WINTER & ASSOCIATES, INC.

Filed: 2/13/2026ACC: 0002109063-26-000001

📋 What this filing means

WINTER & ASSOCIATES, INC. filed this quarterly 13F‑HR report disclosing 82 equity positions with a total reported market value of $108.18M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$108.18M

Total AUM (reported)

1.40M

Total Shares

Allocation by class

COM$17.86M16.5%

SHORT TRM BD ETF$6.73M6.2%

VG TL INTL STK F$6.55M6.1%

UTSER1 S&PDCRP$6.46M6.0%

FUNDAMENTAL US S$6.04M5.6%

US CASH COWS 100$5.62M5.2%

US QTLY DIV GRT$4.87M4.5%

Portfolio Concentration

Top 3$19.74M18.3%

4–10$32.71M30.2%

11–25$29.00M26.8%

Rest$26.72M24.7%

Top 3 weight

18.3%

Top 10 weight

48.5%

Voting Authority Distribution

Total shares with voting rights: 1.40M

Sole

Full voting authority

1.40M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole82

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings82

Rows:

VICTORY PORTFOLIOS II

SOLE

SHORT TRM BD ETF

Shares132.44K

TypeSH

Market value$6.73M

6.22%

Sole

132.44K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares86.84K

TypeSH

Market value$6.55M

6.06%

Sole

86.84K

Shared

0.00

None

0.00

SPDR S&P MIDCAP 400 ETF TR

SOLE

UTSER1 S&PDCRP

Shares10.71K

TypeSH

Market value$6.46M

5.97%

Sole

10.71K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US S

Shares191.80K

TypeSH

Market value$6.04M

5.59%

Sole

191.80K

Shared

0.00

None

0.00

PACER FDS TR

SOLE

US CASH COWS 100

Shares93.45K

TypeSH

Market value$5.62M

5.20%

Sole

93.45K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares17.96K

TypeSH

Market value$4.88M

4.51%

Sole

17.96K

Shared

0.00

None

0.00

WISDOMTREE TR

SOLE

US QTLY DIV GRT

Shares54.41K

TypeSH

Market value$4.87M

4.50%

Sole

54.41K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares55.68K

TypeSH

Market value$4.12M

3.81%

Sole

55.68K

Shared

0.00

None

0.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares6.05K

TypeSH

Market value$3.72M

3.44%

Sole

6.05K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COM

Shares18.52K

TypeSH

Market value$3.45M

3.19%

Sole

18.52K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares65.05K

TypeSH

Market value$3.25M

3.00%

Sole

65.05K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 HB ETF

Shares20.74K

TypeSH

Market value$2.43M

2.24%

Sole

20.74K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares29.39K

TypeSH

Market value$2.34M

2.17%

Sole

29.39K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares9.01K

TypeSH

Market value$2.33M

2.15%

Sole

9.01K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RUS TOP 200 ETF

Shares13.34K

TypeSH

Market value$2.28M

2.10%

Sole

13.34K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

INTL BD OPP ETF

Shares44.80K

TypeSH

Market value$2.18M

2.02%

Sole

44.80K

Shared

0.00

None

0.00

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares44.47K

TypeSH

Market value$2.15M

1.99%

Sole

44.47K

Shared

0.00

None

0.00

TESLA INC

SOLE

COM

Shares4.14K

TypeSH

Market value$1.86M

1.72%

Sole

4.14K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI EMG MKT ETF

Shares31.39K

TypeSH

Market value$1.72M

1.59%

Sole

31.39K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares5.11K

TypeSH

Market value$1.71M

1.58%

Sole

5.11K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

S&P500 HDL VOL

Shares35.63K

TypeSH

Market value$1.71M

1.58%

Sole

35.63K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares24.59K

TypeSH

Market value$1.32M

1.22%

Sole

24.59K

Shared

0.00

None

0.00

3M CO

SOLE

COM

Shares7.94K

TypeSH

Market value$1.27M

1.18%

Sole

7.94K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RESIDENTIAL MULT

Shares15.15K

TypeSH

Market value$1.25M

1.16%

Sole

15.15K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P TTL STK

Shares8.11K

TypeSH

Market value$1.21M

1.11%

Sole

8.11K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VICTORY PORTFOLIOS IISOLE	SHORT TRM BD ETF	132.44K	SH	$6.73M 6.22%	132.44K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	86.84K	SH	$6.55M 6.06%	86.84K
SPDR S&P MIDCAP 400 ETF TRSOLE	UTSER1 S&PDCRP	10.71K	SH	$6.46M 5.97%	10.71K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US S	191.80K	SH	$6.04M 5.59%	191.80K
PACER FDS TRSOLE	US CASH COWS 100	93.45K	SH	$5.62M 5.20%	93.45K
APPLE INCSOLE	COM	17.96K	SH	$4.88M 4.51%	17.96K
WISDOMTREE TRSOLE	US QTLY DIV GRT	54.41K	SH	$4.87M 4.50%	54.41K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	55.68K	SH	$4.12M 3.81%	55.68K
INVESCO QQQ TRSOLE	UNIT SER 1	6.05K	SH	$3.72M 3.44%	6.05K
NVIDIA CORPORATIONSOLE	COM	18.52K	SH	$3.45M 3.19%	18.52K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	65.05K	SH	$3.25M 3.00%	65.05K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 HB ETF	20.74K	SH	$2.43M 2.24%	20.74K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	29.39K	SH	$2.34M 2.17%	29.39K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	9.01K	SH	$2.33M 2.15%	9.01K
ISHARES TRSOLE	RUS TOP 200 ETF	13.34K	SH	$2.28M 2.10%	13.34K
J P MORGAN EXCHANGE TRADED FSOLE	INTL BD OPP ETF	44.80K	SH	$2.18M 2.02%	44.80K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	44.47K	SH	$2.15M 1.99%	44.47K
TESLA INCSOLE	COM	4.14K	SH	$1.86M 1.72%	4.14K
ISHARES TRSOLE	MSCI EMG MKT ETF	31.39K	SH	$1.72M 1.59%	31.39K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	5.11K	SH	$1.71M 1.58%	5.11K
INVESCO EXCH TRADED FD TR IISOLE	S&P500 HDL VOL	35.63K	SH	$1.71M 1.58%	35.63K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	24.59K	SH	$1.32M 1.22%	24.59K
3M COSOLE	COM	7.94K	SH	$1.27M 1.18%	7.94K
ISHARES TRSOLE	RESIDENTIAL MULT	15.15K	SH	$1.25M 1.16%	15.15K
ISHARES TRSOLE	CORE S&P TTL STK	8.11K	SH	$1.21M 1.11%	8.11K

Page 1 of 4