Filed: 10/21/2025ACC: 0002063364-25-000242
📋 What this filing means
WILLIAM HOWARD & CO FINANCIAL ADVISORS INC filed this quarterly 13F‑HR report disclosing 56 equity positions with a total reported market value of $117.51M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
56
Positions
$117.51M
Total AUM (reported)
951.91K
Total Shares
Allocation by class
CORE S&P500 ETF$27.56M23.5%
7-10 YR TRSY BD$12.78M10.9%
RUSSELL 2000 ETF$11.49M9.8%
SELECT US REIT$9.84M8.4%
COM$5.91M5.0%
RUSSELL 3000 ETF$5.43M4.6%
CORE MSCI EAFE$4.81M4.1%
Portfolio Concentration
Top 3$51.83M44.1%
4–10$34.53M29.4%
11–25$19.80M16.8%
Rest$11.36M9.7%
Top 3 weight
44.1%
Top 10 weight
73.5%
Voting Authority Distribution
Total shares with voting rights: 117.51K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
117.51K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole56
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings56
Rows:
ISHARES TR
SOLEShares41.17K
TypeSH
Market value$27.56M
23.45%
Sole
0.00
Shared
0.00
None
27.56K
ISHARES TR
SOLEShares132.53K
TypeSH
Market value$12.78M
10.88%
Sole
0.00
Shared
0.00
None
12.78K
ISHARES TR
SOLEShares47.50K
TypeSH
Market value$11.49M
9.78%
Sole
0.00
Shared
0.00
None
11.49K
ISHARES TR
SOLEShares159.76K
TypeSH
Market value$9.84M
8.38%
Sole
0.00
Shared
0.00
None
9.84K
ISHARES TR
SOLEShares14.32K
TypeSH
Market value$5.43M
4.62%
Sole
0.00
Shared
0.00
None
5.43K
ISHARES TR
SOLEShares55.09K
TypeSH
Market value$4.81M
4.09%
Sole
0.00
Shared
0.00
None
4.81K
VANGUARD BD INDEX FDS
SOLEShares59.14K
TypeSH
Market value$4.40M
3.74%
Sole
0.00
Shared
0.00
None
4.40K
ISHARES TR
SOLEShares22.57K
TypeSH
Market value$3.71M
3.16%
Sole
0.00
Shared
0.00
None
3.71K
ISHARES TR
SOLEShares29.14K
TypeSH
Market value$3.48M
2.96%
Sole
0.00
Shared
0.00
None
3.48K
ISHARES TR
SOLEShares30.54K
TypeSH
Market value$2.85M
2.43%
Sole
0.00
Shared
0.00
None
2.85K
VANGUARD TAX-MANAGED FDS
SOLEShares35.65K
TypeSH
Market value$2.14M
1.82%
Sole
0.00
Shared
0.00
None
2.14K
STRYKER CORPORATION
SOLEShares5.49K
TypeSH
Market value$2.03M
1.73%
Sole
0.00
Shared
0.00
None
2.03K
AMPHENOL CORP NEW
SOLEShares13.91K
TypeSH
Market value$1.72M
1.47%
Sole
0.00
Shared
0.00
None
1.72K
APPLE INC
SOLEShares6.73K
TypeSH
Market value$1.71M
1.46%
Sole
0.00
Shared
0.00
None
1.72K
ISHARES TR
SOLEShares20.41K
TypeSH
Market value$1.69M
1.44%
Sole
0.00
Shared
0.00
None
1.69K
ISHARES TR
SOLEShares13.32K
TypeSH
Market value$1.48M
1.26%
Sole
0.00
Shared
0.00
None
1.48K
VANGUARD INDEX FDS
SOLEShares15K
TypeSH
Market value$1.37M
1.17%
Sole
0.00
Shared
0.00
None
1.37K
ISHARES INC
SOLEShares17.10K
TypeSH
Market value$1.13M
0.96%
Sole
0.00
Shared
0.00
None
1.13K
VANGUARD INTL EQUITY INDEX F
SOLEShares22.43K
TypeSH
Market value$1.07M
0.91%
Sole
0.00
Shared
0.00
None
1.07K
INVESCO QQQ TR
SOLEShares1.69K
TypeSH
Market value$1.02M
0.86%
Sole
0.00
Shared
0.00
None
1.01K
ISHARES TR
SOLEShares2.02K
TypeSH
Market value$946.3K
0.81%
Sole
0.00
Shared
0.00
None
946.00
ISHARES TR
SOLEShares9.34K
TypeSH
Market value$936.3K
0.80%
Sole
0.00
Shared
0.00
None
937.00
ISHARES TR
SOLEShares27.77K
TypeSH
Market value$877.9K
0.75%
Sole
0.00
Shared
0.00
None
878.00
COMMUNITY TR BANCORP INC
SOLEShares15.56K
TypeSH
Market value$870.4K
0.74%
Sole
0.00
Shared
0.00
None
871.00
ISHARES TR
SOLEShares8.06K
TypeSH
Market value$805.2K
0.69%
Sole
0.00
Shared
0.00
None
805.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 41.17K | SH | $27.56M 23.45% | 0.00 | 0.00 | 27.56K |
ISHARES TRSOLE | 7-10 YR TRSY BD | 132.53K | SH | $12.78M 10.88% | 0.00 | 0.00 | 12.78K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 47.50K | SH | $11.49M 9.78% | 0.00 | 0.00 | 11.49K |
ISHARES TRSOLE | SELECT US REIT | 159.76K | SH | $9.84M 8.38% | 0.00 | 0.00 | 9.84K |
ISHARES TRSOLE | RUSSELL 3000 ETF | 14.32K | SH | $5.43M 4.62% | 0.00 | 0.00 | 5.43K |
ISHARES TRSOLE | CORE MSCI EAFE | 55.09K | SH | $4.81M 4.09% | 0.00 | 0.00 | 4.81K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 59.14K | SH | $4.40M 3.74% | 0.00 | 0.00 | 4.40K |
ISHARES TRSOLE | CORE S&P US GWT | 22.57K | SH | $3.71M 3.16% | 0.00 | 0.00 | 3.71K |
ISHARES TRSOLE | 3 7 YR TREAS BD | 29.14K | SH | $3.48M 2.96% | 0.00 | 0.00 | 3.48K |
ISHARES TRSOLE | MSCI EAFE ETF | 30.54K | SH | $2.85M 2.43% | 0.00 | 0.00 | 2.85K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 35.65K | SH | $2.14M 1.82% | 0.00 | 0.00 | 2.14K |
STRYKER CORPORATIONSOLE | COM | 5.49K | SH | $2.03M 1.73% | 0.00 | 0.00 | 2.03K |
AMPHENOL CORP NEWSOLE | CL A | 13.91K | SH | $1.72M 1.47% | 0.00 | 0.00 | 1.72K |
APPLE INCSOLE | COM | 6.73K | SH | $1.71M 1.46% | 0.00 | 0.00 | 1.72K |
ISHARES TRSOLE | 1 3 YR TREAS BD | 20.41K | SH | $1.69M 1.44% | 0.00 | 0.00 | 1.69K |
ISHARES TRSOLE | TIPS BD ETF | 13.32K | SH | $1.48M 1.26% | 0.00 | 0.00 | 1.48K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 15K | SH | $1.37M 1.17% | 0.00 | 0.00 | 1.37K |
ISHARES INCSOLE | CORE MSCI EMKT | 17.10K | SH | $1.13M 0.96% | 0.00 | 0.00 | 1.13K |
VANGUARD INTL EQUITY INDEX FSOLE | GLB EX US ETF | 22.43K | SH | $1.07M 0.91% | 0.00 | 0.00 | 1.07K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.69K | SH | $1.02M 0.86% | 0.00 | 0.00 | 1.01K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 2.02K | SH | $946.3K 0.81% | 0.00 | 0.00 | 946.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 9.34K | SH | $936.3K 0.80% | 0.00 | 0.00 | 937.00 |
ISHARES TRSOLE | PFD AND INCM SEC | 27.77K | SH | $877.9K 0.75% | 0.00 | 0.00 | 878.00 |
COMMUNITY TR BANCORP INCSOLE | COM | 15.56K | SH | $870.4K 0.74% | 0.00 | 0.00 | 871.00 |
ISHARES TRSOLE | CORE S&P US VLU | 8.06K | SH | $805.2K 0.69% | 0.00 | 0.00 | 805.00 |
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