XML FINANCIAL, LLC

Filed: 7/17/2025ACC: 0001725547-25-003469

📋 What this filing means

XML FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 375 equity positions with a total reported market value of $1.16B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

375

Positions

$1.16B

Total AUM (reported)

18.95M

Total Shares

Allocation by class

COM$418.51M36.2%

US LCAP GR ETF$46.62M4.0%

RUS 1000 GRW ETF$34.45M3.0%

US LCAP VA ETF$33.33M2.9%

CORE DIV GRWTH$32.25M2.8%

RUS 1000 ETF$28.94M2.5%

INF TECH ETF$24.03M2.1%

Portfolio Concentration

Top 3$114.40M9.9%

4–10$185.65M16.1%

11–25$220.77M19.1%

Rest$634.98M54.9%

Top 3 weight

9.9%

Top 10 weight

26.0%

Voting Authority Distribution

Total shares with voting rights: 18.95M

Sole

Full voting authority

2.04K

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

18.95M

% of voting shares100.0%

Investment Discretion (by position count)

Sole375

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings375

Rows:

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares1.60M

TypeSH

Market value$46.62M

4.03%

Sole

699.00

Shared

0.00

None

1.60M

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares81.14K

TypeSH

Market value$34.45M

2.98%

Sole

0.00

Shared

0.00

None

81.14K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares1.20M

TypeSH

Market value$33.33M

2.88%

Sole

574.00

Shared

0.00

None

1.20M

ISHARES TR

SOLE

CORE DIV GRWTH

Shares504.45K

TypeSH

Market value$32.25M

2.79%

Sole

0.00

Shared

0.00

None

504.45K

MICROSOFT CORP

SOLE

COM

Shares61.46K

TypeSH

Market value$30.57M

2.64%

Sole

0.00

Shared

0.00

None

61.46K

ISHARES TR

SOLE

RUS 1000 ETF

Shares85.23K

TypeSH

Market value$28.94M

2.50%

Sole

0.00

Shared

0.00

None

85.23K

APPLE INC

SOLE

COM

Shares122.94K

TypeSH

Market value$25.22M

2.18%

Sole

0.00

Shared

0.00

None

122.94K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares36.23K

TypeSH

Market value$24.03M

2.08%

Sole

17.00

Shared

0.00

None

36.21K

ISHARES TR

SOLE

RUS MID CAP ETF

Shares250.51K

TypeSH

Market value$23.04M

1.99%

Sole

0.00

Shared

0.00

None

250.51K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares293.21K

TypeSH

Market value$21.59M

1.87%

Sole

0.00

Shared

0.00

None

293.21K

PIMCO CORPORATE & INCOME OPP

SOLE

COM

Shares1.51M

TypeSH

Market value$21.04M

1.82%

Sole

0.00

Shared

0.00

None

1.51M

ISHARES TR

SOLE

CORE S&P500 ETF

Shares33.79K

TypeSH

Market value$20.98M

1.81%

Sole

0.00

Shared

0.00

None

33.79K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares39.10K

TypeSH

Market value$18.99M

1.64%

Sole

0.00

Shared

0.00

None

39.10K

PIMCO ETF TR

SOLE

INV GRD CRP BD

Shares167.47K

TypeSH

Market value$16.30M

1.41%

Sole

0.00

Shared

0.00

None

167.47K

SPDR SERIES TRUST

SOLE

BBG CONV SEC ETF

Shares192.67K

TypeSH

Market value$15.93M

1.38%

Sole

0.00

Shared

0.00

None

192.67K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares130.20K

TypeSH

Market value$14.23M

1.23%

Sole

0.00

Shared

0.00

None

130.20K

SPDR GOLD TR

SOLE

GOLD SHS

Shares44.72K

TypeSH

Market value$13.63M

1.18%

Sole

27.00

Shared

0.00

None

44.70K

ISHARES TR

SOLE

U.S. FINLS ETF

Shares111.42K

TypeSH

Market value$13.48M

1.17%

Sole

0.00

Shared

0.00

None

111.42K

JPMORGAN CHASE & CO.

SOLE

COM

Shares44.37K

TypeSH

Market value$12.86M

1.11%

Sole

0.00

Shared

0.00

None

44.37K

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA US LG

Shares105.09K

TypeSH

Market value$12.76M

1.10%

Sole

127.00

Shared

0.00

None

104.96K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares65.58K

TypeSH

Market value$12.74M

1.10%

Sole

0.00

Shared

0.00

None

65.58K

AMAZON COM INC

SOLE

COM

Shares56.58K

TypeSH

Market value$12.41M

1.07%

Sole

0.00

Shared

0.00

None

56.58K

QUALCOMM INC

SOLE

COM

Shares76.63K

TypeSH

Market value$12.20M

1.06%

Sole

0.00

Shared

0.00

None

76.63K

PIMCO ETF TR

SOLE

INTER MUN BD ACT

Shares227.15K

TypeSH

Market value$11.67M

1.01%

Sole

0.00

Shared

0.00

None

227.15K

BANK AMERICA CORP

SOLE

COM

Shares244.28K

TypeSH

Market value$11.56M

1.00%

Sole

0.00

Shared

0.00

None

244.28K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	1.60M	SH	$46.62M 4.03%	699.00	1.60M
ISHARES TRSOLE	RUS 1000 GRW ETF	81.14K	SH	$34.45M 2.98%	0.00	81.14K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	1.20M	SH	$33.33M 2.88%	574.00	1.20M
ISHARES TRSOLE	CORE DIV GRWTH	504.45K	SH	$32.25M 2.79%	0.00	504.45K
MICROSOFT CORPSOLE	COM	61.46K	SH	$30.57M 2.64%	0.00	61.46K
ISHARES TRSOLE	RUS 1000 ETF	85.23K	SH	$28.94M 2.50%	0.00	85.23K
APPLE INCSOLE	COM	122.94K	SH	$25.22M 2.18%	0.00	122.94K
VANGUARD WORLD FDSOLE	INF TECH ETF	36.23K	SH	$24.03M 2.08%	17.00	36.21K
ISHARES TRSOLE	RUS MID CAP ETF	250.51K	SH	$23.04M 1.99%	0.00	250.51K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	293.21K	SH	$21.59M 1.87%	0.00	293.21K
PIMCO CORPORATE & INCOME OPPSOLE	COM	1.51M	SH	$21.04M 1.82%	0.00	1.51M
ISHARES TRSOLE	CORE S&P500 ETF	33.79K	SH	$20.98M 1.81%	0.00	33.79K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	39.10K	SH	$18.99M 1.64%	0.00	39.10K
PIMCO ETF TRSOLE	INV GRD CRP BD	167.47K	SH	$16.30M 1.41%	0.00	167.47K
SPDR SERIES TRUSTSOLE	BBG CONV SEC ETF	192.67K	SH	$15.93M 1.38%	0.00	192.67K
ISHARES TRSOLE	CORE S&P SCP ETF	130.20K	SH	$14.23M 1.23%	0.00	130.20K
SPDR GOLD TRSOLE	GOLD SHS	44.72K	SH	$13.63M 1.18%	27.00	44.70K
ISHARES TRSOLE	U.S. FINLS ETF	111.42K	SH	$13.48M 1.17%	0.00	111.42K
JPMORGAN CHASE & CO.SOLE	COM	44.37K	SH	$12.86M 1.11%	0.00	44.37K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA US LG	105.09K	SH	$12.76M 1.10%	127.00	104.96K
ISHARES TRSOLE	RUS 1000 VAL ETF	65.58K	SH	$12.74M 1.10%	0.00	65.58K
AMAZON COM INCSOLE	COM	56.58K	SH	$12.41M 1.07%	0.00	56.58K
QUALCOMM INCSOLE	COM	76.63K	SH	$12.20M 1.06%	0.00	76.63K
PIMCO ETF TRSOLE	INTER MUN BD ACT	227.15K	SH	$11.67M 1.01%	0.00	227.15K
BANK AMERICA CORPSOLE	COM	244.28K	SH	$11.56M 1.00%	0.00	244.28K

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