Filed: 4/24/2026ACC: 0001214659-26-005070
📋 What this filing means
WILLIAMS FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 25 equity positions with a total reported market value of $171.79M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
25
Positions
$171.79M
Total AUM (reported)
3.31M
Total Shares
Allocation by class
INCOME ETF$48.42M28.2%
CORE S&P500 ETF$21.47M12.5%
ENHAN SHRT MA AC$15.86M9.2%
FUNDAMENTAL US L$14.80M8.6%
ALLWRLD EX US$14.29M8.3%
US QTLY DIV GRT$12.24M7.1%
FUNDAMENTAL INTL$8.27M4.8%
Portfolio Concentration
Top 3$85.75M49.9%
4–10$64.03M37.3%
11–25$22.01M12.8%
Top 3 weight
49.9%
Top 10 weight
87.2%
Voting Authority Distribution
Total shares with voting rights: 3.31M
Sole
Full voting authority
3.31M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole25
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings25
Rows:
J P MORGAN EXCHANGE TRADED F
SOLEShares1.05M
TypeSH
Market value$48.42M
28.19%
Sole
1.05M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares32.87K
TypeSH
Market value$21.47M
12.50%
Sole
32.87K
Shared
0.00
None
0.00
PIMCO ETF TR
SOLEShares157.66K
TypeSH
Market value$15.86M
9.23%
Sole
157.66K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares531.60K
TypeSH
Market value$14.80M
8.62%
Sole
531.60K
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares190.26K
TypeSH
Market value$14.29M
8.32%
Sole
190.26K
Shared
0.00
None
0.00
WISDOMTREE TR
SOLEShares139.33K
TypeSH
Market value$12.24M
7.12%
Sole
139.33K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares169.10K
TypeSH
Market value$8.27M
4.82%
Sole
169.10K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares216.06K
TypeSH
Market value$5.75M
3.35%
Sole
216.06K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares229.93K
TypeSH
Market value$4.94M
2.88%
Sole
229.93K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares110.98K
TypeSH
Market value$3.74M
2.18%
Sole
110.98K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares48.53K
TypeSH
Market value$3.66M
2.13%
Sole
48.53K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares44.10K
TypeSH
Market value$3.65M
2.12%
Sole
44.10K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares112.52K
TypeSH
Market value$2.80M
1.63%
Sole
112.52K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares109.33K
TypeSH
Market value$2.73M
1.59%
Sole
109.33K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares76.29K
TypeSH
Market value$2.51M
1.46%
Sole
76.29K
Shared
0.00
None
0.00
APPLE INC
SOLEShares7.43K
TypeSH
Market value$1.89M
1.10%
Sole
7.43K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares54.92K
TypeSH
Market value$1.78M
1.04%
Sole
54.92K
Shared
0.00
None
0.00
EXXON MOBIL CORP
SOLEShares5.87K
TypeSH
Market value$996.6K
0.58%
Sole
5.87K
Shared
0.00
None
0.00
CVS HEALTH CORP
SOLEShares7.02K
TypeSH
Market value$504.2K
0.29%
Sole
7.02K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares865.00
TypeSH
Market value$320.2K
0.19%
Sole
865.00
Shared
0.00
None
0.00
TORONTO DOMINION BK ONT
SOLEShares3.15K
TypeSH
Market value$293.6K
0.17%
Sole
3.15K
Shared
0.00
None
0.00
INTERNATIONAL BUSINESS MACHS
SOLEShares941.00
TypeSH
Market value$228.1K
0.13%
Sole
941.00
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares1.07K
TypeSH
Market value$223.1K
0.13%
Sole
1.07K
Shared
0.00
None
0.00
SYSCO CORP
SOLEShares2.96K
TypeSH
Market value$211.4K
0.12%
Sole
2.96K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.10K
TypeSH
Market value$208.2K
0.12%
Sole
2.10K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
J P MORGAN EXCHANGE TRADED FSOLE | INCOME ETF | 1.05M | SH | $48.42M 28.19% | 1.05M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 32.87K | SH | $21.47M 12.50% | 32.87K | 0.00 | 0.00 |
PIMCO ETF TRSOLE | ENHAN SHRT MA AC | 157.66K | SH | $15.86M 9.23% | 157.66K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL US L | 531.60K | SH | $14.80M 8.62% | 531.60K | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 190.26K | SH | $14.29M 8.32% | 190.26K | 0.00 | 0.00 |
WISDOMTREE TRSOLE | US QTLY DIV GRT | 139.33K | SH | $12.24M 7.12% | 139.33K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL INTL | 169.10K | SH | $8.27M 4.82% | 169.10K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 216.06K | SH | $5.75M 3.35% | 216.06K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 229.93K | SH | $4.94M 2.88% | 229.93K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL SMALL CAP E | 110.98K | SH | $3.74M 2.18% | 110.98K | 0.00 | 0.00 |
ISHARES TRSOLE | US SML CAP EQT | 48.53K | SH | $3.66M 2.13% | 48.53K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | INT-TERM CORP | 44.10K | SH | $3.65M 2.12% | 44.10K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INT-TRM U.S TRES | 112.52K | SH | $2.80M 1.63% | 112.52K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 109.33K | SH | $2.73M 1.59% | 109.33K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 76.29K | SH | $2.51M 1.46% | 76.29K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 7.43K | SH | $1.89M 1.10% | 7.43K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL US S | 54.92K | SH | $1.78M 1.04% | 54.92K | 0.00 | 0.00 |
EXXON MOBIL CORPSOLE | COM | 5.87K | SH | $996.6K 0.58% | 5.87K | 0.00 | 0.00 |
CVS HEALTH CORPSOLE | COM | 7.02K | SH | $504.2K 0.29% | 7.02K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 865.00 | SH | $320.2K 0.19% | 865.00 | 0.00 | 0.00 |
TORONTO DOMINION BK ONTSOLE | COM NEW | 3.15K | SH | $293.6K 0.17% | 3.15K | 0.00 | 0.00 |
INTERNATIONAL BUSINESS MACHSSOLE | COM | 941.00 | SH | $228.1K 0.13% | 941.00 | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 1.07K | SH | $223.1K 0.13% | 1.07K | 0.00 | 0.00 |
SYSCO CORPSOLE | COM | 2.96K | SH | $211.4K 0.12% | 2.96K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 2.10K | SH | $208.2K 0.12% | 2.10K | 0.00 | 0.00 |