Filed: 7/11/2025ACC: 0002063364-25-000115
📋 What this filing means
WILLIAM HOWARD & CO FINANCIAL ADVISORS INC filed this quarterly 13F‑HR report disclosing 56 equity positions with a total reported market value of $114.61M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
56
Positions
$114.61M
Total AUM (reported)
961.90K
Total Shares
Allocation by class
CORE S&P500 ETF$26.92M23.5%
7-10 YR TRSY BD$13.22M11.5%
RUSSELL 2000 ETF$10.38M9.1%
SELECT US REIT$9.80M8.5%
COM$6.21M5.4%
RUSSELL 3000 ETF$5.27M4.6%
CORE MSCI EAFE$4.62M4.0%
Portfolio Concentration
Top 3$50.52M44.1%
4–10$33.65M29.4%
11–25$18.97M16.5%
Rest$11.48M10.0%
Top 3 weight
44.1%
Top 10 weight
73.4%
Voting Authority Distribution
Total shares with voting rights: 114.61K
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
114.61K
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole56
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings56
Rows:
ISHARES TR
SOLEShares43.36K
TypeSH
Market value$26.92M
23.49%
Sole
0.00
Shared
0.00
None
26.92K
ISHARES TR
SOLEShares137.99K
TypeSH
Market value$13.22M
11.53%
Sole
0.00
Shared
0.00
None
13.22K
ISHARES TR
SOLEShares48.12K
TypeSH
Market value$10.38M
9.06%
Sole
0.00
Shared
0.00
None
10.38K
ISHARES TR
SOLEShares160.19K
TypeSH
Market value$9.80M
8.55%
Sole
0.00
Shared
0.00
None
9.80K
ISHARES TR
SOLEShares15.03K
TypeSH
Market value$5.27M
4.60%
Sole
0.00
Shared
0.00
None
5.27K
ISHARES TR
SOLEShares55.33K
TypeSH
Market value$4.62M
4.03%
Sole
0.00
Shared
0.00
None
4.62K
VANGUARD BD INDEX FDS
SOLEShares58.63K
TypeSH
Market value$4.32M
3.77%
Sole
0.00
Shared
0.00
None
4.32K
ISHARES TR
SOLEShares29.13K
TypeSH
Market value$3.47M
3.03%
Sole
0.00
Shared
0.00
None
3.47K
ISHARES TR
SOLEShares22.57K
TypeSH
Market value$3.39M
2.96%
Sole
0.00
Shared
0.00
None
3.39K
ISHARES TR
SOLEShares31.08K
TypeSH
Market value$2.78M
2.42%
Sole
0.00
Shared
0.00
None
2.78K
STRYKER CORPORATION
SOLEShares5.49K
TypeSH
Market value$2.17M
1.90%
Sole
0.00
Shared
0.00
None
2.17K
VANGUARD TAX-MANAGED FDS
SOLEShares36.57K
TypeSH
Market value$2.08M
1.82%
Sole
0.00
Shared
0.00
None
2.08K
ISHARES TR
SOLEShares20.37K
TypeSH
Market value$1.69M
1.47%
Sole
0.00
Shared
0.00
None
1.69K
APPLE INC
SOLEShares7.82K
TypeSH
Market value$1.60M
1.40%
Sole
0.00
Shared
0.00
None
1.60K
ISHARES TR
SOLEShares13.25K
TypeSH
Market value$1.46M
1.27%
Sole
0.00
Shared
0.00
None
1.46K
AMPHENOL CORP NEW
SOLEShares13.91K
TypeSH
Market value$1.37M
1.20%
Sole
0.00
Shared
0.00
None
1.37K
VANGUARD INDEX FDS
SOLEShares15.09K
TypeSH
Market value$1.34M
1.17%
Sole
0.00
Shared
0.00
None
1.34K
ISHARES INC
SOLEShares17.63K
TypeSH
Market value$1.06M
0.92%
Sole
0.00
Shared
0.00
None
1.06K
VANGUARD INTL EQUITY INDEX F
SOLEShares22.43K
TypeSH
Market value$1.04M
0.90%
Sole
0.00
Shared
0.00
None
1.03K
INVESCO QQQ TR
SOLEShares1.69K
TypeSH
Market value$933.1K
0.81%
Sole
0.00
Shared
0.00
None
933.00
ISHARES TR
SOLEShares9.34K
TypeSH
Market value$926.5K
0.81%
Sole
0.00
Shared
0.00
None
926.00
ISHARES TR
SOLEShares2.02K
TypeSH
Market value$856.9K
0.75%
Sole
0.00
Shared
0.00
None
857.00
ISHARES TR
SOLEShares27.49K
TypeSH
Market value$843.4K
0.74%
Sole
0.00
Shared
0.00
None
843.00
COMMUNITY TR BANCORP INC
SOLEShares15.59K
TypeSH
Market value$825.2K
0.72%
Sole
0.00
Shared
0.00
None
825.00
ISHARES TR
SOLEShares8.06K
TypeSH
Market value$762.3K
0.67%
Sole
0.00
Shared
0.00
None
762.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 43.36K | SH | $26.92M 23.49% | 0.00 | 0.00 | 26.92K |
ISHARES TRSOLE | 7-10 YR TRSY BD | 137.99K | SH | $13.22M 11.53% | 0.00 | 0.00 | 13.22K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 48.12K | SH | $10.38M 9.06% | 0.00 | 0.00 | 10.38K |
ISHARES TRSOLE | SELECT US REIT | 160.19K | SH | $9.80M 8.55% | 0.00 | 0.00 | 9.80K |
ISHARES TRSOLE | RUSSELL 3000 ETF | 15.03K | SH | $5.27M 4.60% | 0.00 | 0.00 | 5.27K |
ISHARES TRSOLE | CORE MSCI EAFE | 55.33K | SH | $4.62M 4.03% | 0.00 | 0.00 | 4.62K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 58.63K | SH | $4.32M 3.77% | 0.00 | 0.00 | 4.32K |
ISHARES TRSOLE | 3 7 YR TREAS BD | 29.13K | SH | $3.47M 3.03% | 0.00 | 0.00 | 3.47K |
ISHARES TRSOLE | CORE S&P US GWT | 22.57K | SH | $3.39M 2.96% | 0.00 | 0.00 | 3.39K |
ISHARES TRSOLE | MSCI EAFE ETF | 31.08K | SH | $2.78M 2.42% | 0.00 | 0.00 | 2.78K |
STRYKER CORPORATIONSOLE | COM | 5.49K | SH | $2.17M 1.90% | 0.00 | 0.00 | 2.17K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 36.57K | SH | $2.08M 1.82% | 0.00 | 0.00 | 2.08K |
ISHARES TRSOLE | 1 3 YR TREAS BD | 20.37K | SH | $1.69M 1.47% | 0.00 | 0.00 | 1.69K |
APPLE INCSOLE | COM | 7.82K | SH | $1.60M 1.40% | 0.00 | 0.00 | 1.60K |
ISHARES TRSOLE | TIPS BD ETF | 13.25K | SH | $1.46M 1.27% | 0.00 | 0.00 | 1.46K |
AMPHENOL CORP NEWSOLE | CL A | 13.91K | SH | $1.37M 1.20% | 0.00 | 0.00 | 1.37K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 15.09K | SH | $1.34M 1.17% | 0.00 | 0.00 | 1.34K |
ISHARES INCSOLE | CORE MSCI EMKT | 17.63K | SH | $1.06M 0.92% | 0.00 | 0.00 | 1.06K |
VANGUARD INTL EQUITY INDEX FSOLE | GLB EX US ETF | 22.43K | SH | $1.04M 0.90% | 0.00 | 0.00 | 1.03K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.69K | SH | $933.1K 0.81% | 0.00 | 0.00 | 933.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 9.34K | SH | $926.5K 0.81% | 0.00 | 0.00 | 926.00 |
ISHARES TRSOLE | RUS 1000 GRW ETF | 2.02K | SH | $856.9K 0.75% | 0.00 | 0.00 | 857.00 |
ISHARES TRSOLE | PFD AND INCM SEC | 27.49K | SH | $843.4K 0.74% | 0.00 | 0.00 | 843.00 |
COMMUNITY TR BANCORP INCSOLE | COM | 15.59K | SH | $825.2K 0.72% | 0.00 | 0.00 | 825.00 |
ISHARES TRSOLE | CORE S&P US VLU | 8.06K | SH | $762.3K 0.67% | 0.00 | 0.00 | 762.00 |
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