Filed: 1/12/2026ACC: 0001573263-26-000001
📋 What this filing means
WISER WEALTH MANAGEMENT, INC filed this quarterly 13F‑HR report disclosing 55 equity positions with a total reported market value of $449.75M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
55
Positions
$449.75M
Total AUM (reported)
4.38M
Total Shares
Allocation by class
S&P 500 ETF SHS$146.18M32.5%
CORE PLUS BD ETF$56.33M12.5%
VAN FTSE DEV MKT$38.19M8.5%
INF TECH ETF$27.88M6.2%
0-5YR INVT GR CP$23.47M5.2%
TOTAL INT BD ETF$22.74M5.1%
US CASH COWS 100$22.63M5.0%
Portfolio Concentration
Top 3$240.70M53.5%
4–10$149.50M33.2%
11–25$43.59M9.7%
Rest$15.97M3.6%
Top 3 weight
53.5%
Top 10 weight
86.8%
Voting Authority Distribution
Total shares with voting rights: 4.38M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.38M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole55
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings55
Rows:
VANGUARD INDEX FDS
SOLEShares233.09K
TypeSH
Market value$146.18M
32.50%
Sole
0.00
Shared
0.00
None
233.09K
J P MORGAN EXCHANGE TRADED F
SOLEShares1.19M
TypeSH
Market value$56.33M
12.52%
Sole
0.00
Shared
0.00
None
1.19M
VANGUARD TAX-MANAGED FDS
SOLEShares611.36K
TypeSH
Market value$38.19M
8.49%
Sole
0.00
Shared
0.00
None
611.36K
VANGUARD WORLD FD
SOLEShares36.99K
TypeSH
Market value$27.88M
6.20%
Sole
0.00
Shared
0.00
None
36.99K
ISHARES TR
SOLEShares462.97K
TypeSH
Market value$23.47M
5.22%
Sole
0.00
Shared
0.00
None
462.97K
VANGUARD CHARLOTTE FDS
SOLEShares470.59K
TypeSH
Market value$22.74M
5.06%
Sole
0.00
Shared
0.00
None
470.59K
PACER FDS TR
SOLEShares376.07K
TypeSH
Market value$22.63M
5.03%
Sole
0.00
Shared
0.00
None
376.07K
ISHARES TR
SOLEShares26.79K
TypeSH
Market value$18.35M
4.08%
Sole
0.00
Shared
0.00
None
26.79K
VANGUARD BD INDEX FDS
SOLEShares227.36K
TypeSH
Market value$17.92M
3.98%
Sole
0.00
Shared
0.00
None
227.36K
VANGUARD ADMIRAL FDS INC
SOLEShares148.79K
TypeSH
Market value$16.51M
3.67%
Sole
0.00
Shared
0.00
None
148.79K
VANGUARD BD INDEX FDS
SOLEShares149.03K
TypeSH
Market value$11.04M
2.45%
Sole
0.00
Shared
0.00
None
149.03K
ISHARES TR
SOLEShares91.44K
TypeSH
Market value$4.57M
1.02%
Sole
0.00
Shared
0.00
None
91.44K
ISHARES TR
SOLEShares28.03K
TypeSH
Market value$3.37M
0.75%
Sole
0.00
Shared
0.00
None
28.03K
APPLE INC
SOLEShares11.98K
TypeSH
Market value$3.26M
0.72%
Sole
0.00
Shared
0.00
None
11.98K
VANGUARD INDEX FDS
SOLEShares9.12K
TypeSH
Market value$2.87M
0.64%
Sole
0.00
Shared
0.00
None
9.12K
BITWISE BITCOIN ETF TR
SOLEShares59.66K
TypeSH
Market value$2.84M
0.63%
Sole
0.00
Shared
0.00
None
59.66K
NVIDIA CORPORATION
SOLEShares11.81K
TypeSH
Market value$2.20M
0.49%
Sole
0.00
Shared
0.00
None
11.81K
ISHARES TR
SOLEShares19.81K
TypeSH
Market value$2.11M
0.47%
Sole
0.00
Shared
0.00
None
19.81K
MICROSOFT CORP
SOLEShares4.35K
TypeSH
Market value$2.11M
0.47%
Sole
0.00
Shared
0.00
None
4.35K
ISHARES TR
SOLEShares22.84K
TypeSH
Market value$2.04M
0.45%
Sole
0.00
Shared
0.00
None
22.84K
HOME DEPOT INC
SOLEShares4.40K
TypeSH
Market value$1.51M
0.34%
Sole
0.00
Shared
0.00
None
4.40K
ALPHABET INC
SOLEShares4.79K
TypeSH
Market value$1.50M
0.33%
Sole
0.00
Shared
0.00
None
4.79K
VANGUARD STAR FDS
SOLEShares19.77K
TypeSH
Market value$1.49M
0.33%
Sole
0.00
Shared
0.00
None
19.77K
SPDR S&P 500 ETF TR
SOLEShares2.04K
TypeSH
Market value$1.39M
0.31%
Sole
0.00
Shared
0.00
None
2.04K
BITWISE ETHEREUM ETF
SOLEShares60.41K
TypeSH
Market value$1.28M
0.29%
Sole
0.00
Shared
0.00
None
60.41K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 233.09K | SH | $146.18M 32.50% | 0.00 | 0.00 | 233.09K |
J P MORGAN EXCHANGE TRADED FSOLE | CORE PLUS BD ETF | 1.19M | SH | $56.33M 12.52% | 0.00 | 0.00 | 1.19M |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 611.36K | SH | $38.19M 8.49% | 0.00 | 0.00 | 611.36K |
VANGUARD WORLD FDSOLE | INF TECH ETF | 36.99K | SH | $27.88M 6.20% | 0.00 | 0.00 | 36.99K |
ISHARES TRSOLE | 0-5YR INVT GR CP | 462.97K | SH | $23.47M 5.22% | 0.00 | 0.00 | 462.97K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 470.59K | SH | $22.74M 5.06% | 0.00 | 0.00 | 470.59K |
PACER FDS TRSOLE | US CASH COWS 100 | 376.07K | SH | $22.63M 5.03% | 0.00 | 0.00 | 376.07K |
ISHARES TRSOLE | CORE S&P500 ETF | 26.79K | SH | $18.35M 4.08% | 0.00 | 0.00 | 26.79K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 227.36K | SH | $17.92M 3.98% | 0.00 | 0.00 | 227.36K |
VANGUARD ADMIRAL FDS INCSOLE | SMLLCP 600 IDX | 148.79K | SH | $16.51M 3.67% | 0.00 | 0.00 | 148.79K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 149.03K | SH | $11.04M 2.45% | 0.00 | 0.00 | 149.03K |
ISHARES TRSOLE | CORE INTL AGGR | 91.44K | SH | $4.57M 1.02% | 0.00 | 0.00 | 91.44K |
ISHARES TRSOLE | CORE S&P SCP ETF | 28.03K | SH | $3.37M 0.75% | 0.00 | 0.00 | 28.03K |
APPLE INCSOLE | COM | 11.98K | SH | $3.26M 0.72% | 0.00 | 0.00 | 11.98K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 9.12K | SH | $2.87M 0.64% | 0.00 | 0.00 | 9.12K |
BITWISE BITCOIN ETF TRSOLE | SHS BEN INT | 59.66K | SH | $2.84M 0.63% | 0.00 | 0.00 | 59.66K |
NVIDIA CORPORATIONSOLE | COM | 11.81K | SH | $2.20M 0.49% | 0.00 | 0.00 | 11.81K |
ISHARES TRSOLE | SHRT NAT MUN ETF | 19.81K | SH | $2.11M 0.47% | 0.00 | 0.00 | 19.81K |
MICROSOFT CORPSOLE | COM | 4.35K | SH | $2.11M 0.47% | 0.00 | 0.00 | 4.35K |
ISHARES TRSOLE | CORE MSCI EAFE | 22.84K | SH | $2.04M 0.45% | 0.00 | 0.00 | 22.84K |
HOME DEPOT INCSOLE | COM | 4.40K | SH | $1.51M 0.34% | 0.00 | 0.00 | 4.40K |
ALPHABET INCSOLE | CAP STK CL A | 4.79K | SH | $1.50M 0.33% | 0.00 | 0.00 | 4.79K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 19.77K | SH | $1.49M 0.33% | 0.00 | 0.00 | 19.77K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 2.04K | SH | $1.39M 0.31% | 0.00 | 0.00 | 2.04K |
BITWISE ETHEREUM ETFSOLE | SHS | 60.41K | SH | $1.28M 0.29% | 0.00 | 0.00 | 60.41K |
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