Filed: 7/9/2026ACC: 0002063364-26-000188
📋 What this filing means
WILLIAM HOWARD & CO FINANCIAL ADVISORS INC filed this quarterly 13F‑HR report disclosing 54 equity positions with a total reported market value of $128.59M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
54
Positions
$128.59M
Total AUM (reported)
956.32K
Total Shares
Allocation by class
CORE S&P500 ETF$30.05M23.4%
RUSSELL 2000 ETF$14.30M11.1%
7-10 YR TRSY BD$12.16M9.5%
SELECT US REIT$10.88M8.5%
COM$6.10M4.7%
RUSSELL 3000 ETF$5.87M4.6%
CORE MSCI EAFE$5.41M4.2%
Portfolio Concentration
Top 3$56.51M43.9%
4–10$37.47M29.1%
11–25$21.94M17.1%
Rest$12.67M9.9%
Top 3 weight
43.9%
Top 10 weight
73.1%
Voting Authority Distribution
Total shares with voting rights: 128.58K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
128.58K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole54
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings54
Rows:
ISHARES TR
SOLEShares40.13K
TypeSH
Market value$30.05M
23.37%
Sole
0.00
Shared
0.00
None
30.05K
ISHARES TR
SOLEShares47.59K
TypeSH
Market value$14.30M
11.12%
Sole
0.00
Shared
0.00
None
14.30K
ISHARES TR
SOLEShares128.58K
TypeSH
Market value$12.16M
9.46%
Sole
0.00
Shared
0.00
None
12.16K
ISHARES TR
SOLEShares160.92K
TypeSH
Market value$10.88M
8.46%
Sole
0.00
Shared
0.00
None
10.88K
ISHARES TR
SOLEShares13.78K
TypeSH
Market value$5.87M
4.57%
Sole
0.00
Shared
0.00
None
5.88K
ISHARES TR
SOLEShares56.01K
TypeSH
Market value$5.41M
4.21%
Sole
0.00
Shared
0.00
None
5.41K
VANGUARD BD INDEX FDS
SOLEShares62.09K
TypeSH
Market value$4.56M
3.54%
Sole
0.00
Shared
0.00
None
4.56K
ISHARES TR
SOLEShares22.57K
TypeSH
Market value$4.24M
3.30%
Sole
0.00
Shared
0.00
None
4.24K
ISHARES TR
SOLEShares29.18K
TypeSH
Market value$3.43M
2.67%
Sole
0.00
Shared
0.00
None
3.43K
ISHARES TR
SOLEShares29.59K
TypeSH
Market value$3.07M
2.39%
Sole
0.00
Shared
0.00
None
3.07K
VANGUARD TAX-MANAGED FDS
SOLEShares36.64K
TypeSH
Market value$2.61M
2.03%
Sole
0.00
Shared
0.00
None
2.61K
AMPHENOL CORP
SOLEShares13.20K
TypeSH
Market value$2.33M
1.81%
Sole
0.00
Shared
0.00
None
2.33K
APPLE INC
SOLEShares6.31K
TypeSH
Market value$1.83M
1.42%
Sole
0.00
Shared
0.00
None
1.82K
STRYKER CORPORATION
SOLEShares5.49K
TypeSH
Market value$1.73M
1.34%
Sole
0.00
Shared
0.00
None
1.73K
ISHARES TR
SOLEShares20.52K
TypeSH
Market value$1.69M
1.31%
Sole
0.00
Shared
0.00
None
1.69K
VANGUARD INDEX FDS
SOLEShares16.04K
TypeSH
Market value$1.55M
1.20%
Sole
0.00
Shared
0.00
None
1.55K
ISHARES TR
SOLEShares13.54K
TypeSH
Market value$1.48M
1.15%
Sole
0.00
Shared
0.00
None
1.48K
ISHARES INC
SOLEShares16.27K
TypeSH
Market value$1.35M
1.05%
Sole
0.00
Shared
0.00
None
1.35K
INVESCO QQQ TR
SOLEShares1.66K
TypeSH
Market value$1.22M
0.95%
Sole
0.00
Shared
0.00
None
1.22K
EA SERIES TRUST
SOLEShares15.88K
TypeSH
Market value$1.16M
0.90%
Sole
0.00
Shared
0.00
None
1.16K
COMMUNITY TR BANCORP INC
SOLEShares15.56K
TypeSH
Market value$1.13M
0.88%
Sole
0.00
Shared
0.00
None
1.13K
VANGUARD INTL EQUITY INDEX F
SOLEShares22.56K
TypeSH
Market value$1.01M
0.79%
Sole
0.00
Shared
0.00
None
1.01K
ISHARES TR
SOLEShares8.10K
TypeSH
Market value$1.01M
0.78%
Sole
0.00
Shared
0.00
None
1.01K
ISHARES TR
SOLEShares3.88K
TypeSH
Market value$940.0K
0.73%
Sole
0.00
Shared
0.00
None
940.00
ISHARES TR
SOLEShares9.34K
TypeSH
Market value$924.5K
0.72%
Sole
0.00
Shared
0.00
None
924.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 40.13K | SH | $30.05M 23.37% | 0.00 | 0.00 | 30.05K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 47.59K | SH | $14.30M 11.12% | 0.00 | 0.00 | 14.30K |
ISHARES TRSOLE | 7-10 YR TRSY BD | 128.58K | SH | $12.16M 9.46% | 0.00 | 0.00 | 12.16K |
ISHARES TRSOLE | SELECT US REIT | 160.92K | SH | $10.88M 8.46% | 0.00 | 0.00 | 10.88K |
ISHARES TRSOLE | RUSSELL 3000 ETF | 13.78K | SH | $5.87M 4.57% | 0.00 | 0.00 | 5.88K |
ISHARES TRSOLE | CORE MSCI EAFE | 56.01K | SH | $5.41M 4.21% | 0.00 | 0.00 | 5.41K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 62.09K | SH | $4.56M 3.54% | 0.00 | 0.00 | 4.56K |
ISHARES TRSOLE | CORE S&P US GWT | 22.57K | SH | $4.24M 3.30% | 0.00 | 0.00 | 4.24K |
ISHARES TRSOLE | 3 7 YR TREAS BD | 29.18K | SH | $3.43M 2.67% | 0.00 | 0.00 | 3.43K |
ISHARES TRSOLE | MSCI EAFE ETF | 29.59K | SH | $3.07M 2.39% | 0.00 | 0.00 | 3.07K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 36.64K | SH | $2.61M 2.03% | 0.00 | 0.00 | 2.61K |
AMPHENOL CORPSOLE | CL A | 13.20K | SH | $2.33M 1.81% | 0.00 | 0.00 | 2.33K |
APPLE INCSOLE | COM | 6.31K | SH | $1.83M 1.42% | 0.00 | 0.00 | 1.82K |
STRYKER CORPORATIONSOLE | COM | 5.49K | SH | $1.73M 1.34% | 0.00 | 0.00 | 1.73K |
ISHARES TRSOLE | 1 3 YR TREAS BD | 20.52K | SH | $1.69M 1.31% | 0.00 | 0.00 | 1.69K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 16.04K | SH | $1.55M 1.20% | 0.00 | 0.00 | 1.55K |
ISHARES TRSOLE | TIPS BD ETF | 13.54K | SH | $1.48M 1.15% | 0.00 | 0.00 | 1.48K |
ISHARES INCSOLE | CORE MSCI EMKT | 16.27K | SH | $1.35M 1.05% | 0.00 | 0.00 | 1.35K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.66K | SH | $1.22M 0.95% | 0.00 | 0.00 | 1.22K |
EA SERIES TRUSTSOLE | FREEDOM 100 EM | 15.88K | SH | $1.16M 0.90% | 0.00 | 0.00 | 1.16K |
COMMUNITY TR BANCORP INCSOLE | COM | 15.56K | SH | $1.13M 0.88% | 0.00 | 0.00 | 1.13K |
VANGUARD INTL EQUITY INDEX FSOLE | GLB EX US ETF | 22.56K | SH | $1.01M 0.79% | 0.00 | 0.00 | 1.01K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 8.10K | SH | $1.01M 0.78% | 0.00 | 0.00 | 1.01K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 3.88K | SH | $940.0K 0.73% | 0.00 | 0.00 | 940.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 9.34K | SH | $924.5K 0.72% | 0.00 | 0.00 | 924.00 |
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