WHALEN JAMES F.

PrivateCIK: 1754027

Location

ROCKVILLE, MD

WHALEN JAMES F. exercised options at CAPITAL BANCORP INC

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise

WHALEN JAMES F.

Filed: 12/18/2025ACC: 0001754027-25-000008

InsiderWHALEN JAMES F.CIK 1754027

→

IssuerCAPITAL BANCORP INCCIK 1419536

Director

Since Sep 2018

0.00

Net shares

Net seller

$17.4K

Total acquired

0

Open market trades

0B · 0S

2

Total transactions

1.25K acquired · 1.25K disposed

Non-Derivative Transactions1

Common Stock

Direct

M · Option Exercise

Shares

+1.25K

Price / share

$13.89

Trade value

$17.36K

% of position

139.7%

12/16/2025

895.00→2.15K

Total

Net shares

+1.25K

Net value

$17.36K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	12/16/2025	M · Option Exercise	+1.25K	$13.89	$17.36K	139.7%	895.00	2.15K
Total			+1.25K		$17.36K

Derivative Transactions1

Stock Options

Direct

M · Option Exercise

Converts to

Common Stock

1.25K shares

Shares

−1.25K

Strike price

13.89

Held after

0.00

Exercisable

—

12/16/2025

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Stock Options Direct	Common Stock1.25K shares	12/16/2025	M · Option Exercise	−1.25K	13.89	—	0.00

Non-Derivative Holdings (Post-Transaction)5

Common Stock

Indirect

Shares owned58.40K

Common Stock

Indirect

Shares owned2.82K

Common Stock

Indirect

Shares owned2.82K

Common Stock

Indirect

Shares owned668.55K

Common Stock

Indirect

Shares owned240.41K

Total

973K indirect973K

Security Title	Shares Owned	Ownership Type
Common Stock	58.40K	Indirect
Common Stock	2.82K	Indirect
Common Stock	2.82K	Indirect
Common Stock	668.55K	Indirect
Common Stock	240.41K	Indirect
Total	973K	973K indirect

Derivative Holdings (Post-Transaction)5

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

4.40K

Shares owned

4.40K

Exercise price

24.20

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

3.48K

Shares owned

3.48K

Exercise price

23.54

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Common Stock

Underlying shares

1.08K

Shares owned

1.08K

Exercise price

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

4K

Shares owned

4K

Exercise price

30.51

Expiration

—

Exercise window

—

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

2.75K

Shares owned

2.75K

Exercise price

26.41

Expiration

—

Exercise window

—

Total

Underlying

15.72K

Owned

15.72K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Stock Options Direct	Common Stock	24.20	—	—	4.40K	4.40K
Stock Options Direct	Common Stock	23.54	—	—	3.48K	3.48K
Restricted Stock Units Direct	Common Stock		—	—	1.08K	1.08K
Stock Options Direct	Common Stock	30.51	—	—	4K	4K
Stock Options Direct	Common Stock	26.41	—	—	2.75K	2.75K
Total					15.72K	15.72K

WHALEN JAMES F. — Insider Transaction (Form 4) Filed Dec 18, 2025 | Finecho