings447

Rows:

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares1.68M

TypeSH

Market value$56.97M

4.14%

Sole

702.00

Shared

0.00

None

1.68M

ISHARES TR

SOLE

CORE DIV GRWTH

Shares585.88K

TypeSH

Market value$44.40M

3.23%

Sole

0.00

Shared

0.00

None

585.88K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares1.25M

TypeSH

Market value$43.65M

3.17%

Sole

586.00

Shared

0.00

None

1.25M

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares292.78K

TypeSH

Market value$34.99M

2.55%

Sole

139.00

Shared

0.00

None

292.64K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares281.38K

TypeSH

Market value$34.94M

2.54%

Sole

0.00

Shared

0.00

None

281.38K

ISHARES TR

SOLE

RUS 1000 ETF

Shares81.94K

TypeSH

Market value$33.55M

2.44%

Sole

0.00

Shared

0.00

None

81.94K

APPLE INC

SOLE

COM

Shares115.96K

TypeSH

Market value$33.55M

2.44%

Sole

0.00

Shared

0.00

None

115.96K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares37.45K

TypeSH

Market value$28.04M

2.04%

Sole

0.00

Shared

0.00

None

37.45K

ISHARES TR

SOLE

RUS MID CAP ETF

Shares233.84K

TypeSH

Market value$25.80M

1.88%

Sole

0.00

Shared

0.00

None

233.84K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares317.27K

TypeSH

Market value$24.72M

1.80%

Sole

0.00

Shared

0.00

None

317.26K

MICROSOFT CORP

SOLE

COM

Shares57.81K

TypeSH

Market value$21.56M

1.57%

Sole

0.00

Shared

0.00

None

57.81K

PIMCO CORPORATE & INCOME OPP

SOLE

COM

Shares1.75M

TypeSH

Market value$21.11M

1.54%

Sole

0.00

Shared

0.00

None

1.75M

SPDR SERIES TRUST

SOLE

ST STR CONV ETF

Shares181.45K

TypeSH

Market value$19.56M

1.42%

Sole

0.00

Shared

0.00

None

181.45K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares36.08K

TypeSH

Market value$18.05M

1.31%

Sole

0.00

Shared

0.00

None

36.08K

PIMCO ETF TR

SOLE

INV GRD CRP BD

Shares182.66K

TypeSH

Market value$17.70M

1.29%

Sole

0.00

Shared

0.00

None

182.66K

SPDR GOLD TR

SOLE

GOLD SHS

Shares42.49K

TypeSH

Market value$15.65M

1.14%

Sole

24.00

Shared

0.00

None

42.46K

JOHNSON & JOHNSON

SOLE

COM

Shares60.68K

TypeSH

Market value$15.41M

1.12%

Sole

0.00

Shared

0.00

None

60.68K

NVIDIA CORPORATION

SOLE

COM

Shares74.28K

TypeSH

Market value$14.86M

1.08%

Sole

0.00

Shared

0.00

None

74.28K

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA US LG

Shares104.36K

TypeSH

Market value$14.81M

1.08%

Sole

128.00

Shared

0.00

None

104.23K

ISHARES TR

SOLE

U.S. FINLS ETF

Shares113.77K

TypeSH

Market value$14.51M

1.06%

Sole

0.00

Shared

0.00

None

113.77K

CISCO SYS INC

SOLE

COM

Shares121.98K

TypeSH

Market value$14.33M

1.04%

Sole

0.00

Shared

0.00

None

121.98K

SPDR SERIES TRUST

SOLE

ST STR PR SP1500

Shares155.58K

TypeSH

Market value$14.12M

1.03%

Sole

0.00

Shared

0.00

None

155.58K

ALPHABET INC

SOLE

CAP STK CL A

Shares36.39K

TypeSH

Market value$13.01M

0.95%

Sole

0.00

Shared

0.00

None

36.39K

JPMORGAN CHASE & CO

SOLE

COM

Shares39.60K

TypeSH

Market value$12.96M

0.94%

Sole

0.00

Shared

0.00

None

39.60K

PACER FDS TR

SOLE

US CASH COWS 100

Shares208.24K

TypeSH

Market value$12.95M

0.94%

Sole

0.00

Shared

0.00

None

208.24K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	1.68M	SH	$56.97M 4.14%	702.00	1.68M
ISHARES TRSOLE	CORE DIV GRWTH	585.88K	SH	$44.40M 3.23%	0.00	585.88K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	1.25M	SH	$43.65M 3.17%	586.00	1.25M
VANGUARD WORLD FDSOLE	INF TECH ETF	292.78K	SH	$34.99M 2.55%	139.00	292.64K
ISHARES TRSOLE	RUS 1000 GRW ETF	281.38K	SH	$34.94M 2.54%	0.00	281.38K
ISHARES TRSOLE	RUS 1000 ETF	81.94K	SH	$33.55M 2.44%	0.00	81.94K
APPLE INCSOLE	COM	115.96K	SH	$33.55M 2.44%	0.00	115.96K
ISHARES TRSOLE	CORE S&P500 ETF	37.45K	SH	$28.04M 2.04%	0.00	37.45K
ISHARES TRSOLE	RUS MID CAP ETF	233.84K	SH	$25.80M 1.88%	0.00	233.84K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	317.27K	SH	$24.72M 1.80%	0.00	317.26K
MICROSOFT CORPSOLE	COM	57.81K	SH	$21.56M 1.57%	0.00	57.81K
PIMCO CORPORATE & INCOME OPPSOLE	COM	1.75M	SH	$21.11M 1.54%	0.00	1.75M
SPDR SERIES TRUSTSOLE	ST STR CONV ETF	181.45K	SH	$19.56M 1.42%	0.00	181.45K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	36.08K	SH	$18.05M 1.31%	0.00	36.08K
PIMCO ETF TRSOLE	INV GRD CRP BD	182.66K	SH	$17.70M 1.29%	0.00	182.66K
SPDR GOLD TRSOLE	GOLD SHS	42.49K	SH	$15.65M 1.14%	24.00	42.46K
JOHNSON & JOHNSONSOLE	COM	60.68K	SH	$15.41M 1.12%	0.00	60.68K
NVIDIA CORPORATIONSOLE	COM	74.28K	SH	$14.86M 1.08%	0.00	74.28K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA US LG	104.36K	SH	$14.81M 1.08%	128.00	104.23K
ISHARES TRSOLE	U.S. FINLS ETF	113.77K	SH	$14.51M 1.06%	0.00	113.77K
CISCO SYS INCSOLE	COM	121.98K	SH	$14.33M 1.04%	0.00	121.98K
SPDR SERIES TRUSTSOLE	ST STR PR SP1500	155.58K	SH	$14.12M 1.03%	0.00	155.58K
ALPHABET INCSOLE	CAP STK CL A	36.39K	SH	$13.01M 0.95%	0.00	36.39K
JPMORGAN CHASE & COSOLE	COM	39.60K	SH	$12.96M 0.94%	0.00	39.60K
PACER FDS TRSOLE	US CASH COWS 100	208.24K	SH	$12.95M 0.94%	0.00	208.24K

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