Filed: 1/21/2026ACC: 0002063364-26-000012
📋 What this filing means
WILLIAM HOWARD & CO FINANCIAL ADVISORS INC filed this quarterly 13F‑HR report disclosing 57 equity positions with a total reported market value of $118.63M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
57
Positions
$118.63M
Total AUM (reported)
954.33K
Total Shares
Allocation by class
CORE S&P500 ETF$27.90M23.5%
7-10 YR TRSY BD$12.47M10.5%
RUSSELL 2000 ETF$11.71M9.9%
SELECT US REIT$9.56M8.1%
COM$5.96M5.0%
RUSSELL 3000 ETF$5.52M4.7%
CORE MSCI EAFE$5.01M4.2%
Portfolio Concentration
Top 3$52.09M43.9%
4–10$34.79M29.3%
11–25$19.88M16.8%
Rest$11.88M10.0%
Top 3 weight
43.9%
Top 10 weight
73.2%
Voting Authority Distribution
Total shares with voting rights: 118.63K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
118.63K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole57
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings57
Rows:
ISHARES TR
SOLEShares40.74K
TypeSH
Market value$27.90M
23.52%
Sole
0.00
Shared
0.00
None
27.90K
ISHARES TR
SOLEShares129.66K
TypeSH
Market value$12.47M
10.51%
Sole
0.00
Shared
0.00
None
12.47K
ISHARES TR
SOLEShares47.59K
TypeSH
Market value$11.71M
9.87%
Sole
0.00
Shared
0.00
None
11.71K
ISHARES TR
SOLEShares160.27K
TypeSH
Market value$9.56M
8.06%
Sole
0.00
Shared
0.00
None
9.56K
ISHARES TR
SOLEShares14.27K
TypeSH
Market value$5.52M
4.65%
Sole
0.00
Shared
0.00
None
5.52K
ISHARES TR
SOLEShares56.06K
TypeSH
Market value$5.01M
4.23%
Sole
0.00
Shared
0.00
None
5.01K
VANGUARD BD INDEX FDS
SOLEShares60.53K
TypeSH
Market value$4.48M
3.78%
Sole
0.00
Shared
0.00
None
4.48K
ISHARES TR
SOLEShares22.57K
TypeSH
Market value$3.79M
3.19%
Sole
0.00
Shared
0.00
None
3.79K
ISHARES TR
SOLEShares29.16K
TypeSH
Market value$3.48M
2.93%
Sole
0.00
Shared
0.00
None
3.48K
ISHARES TR
SOLEShares30.57K
TypeSH
Market value$2.94M
2.48%
Sole
0.00
Shared
0.00
None
2.94K
VANGUARD TAX-MANAGED FDS
SOLEShares35.32K
TypeSH
Market value$2.21M
1.86%
Sole
0.00
Shared
0.00
None
2.21K
STRYKER CORPORATION
SOLEShares5.49K
TypeSH
Market value$1.93M
1.63%
Sole
0.00
Shared
0.00
None
1.93K
APPLE INC
SOLEShares6.73K
TypeSH
Market value$1.83M
1.54%
Sole
0.00
Shared
0.00
None
1.83K
AMPHENOL CORP NEW
SOLEShares13.20K
TypeSH
Market value$1.78M
1.50%
Sole
0.00
Shared
0.00
None
1.78K
ISHARES TR
SOLEShares20.46K
TypeSH
Market value$1.69M
1.43%
Sole
0.00
Shared
0.00
None
1.70K
ISHARES TR
SOLEShares13.41K
TypeSH
Market value$1.47M
1.24%
Sole
0.00
Shared
0.00
None
1.47K
VANGUARD INDEX FDS
SOLEShares15.05K
TypeSH
Market value$1.33M
1.12%
Sole
0.00
Shared
0.00
None
1.33K
ISHARES INC
SOLEShares16.49K
TypeSH
Market value$1.11M
0.93%
Sole
0.00
Shared
0.00
None
1.11K
VANGUARD INTL EQUITY INDEX F
SOLEShares22.56K
TypeSH
Market value$1.03M
0.87%
Sole
0.00
Shared
0.00
None
1.03K
INVESCO QQQ TR
SOLEShares1.66K
TypeSH
Market value$1.02M
0.86%
Sole
0.00
Shared
0.00
None
1.02K
ISHARES TR
SOLEShares2.02K
TypeSH
Market value$957.1K
0.81%
Sole
0.00
Shared
0.00
None
957.00
ISHARES TR
SOLEShares9.34K
TypeSH
Market value$932.9K
0.79%
Sole
0.00
Shared
0.00
None
932.00
COMMUNITY TR BANCORP INC
SOLEShares15.56K
TypeSH
Market value$879.0K
0.74%
Sole
0.00
Shared
0.00
None
879.00
ISHARES TR
SOLEShares28.09K
TypeSH
Market value$869.7K
0.73%
Sole
0.00
Shared
0.00
None
870.00
ISHARES TR
SOLEShares8.06K
TypeSH
Market value$826.1K
0.70%
Sole
0.00
Shared
0.00
None
826.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 40.74K | SH | $27.90M 23.52% | 0.00 | 0.00 | 27.90K |
ISHARES TRSOLE | 7-10 YR TRSY BD | 129.66K | SH | $12.47M 10.51% | 0.00 | 0.00 | 12.47K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 47.59K | SH | $11.71M 9.87% | 0.00 | 0.00 | 11.71K |
ISHARES TRSOLE | SELECT US REIT | 160.27K | SH | $9.56M 8.06% | 0.00 | 0.00 | 9.56K |
ISHARES TRSOLE | RUSSELL 3000 ETF | 14.27K | SH | $5.52M 4.65% | 0.00 | 0.00 | 5.52K |
ISHARES TRSOLE | CORE MSCI EAFE | 56.06K | SH | $5.01M 4.23% | 0.00 | 0.00 | 5.01K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 60.53K | SH | $4.48M 3.78% | 0.00 | 0.00 | 4.48K |
ISHARES TRSOLE | CORE S&P US GWT | 22.57K | SH | $3.79M 3.19% | 0.00 | 0.00 | 3.79K |
ISHARES TRSOLE | 3 7 YR TREAS BD | 29.16K | SH | $3.48M 2.93% | 0.00 | 0.00 | 3.48K |
ISHARES TRSOLE | MSCI EAFE ETF | 30.57K | SH | $2.94M 2.48% | 0.00 | 0.00 | 2.94K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 35.32K | SH | $2.21M 1.86% | 0.00 | 0.00 | 2.21K |
STRYKER CORPORATIONSOLE | COM | 5.49K | SH | $1.93M 1.63% | 0.00 | 0.00 | 1.93K |
APPLE INCSOLE | COM | 6.73K | SH | $1.83M 1.54% | 0.00 | 0.00 | 1.83K |
AMPHENOL CORP NEWSOLE | CL A | 13.20K | SH | $1.78M 1.50% | 0.00 | 0.00 | 1.78K |
ISHARES TRSOLE | 1 3 YR TREAS BD | 20.46K | SH | $1.69M 1.43% | 0.00 | 0.00 | 1.70K |
ISHARES TRSOLE | TIPS BD ETF | 13.41K | SH | $1.47M 1.24% | 0.00 | 0.00 | 1.47K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 15.05K | SH | $1.33M 1.12% | 0.00 | 0.00 | 1.33K |
ISHARES INCSOLE | CORE MSCI EMKT | 16.49K | SH | $1.11M 0.93% | 0.00 | 0.00 | 1.11K |
VANGUARD INTL EQUITY INDEX FSOLE | GLB EX US ETF | 22.56K | SH | $1.03M 0.87% | 0.00 | 0.00 | 1.03K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.66K | SH | $1.02M 0.86% | 0.00 | 0.00 | 1.02K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 2.02K | SH | $957.1K 0.81% | 0.00 | 0.00 | 957.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 9.34K | SH | $932.9K 0.79% | 0.00 | 0.00 | 932.00 |
COMMUNITY TR BANCORP INCSOLE | COM | 15.56K | SH | $879.0K 0.74% | 0.00 | 0.00 | 879.00 |
ISHARES TRSOLE | PFD AND INCM SEC | 28.09K | SH | $869.7K 0.73% | 0.00 | 0.00 | 870.00 |
ISHARES TRSOLE | CORE S&P US VLU | 8.06K | SH | $826.1K 0.70% | 0.00 | 0.00 | 826.00 |
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