Filed: 11/5/2025ACC: 0002063364-25-000270
📋 What this filing means
W.H. CORNERSTONE INVESTMENTS INC. filed this quarterly 13F‑HR report disclosing 115 equity positions with a total reported market value of $163.97M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
115
Positions
$163.97M
Total AUM (reported)
1.74M
Total Shares
Allocation by class
COM$64.77M39.5%
TOTAL STK MKT$19.33M11.8%
SHRT TRM CORP BD$7.04M4.3%
INT-TERM CORP$6.78M4.1%
VAN FTSE DEV MKT$6.08M3.7%
INT-TRM U.S TRES$5.29M3.2%
CAP STK CL A$4.71M2.9%
Portfolio Concentration
Top 3$33.55M20.5%
4–10$39.47M24.1%
11–25$35.72M21.8%
Rest$55.24M33.7%
Top 3 weight
20.5%
Top 10 weight
44.5%
Voting Authority Distribution
Total shares with voting rights: 1.74M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.74M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole115
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings115
Rows:
VANGUARD INDEX FDS
SOLEShares58.90K
TypeSH
Market value$19.33M
11.79%
Sole
0.00
Shared
0.00
None
58.90K
APPLE INC
SOLEShares28.21K
TypeSH
Market value$7.18M
4.38%
Sole
0.00
Shared
0.00
None
28.21K
VANGUARD SCOTTSDALE FDS
SOLEShares88.10K
TypeSH
Market value$7.04M
4.29%
Sole
0.00
Shared
0.00
None
88.10K
MICROSOFT CORP
SOLEShares13.34K
TypeSH
Market value$6.91M
4.21%
Sole
0.00
Shared
0.00
None
13.34K
VANGUARD SCOTTSDALE FDS
SOLEShares80.66K
TypeSH
Market value$6.78M
4.14%
Sole
0.00
Shared
0.00
None
80.66K
VANGUARD TAX-MANAGED FDS
SOLEShares101.50K
TypeSH
Market value$6.08M
3.71%
Sole
0.00
Shared
0.00
None
101.50K
SCHWAB STRATEGIC TR
SOLEShares210.58K
TypeSH
Market value$5.29M
3.23%
Sole
0.00
Shared
0.00
None
210.58K
AMAZON COM INC
SOLEShares23.39K
TypeSH
Market value$5.14M
3.13%
Sole
0.00
Shared
0.00
None
23.39K
ALPHABET INC
SOLEShares19.38K
TypeSH
Market value$4.71M
2.87%
Sole
0.00
Shared
0.00
None
19.38K
DIMENSIONAL ETF TRUST
SOLEShares84.44K
TypeSH
Market value$4.56M
2.78%
Sole
0.00
Shared
0.00
None
84.44K
VANGUARD CHARLOTTE FDS
SOLEShares90.18K
TypeSH
Market value$4.46M
2.72%
Sole
0.00
Shared
0.00
None
90.18K
COSTCO WHSL CORP NEW
SOLEShares4.04K
TypeSH
Market value$3.74M
2.28%
Sole
0.00
Shared
0.00
None
4.04K
DIMENSIONAL ETF TRUST
SOLEShares100.84K
TypeSH
Market value$3.21M
1.96%
Sole
0.00
Shared
0.00
None
100.84K
DIMENSIONAL ETF TRUST
SOLEShares98.03K
TypeSH
Market value$3.14M
1.92%
Sole
0.00
Shared
0.00
None
98.03K
SCHWAB STRATEGIC TR
SOLEShares116.32K
TypeSH
Market value$2.84M
1.73%
Sole
0.00
Shared
0.00
None
116.32K
ISHARES TR
SOLEShares3.90K
TypeSH
Market value$2.61M
1.59%
Sole
0.00
Shared
0.00
None
3.90K
PROCTER AND GAMBLE CO
SOLEShares14.67K
TypeSH
Market value$2.25M
1.37%
Sole
0.00
Shared
0.00
None
14.67K
VISA INC
SOLEShares5.81K
TypeSH
Market value$1.98M
1.21%
Sole
0.00
Shared
0.00
None
5.81K
THERMO FISHER SCIENTIFIC INC
SOLEShares4K
TypeSH
Market value$1.94M
1.18%
Sole
0.00
Shared
0.00
None
4K
SPDR DOW JONES INDL AVERAGE
SOLEShares3.72K
TypeSH
Market value$1.73M
1.05%
Sole
0.00
Shared
0.00
None
3.72K
DIMENSIONAL ETF TRUST
SOLEShares47.98K
TypeSH
Market value$1.71M
1.04%
Sole
0.00
Shared
0.00
None
47.98K
MEDTRONIC PLC
SOLEShares16.37K
TypeSH
Market value$1.56M
0.95%
Sole
0.00
Shared
0.00
None
16.37K
GOLDMAN SACHS GROUP INC
SOLEShares1.94K
TypeSH
Market value$1.55M
0.94%
Sole
0.00
Shared
0.00
None
1.94K
WALMART INC
SOLEShares14.73K
TypeSH
Market value$1.52M
0.93%
Sole
0.00
Shared
0.00
None
14.73K
EXXON MOBIL CORP
SOLEShares13.15K
TypeSH
Market value$1.48M
0.90%
Sole
0.00
Shared
0.00
None
13.15K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 58.90K | SH | $19.33M 11.79% | 0.00 | 0.00 | 58.90K |
APPLE INCSOLE | COM | 28.21K | SH | $7.18M 4.38% | 0.00 | 0.00 | 28.21K |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 88.10K | SH | $7.04M 4.29% | 0.00 | 0.00 | 88.10K |
MICROSOFT CORPSOLE | COM | 13.34K | SH | $6.91M 4.21% | 0.00 | 0.00 | 13.34K |
VANGUARD SCOTTSDALE FDSSOLE | INT-TERM CORP | 80.66K | SH | $6.78M 4.14% | 0.00 | 0.00 | 80.66K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 101.50K | SH | $6.08M 3.71% | 0.00 | 0.00 | 101.50K |
SCHWAB STRATEGIC TRSOLE | INT-TRM U.S TRES | 210.58K | SH | $5.29M 3.23% | 0.00 | 0.00 | 210.58K |
AMAZON COM INCSOLE | COM | 23.39K | SH | $5.14M 3.13% | 0.00 | 0.00 | 23.39K |
ALPHABET INCSOLE | CAP STK CL A | 19.38K | SH | $4.71M 2.87% | 0.00 | 0.00 | 19.38K |
DIMENSIONAL ETF TRUSTSOLE | GLOBAL EX US COR | 84.44K | SH | $4.56M 2.78% | 0.00 | 0.00 | 84.44K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 90.18K | SH | $4.46M 2.72% | 0.00 | 0.00 | 90.18K |
COSTCO WHSL CORP NEWSOLE | COM | 4.04K | SH | $3.74M 2.28% | 0.00 | 0.00 | 4.04K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP VAL | 100.84K | SH | $3.21M 1.96% | 0.00 | 0.00 | 100.84K |
DIMENSIONAL ETF TRUSTSOLE | EMERGING MKTS CO | 98.03K | SH | $3.14M 1.92% | 0.00 | 0.00 | 98.03K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 116.32K | SH | $2.84M 1.73% | 0.00 | 0.00 | 116.32K |
ISHARES TRSOLE | CORE S&P500 ETF | 3.90K | SH | $2.61M 1.59% | 0.00 | 0.00 | 3.90K |
PROCTER AND GAMBLE COSOLE | COM | 14.67K | SH | $2.25M 1.37% | 0.00 | 0.00 | 14.67K |
VISA INCSOLE | COM CL A | 5.81K | SH | $1.98M 1.21% | 0.00 | 0.00 | 5.81K |
THERMO FISHER SCIENTIFIC INCSOLE | COM | 4K | SH | $1.94M 1.18% | 0.00 | 0.00 | 4K |
SPDR DOW JONES INDL AVERAGESOLE | UT SER 1 | 3.72K | SH | $1.73M 1.05% | 0.00 | 0.00 | 3.72K |
DIMENSIONAL ETF TRUSTSOLE | INTL SMALL CAP V | 47.98K | SH | $1.71M 1.04% | 0.00 | 0.00 | 47.98K |
MEDTRONIC PLCSOLE | SHS | 16.37K | SH | $1.56M 0.95% | 0.00 | 0.00 | 16.37K |
GOLDMAN SACHS GROUP INCSOLE | COM | 1.94K | SH | $1.55M 0.94% | 0.00 | 0.00 | 1.94K |
WALMART INCSOLE | COM | 14.73K | SH | $1.52M 0.93% | 0.00 | 0.00 | 14.73K |
EXXON MOBIL CORPSOLE | COM | 13.15K | SH | $1.48M 0.90% | 0.00 | 0.00 | 13.15K |
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