WHITE LIGHTHOUSE INVESTMENT MANAGEMENT INC.

Filed: 7/30/2025ACC: 0001085146-25-004334

📋 What this filing means

WHITE LIGHTHOUSE INVESTMENT MANAGEMENT INC. filed this quarterly 13F‑HR report disclosing 138 equity positions with a total reported market value of $614.81M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

138

Positions

$614.81M

Total AUM (reported)

5.19M

Total Shares

Allocation by class

GROWTH ETF$105.97M17.2%

HIGH DIV YLD$60.80M9.9%

VG TL INTL STK F$38.98M6.3%

SHORT TREAS BD$31.83M5.2%

COM$28.73M4.7%

SHRT TRM CORP BD$25.54M4.2%

TOTAL BND MRKT$22.74M3.7%

Portfolio Concentration

Top 3$205.76M33.5%

4–10$155.49M25.3%

11–25$120.04M19.5%

Rest$133.52M21.7%

Top 3 weight

33.5%

Top 10 weight

58.8%

Voting Authority Distribution

Total shares with voting rights: 5.19M

Sole

Full voting authority

5.19M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole138

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings138

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares241.73K

TypeSH

Market value$105.97M

17.24%

Sole

241.73K

Shared

0.00

None

0.00

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares456.12K

TypeSH

Market value$60.80M

9.89%

Sole

456.12K

Shared

0.00

None

0.00

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares564.24K

TypeSH

Market value$38.98M

6.34%

Sole

564.24K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SHORT TREAS BD

Shares288.25K

TypeSH

Market value$31.83M

5.18%

Sole

288.25K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares321.27K

TypeSH

Market value$25.54M

4.15%

Sole

321.27K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares308.84K

TypeSH

Market value$22.74M

3.70%

Sole

308.84K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares33.67K

TypeSH

Market value$22.33M

3.63%

Sole

33.67K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares119.66K

TypeSH

Market value$21.15M

3.44%

Sole

119.66K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares207.70K

TypeSH

Market value$17.22M

2.80%

Sole

207.70K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares189.90K

TypeSH

Market value$14.68M

2.39%

Sole

189.90K

Shared

0.00

None

0.00

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares209.52K

TypeSH

Market value$13.07M

2.13%

Sole

209.52K

Shared

0.00

None

0.00

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares51.84K

TypeSH

Market value$10.61M

1.73%

Sole

51.84K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares24.50K

TypeSH

Market value$10.40M

1.69%

Sole

24.50K

Shared

0.00

None

0.00

ISHARES TR

SOLE

EXPND TEC SC ETF

Shares88.98K

TypeSH

Market value$10.00M

1.63%

Sole

88.98K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares17.11K

TypeSH

Market value$9.72M

1.58%

Sole

17.11K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares113.43K

TypeSH

Market value$8.93M

1.45%

Sole

113.43K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SELECT DIVID ETF

Shares66.93K

TypeSH

Market value$8.89M

1.45%

Sole

66.93K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares27.83K

TypeSH

Market value$6.91M

1.12%

Sole

27.83K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares34.44K

TypeSH

Market value$6.72M

1.09%

Sole

34.44K

Shared

0.00

None

0.00

APPLE INC

SOLE

COM

Shares29.22K

TypeSH

Market value$5.99M

0.98%

Sole

29.22K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

LG-TERM COR BD

Shares78.50K

TypeSH

Market value$5.96M

0.97%

Sole

78.50K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares66.34K

TypeSH

Market value$5.91M

0.96%

Sole

66.34K

Shared

0.00

None

0.00

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares115.74K

TypeSH

Market value$5.82M

0.95%

Sole

115.74K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares24.47K

TypeSH

Market value$5.80M

0.94%

Sole

24.47K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

ESG INTL STK ETF

Shares81.19K

TypeSH

Market value$5.32M

0.86%

Sole

81.19K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD INDEX FDSSOLE	GROWTH ETF	241.73K	SH	$105.97M 17.24%	241.73K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	456.12K	SH	$60.80M 9.89%	456.12K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	564.24K	SH	$38.98M 6.34%	564.24K
ISHARES TRSOLE	SHORT TREAS BD	288.25K	SH	$31.83M 5.18%	288.25K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	321.27K	SH	$25.54M 4.15%	321.27K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	308.84K	SH	$22.74M 3.70%	308.84K
VANGUARD WORLD FDSOLE	INF TECH ETF	33.67K	SH	$22.33M 3.63%	33.67K
VANGUARD INDEX FDSSOLE	VALUE ETF	119.66K	SH	$21.15M 3.44%	119.66K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	207.70K	SH	$17.22M 2.80%	207.70K
ISHARES TRSOLE	CORE MSCI TOTAL	189.90K	SH	$14.68M 2.39%	189.90K
ISHARES GOLD TRSOLE	ISHARES NEW	209.52K	SH	$13.07M 2.13%	209.52K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	51.84K	SH	$10.61M 1.73%	51.84K
ISHARES TRSOLE	RUS 1000 GRW ETF	24.50K	SH	$10.40M 1.69%	24.50K
ISHARES TRSOLE	EXPND TEC SC ETF	88.98K	SH	$10.00M 1.63%	88.98K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	17.11K	SH	$9.72M 1.58%	17.11K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	113.43K	SH	$8.93M 1.45%	113.43K
ISHARES TRSOLE	SELECT DIVID ETF	66.93K	SH	$8.89M 1.45%	66.93K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	27.83K	SH	$6.91M 1.12%	27.83K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	34.44K	SH	$6.72M 1.09%	34.44K
APPLE INCSOLE	COM	29.22K	SH	$5.99M 0.98%	29.22K
VANGUARD SCOTTSDALE FDSSOLE	LG-TERM COR BD	78.50K	SH	$5.96M 0.97%	78.50K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	66.34K	SH	$5.91M 0.96%	66.34K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	115.74K	SH	$5.82M 0.95%	115.74K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	24.47K	SH	$5.80M 0.94%	24.47K
VANGUARD WORLD FDSOLE	ESG INTL STK ETF	81.19K	SH	$5.32M 0.86%	81.19K

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