WISER WEALTH MANAGEMENT, INC

Filed: 7/14/2026ACC: 0001573263-26-000004

📋 What this filing means

WISER WEALTH MANAGEMENT, INC filed this quarterly 13F‑HR report disclosing 75 equity positions with a total reported market value of $522.74M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$522.74M

Total AUM (reported)

5.15M

Total Shares

Allocation by class

S&P 500 ETF SHS$166.18M31.8%

CORE PLUS BD ETF$61.73M11.8%

VAN FTSE DEV MKT$44.91M8.6%

INF TECH ETF$36.42M7.0%

0-5YR INVT GR CP$25.70M4.9%

US CASH COWS 100$24.90M4.8%

COM$24.22M4.6%

Portfolio Concentration

Top 3$272.81M52.2%

4–10$171.64M32.8%

11–25$52.09M10.0%

Rest$26.19M5.0%

Top 3 weight

52.2%

Top 10 weight

85.0%

Voting Authority Distribution

Total shares with voting rights: 5.15M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.15M

% of voting shares100.0%

Investment Discretion (by position count)

Sole75

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings75

Rows:

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares241.95K

TypeSH

Market value$166.18M

31.79%

Sole

0.00

Shared

0.00

None

241.95K

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares1.31M

TypeSH

Market value$61.73M

11.81%

Sole

0.00

Shared

0.00

None

1.31M

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares630.26K

TypeSH

Market value$44.91M

8.59%

Sole

0.00

Shared

0.00

None

630.26K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares304.69K

TypeSH

Market value$36.42M

6.97%

Sole

0.00

Shared

0.00

None

304.69K

ISHARES TR

SOLE

0-5YR INVT GR CP

Shares510.29K

TypeSH

Market value$25.70M

4.92%

Sole

0.00

Shared

0.00

None

510.29K

PACER FDS TR

SOLE

US CASH COWS 100

Shares400.27K

TypeSH

Market value$24.90M

4.76%

Sole

0.00

Shared

0.00

None

400.27K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares496.53K

TypeSH

Market value$24.05M

4.60%

Sole

0.00

Shared

0.00

None

496.53K

VANGUARD ADMIRAL FDS INC

SOLE

SMLLCP 600 IDX

Shares153.12K

TypeSH

Market value$21.06M

4.03%

Sole

0.00

Shared

0.00

None

153.12K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares26.72K

TypeSH

Market value$20.01M

3.83%

Sole

0.00

Shared

0.00

None

26.72K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares250.38K

TypeSH

Market value$19.51M

3.73%

Sole

0.00

Shared

0.00

None

250.38K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares169.48K

TypeSH

Market value$12.44M

2.38%

Sole

0.00

Shared

0.00

None

169.48K

ISHARES TR

SOLE

CORE INTL AGGR

Shares128.88K

TypeSH

Market value$6.52M

1.25%

Sole

0.00

Shared

0.00

None

128.88K

APPLE INC

SOLE

COM

Shares13.97K

TypeSH

Market value$4.04M

0.77%

Sole

0.00

Shared

0.00

None

13.97K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares26.95K

TypeSH

Market value$4.00M

0.76%

Sole

0.00

Shared

0.00

None

26.95K

BITWISE BITCOIN ETF TR

SOLE

SHS BEN INT

Shares98.10K

TypeSH

Market value$3.13M

0.60%

Sole

0.00

Shared

0.00

None

98.10K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares9.08K

TypeSH

Market value$3.12M

0.60%

Sole

0.00

Shared

0.00

None

9.08K

NVIDIA CORPORATION

SOLE

COM

Shares14.03K

TypeSH

Market value$2.81M

0.54%

Sole

0.00

Shared

0.00

None

14.03K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares23.28K

TypeSH

Market value$2.48M

0.47%

Sole

0.00

Shared

0.00

None

23.28K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares6.50K

TypeSH

Market value$2.41M

0.46%

Sole

0.00

Shared

0.00

None

6.50K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares22.75K

TypeSH

Market value$2.20M

0.42%

Sole

0.00

Shared

0.00

None

22.75K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares2.69K

TypeSH

Market value$2.01M

0.38%

Sole

0.00

Shared

0.00

None

2.69K

MICROSOFT CORP

SOLE

COM

Shares5.37K

TypeSH

Market value$2.00M

0.38%

Sole

0.00

Shared

0.00

None

5.37K

ALPHABET INC

SOLE

CAP STK CL A

Shares5.34K

TypeSH

Market value$1.91M

0.37%

Sole

0.00

Shared

0.00

None

5.34K

HOME DEPOT INC

SOLE

COM

Shares4.41K

TypeSH

Market value$1.56M

0.30%

Sole

0.00

Shared

0.00

None

4.41K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares17.27K

TypeSH

Market value$1.48M

0.28%

Sole

0.00

Shared

0.00

None

17.27K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	241.95K	SH	$166.18M 31.79%	241.95K
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	1.31M	SH	$61.73M 11.81%	1.31M
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	630.26K	SH	$44.91M 8.59%	630.26K
VANGUARD WORLD FDSOLE	INF TECH ETF	304.69K	SH	$36.42M 6.97%	304.69K
ISHARES TRSOLE	0-5YR INVT GR CP	510.29K	SH	$25.70M 4.92%	510.29K
PACER FDS TRSOLE	US CASH COWS 100	400.27K	SH	$24.90M 4.76%	400.27K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	496.53K	SH	$24.05M 4.60%	496.53K
VANGUARD ADMIRAL FDS INCSOLE	SMLLCP 600 IDX	153.12K	SH	$21.06M 4.03%	153.12K
ISHARES TRSOLE	CORE S&P500 ETF	26.72K	SH	$20.01M 3.83%	26.72K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	250.38K	SH	$19.51M 3.73%	250.38K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	169.48K	SH	$12.44M 2.38%	169.48K
ISHARES TRSOLE	CORE INTL AGGR	128.88K	SH	$6.52M 1.25%	128.88K
APPLE INCSOLE	COM	13.97K	SH	$4.04M 0.77%	13.97K
ISHARES TRSOLE	CORE S&P SCP ETF	26.95K	SH	$4.00M 0.76%	26.95K
BITWISE BITCOIN ETF TRSOLE	SHS BEN INT	98.10K	SH	$3.13M 0.60%	98.10K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	9.08K	SH	$3.12M 0.60%	9.08K
NVIDIA CORPORATIONSOLE	COM	14.03K	SH	$2.81M 0.54%	14.03K
ISHARES TRSOLE	SHRT NAT MUN ETF	23.28K	SH	$2.48M 0.47%	23.28K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	6.50K	SH	$2.41M 0.46%	6.50K
ISHARES TRSOLE	CORE MSCI EAFE	22.75K	SH	$2.20M 0.42%	22.75K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	2.69K	SH	$2.01M 0.38%	2.69K
MICROSOFT CORPSOLE	COM	5.37K	SH	$2.00M 0.38%	5.37K
ALPHABET INCSOLE	CAP STK CL A	5.34K	SH	$1.91M 0.37%	5.34K
HOME DEPOT INCSOLE	COM	4.41K	SH	$1.56M 0.30%	4.41K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	17.27K	SH	$1.48M 0.28%	17.27K

Page 1 of 3