WHITE LIGHTHOUSE INVESTMENT MANAGEMENT INC.

Filed: 11/13/2025ACC: 0001727593-25-000002

📋 What this filing means

WHITE LIGHTHOUSE INVESTMENT MANAGEMENT INC. filed this quarterly 13F‑HR report disclosing 139 equity positions with a total reported market value of $655.99M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

139

Positions

$655.99M

Total AUM (reported)

5.26M

Total Shares

Allocation by class

GROWTH ETF$114.22M17.4%

HIGH DIV YLD$65.25M9.9%

VG TL INTL STK F$42.47M6.5%

SHORT TREAS BD$35.75M5.4%

COM$28.28M4.3%

SHRT TRM CORP BD$28.21M4.3%

INF TECH ETF$24.98M3.8%

Portfolio Concentration

Top 3$221.94M33.8%

4–10$168.28M25.7%

11–25$128.70M19.6%

Rest$137.07M20.9%

Top 3 weight

33.8%

Top 10 weight

59.5%

Voting Authority Distribution

Total shares with voting rights: 5.26M

Sole

Full voting authority

5.26M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole139

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings139

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares238.16K

TypeSH

Market value$114.22M

17.41%

Sole

238.16K

Shared

0.00

None

0.00

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares462.93K

TypeSH

Market value$65.25M

9.95%

Sole

462.93K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares578.11K

TypeSH

Market value$42.47M

6.47%

Sole

578.11K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SHORT TREAS BD

Shares323.54K

TypeSH

Market value$35.75M

5.45%

Sole

323.54K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares352.94K

TypeSH

Market value$28.21M

4.30%

Sole

352.94K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares33.46K

TypeSH

Market value$24.98M

3.81%

Sole

33.46K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares316.78K

TypeSH

Market value$23.56M

3.59%

Sole

316.78K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares125.77K

TypeSH

Market value$23.45M

3.58%

Sole

125.77K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares197.84K

TypeSH

Market value$16.64M

2.54%

Sole

197.84K

Shared

0.00

None

0.00

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares215.65K

TypeSH

Market value$15.69M

2.39%

Sole

215.65K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares188.69K

TypeSH

Market value$15.58M

2.38%

Sole

188.69K

Shared

0.00

None

0.00

ISHARES TR

SOLE

EXPND TEC SC ETF

Shares102.73K

TypeSH

Market value$12.94M

1.97%

Sole

102.73K

Shared

0.00

None

0.00

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares51.03K

TypeSH

Market value$11.01M

1.68%

Sole

51.03K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares17.68K

TypeSH

Market value$10.83M

1.65%

Sole

17.68K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares23.05K

TypeSH

Market value$10.80M

1.65%

Sole

23.05K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SELECT DIVID ETF

Shares67.79K

TypeSH

Market value$9.63M

1.47%

Sole

67.79K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares114.35K

TypeSH

Market value$9.02M

1.38%

Sole

114.35K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares34.95K

TypeSH

Market value$7.29M

1.11%

Sole

34.95K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares26.02K

TypeSH

Market value$6.75M

1.03%

Sole

26.02K

Shared

0.00

None

0.00

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares125.13K

TypeSH

Market value$6.34M

0.97%

Sole

125.13K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares23.80K

TypeSH

Market value$6.06M

0.92%

Sole

23.80K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares23.76K

TypeSH

Market value$6.04M

0.92%

Sole

23.76K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares61.24K

TypeSH

Market value$5.60M

0.85%

Sole

61.24K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

LG-TERM COR BD

Shares69.58K

TypeSH

Market value$5.40M

0.82%

Sole

69.58K

Shared

0.00

None

0.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares8.98K

TypeSH

Market value$5.39M

0.82%

Sole

8.98K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD INDEX FDSSOLE	GROWTH ETF	238.16K	SH	$114.22M 17.41%	238.16K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	462.93K	SH	$65.25M 9.95%	462.93K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	578.11K	SH	$42.47M 6.47%	578.11K
ISHARES TRSOLE	SHORT TREAS BD	323.54K	SH	$35.75M 5.45%	323.54K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	352.94K	SH	$28.21M 4.30%	352.94K
VANGUARD WORLD FDSOLE	INF TECH ETF	33.46K	SH	$24.98M 3.81%	33.46K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	316.78K	SH	$23.56M 3.59%	316.78K
VANGUARD INDEX FDSSOLE	VALUE ETF	125.77K	SH	$23.45M 3.58%	125.77K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	197.84K	SH	$16.64M 2.54%	197.84K
ISHARES GOLD TRSOLE	ISHARES NEW	215.65K	SH	$15.69M 2.39%	215.65K
ISHARES TRSOLE	CORE MSCI TOTAL	188.69K	SH	$15.58M 2.38%	188.69K
ISHARES TRSOLE	EXPND TEC SC ETF	102.73K	SH	$12.94M 1.97%	102.73K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	51.03K	SH	$11.01M 1.68%	51.03K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	17.68K	SH	$10.83M 1.65%	17.68K
ISHARES TRSOLE	RUS 1000 GRW ETF	23.05K	SH	$10.80M 1.65%	23.05K
ISHARES TRSOLE	SELECT DIVID ETF	67.79K	SH	$9.63M 1.47%	67.79K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	114.35K	SH	$9.02M 1.38%	114.35K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	34.95K	SH	$7.29M 1.11%	34.95K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	26.02K	SH	$6.75M 1.03%	26.02K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	125.13K	SH	$6.34M 0.97%	125.13K
APPLE INCSOLE	COM	23.80K	SH	$6.06M 0.92%	23.80K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	23.76K	SH	$6.04M 0.92%	23.76K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	61.24K	SH	$5.60M 0.85%	61.24K
VANGUARD SCOTTSDALE FDSSOLE	LG-TERM COR BD	69.58K	SH	$5.40M 0.82%	69.58K
INVESCO QQQ TRSOLE	UNIT SER 1	8.98K	SH	$5.39M 0.82%	8.98K

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