Filed: 10/24/2025ACC: 0001214659-25-015285
📋 What this filing means
WILLIAMS FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 17 equity positions with a total reported market value of $96.95M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
17
Positions
$96.95M
Total AUM (reported)
2.19M
Total Shares
Allocation by class
SHT TM US TRES$23.07M23.8%
INCOME ETF$21.17M21.8%
PRTFLO S&P500 VL$19.57M20.2%
XTRACK MSCI EAFE$16.94M17.5%
CORE S&P500 ETF$10.36M10.7%
COM$4.38M4.5%
US MID-CAP ETF$484.0K0.5%
Portfolio Concentration
Top 3$63.80M65.8%
4–10$31.42M32.4%
11–25$1.73M1.8%
Top 3 weight
65.8%
Top 10 weight
98.2%
Voting Authority Distribution
Total shares with voting rights: 2.19M
Sole
Full voting authority
2.19M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole17
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings17
Rows:
SCHWAB STRATEGIC TR
SOLEShares945.38K
TypeSH
Market value$23.07M
23.79%
Sole
945.38K
Shared
0.00
None
0.00
J P MORGAN EXCHANGE TRADED F
SOLEShares456.11K
TypeSH
Market value$21.17M
21.83%
Sole
456.11K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares353.68K
TypeSH
Market value$19.57M
20.18%
Sole
353.68K
Shared
0.00
None
0.00
DBX ETF TR
SOLEShares365.02K
TypeSH
Market value$16.94M
17.48%
Sole
365.02K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares15.48K
TypeSH
Market value$10.36M
10.68%
Sole
15.48K
Shared
0.00
None
0.00
APPLE INC
SOLEShares7.91K
TypeSH
Market value$2.01M
2.08%
Sole
7.91K
Shared
0.00
None
0.00
EXXON MOBIL CORP
SOLEShares5.85K
TypeSH
Market value$659.1K
0.68%
Sole
5.85K
Shared
0.00
None
0.00
CVS HEALTH CORP
SOLEShares7.02K
TypeSH
Market value$529.2K
0.55%
Sole
7.02K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares16.33K
TypeSH
Market value$484.0K
0.50%
Sole
16.33K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares837.00
TypeSH
Market value$433.3K
0.45%
Sole
837.00
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares552.00
TypeSH
Market value$277.5K
0.29%
Sole
552.00
Shared
0.00
None
0.00
INTERNATIONAL BUSINESS MACHS
SOLEShares941.00
TypeSH
Market value$265.5K
0.27%
Sole
941.00
Shared
0.00
None
0.00
TORONTO DOMINION BK ONT
SOLEShares3.15K
TypeSH
Market value$251.5K
0.26%
Sole
3.15K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares8.91K
TypeSH
Market value$248.6K
0.26%
Sole
8.91K
Shared
0.00
None
0.00
SYSCO CORP
SOLEShares2.96K
TypeSH
Market value$244.0K
0.25%
Sole
2.96K
Shared
0.00
None
0.00
AMAZON COM INC
SOLEShares1.06K
TypeSH
Market value$233.6K
0.24%
Sole
1.06K
Shared
0.00
None
0.00
GRAYSCALE BITCOIN TRUST ETF
SOLEShares2.31K
TypeSH
Market value$207.1K
0.21%
Sole
2.31K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 945.38K | SH | $23.07M 23.79% | 945.38K | 0.00 | 0.00 |
J P MORGAN EXCHANGE TRADED FSOLE | INCOME ETF | 456.11K | SH | $21.17M 21.83% | 456.11K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | PRTFLO S&P500 VL | 353.68K | SH | $19.57M 20.18% | 353.68K | 0.00 | 0.00 |
DBX ETF TRSOLE | XTRACK MSCI EAFE | 365.02K | SH | $16.94M 17.48% | 365.02K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P500 ETF | 15.48K | SH | $10.36M 10.68% | 15.48K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 7.91K | SH | $2.01M 2.08% | 7.91K | 0.00 | 0.00 |
EXXON MOBIL CORPSOLE | COM | 5.85K | SH | $659.1K 0.68% | 5.85K | 0.00 | 0.00 |
CVS HEALTH CORPSOLE | COM | 7.02K | SH | $529.2K 0.55% | 7.02K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 16.33K | SH | $484.0K 0.50% | 16.33K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 837.00 | SH | $433.3K 0.45% | 837.00 | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 552.00 | SH | $277.5K 0.29% | 552.00 | 0.00 | 0.00 |
INTERNATIONAL BUSINESS MACHSSOLE | COM | 941.00 | SH | $265.5K 0.27% | 941.00 | 0.00 | 0.00 |
TORONTO DOMINION BK ONTSOLE | COM NEW | 3.15K | SH | $251.5K 0.26% | 3.15K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 8.91K | SH | $248.6K 0.26% | 8.91K | 0.00 | 0.00 |
SYSCO CORPSOLE | COM | 2.96K | SH | $244.0K 0.25% | 2.96K | 0.00 | 0.00 |
AMAZON COM INCSOLE | COM | 1.06K | SH | $233.6K 0.24% | 1.06K | 0.00 | 0.00 |
GRAYSCALE BITCOIN TRUST ETFSOLE | SHS REP COM UT | 2.31K | SH | $207.1K 0.21% | 2.31K | 0.00 | 0.00 |