WBH ADVISORY INC

Filed: 1/26/2026ACC: 0001259671-26-000002

📋 What this filing means

WBH ADVISORY INC filed this quarterly 13F‑HR report disclosing 343 equity positions with a total reported market value of $1.35B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

343

Positions

$1.35B

Total AUM (reported)

18.63M

Total Shares

Allocation by class

COM$168.73M12.5%

STATE STREET SPD$92.11M6.8%

TOTAL STK MKT$71.97M5.3%

INF TECH ETF$66.59M4.9%

US BRD MKT ETF$53.32M3.9%

STATE STREET TEC$41.67M3.1%

VG TL INTL STK F$36.27M2.7%

Portfolio Concentration

Top 3$194.12M14.4%

4–10$243.21M18.0%

11–25$300.44M22.2%

Rest$612.71M45.4%

Top 3 weight

14.4%

Top 10 weight

32.4%

Voting Authority Distribution

Total shares with voting rights: 18.63M

Sole

Full voting authority

3.87M

% of voting shares20.8%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

14.75M

% of voting shares79.2%

Investment Discretion (by position count)

Sole343

Shared0

Other0

Dominant voting typeNone · 79.2% of voting shares

Institutional Holdings343

Rows:

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares214.68K

TypeSH

Market value$71.97M

5.33%

Sole

55.69K

Shared

0.00

None

158.99K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares88.34K

TypeSH

Market value$66.59M

4.93%

Sole

3.55K

Shared

0.00

None

84.78K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares692.61K

TypeSH

Market value$55.56M

4.11%

Sole

225.40K

Shared

0.00

None

467.21K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares2.03M

TypeSH

Market value$53.32M

3.95%

Sole

107.84K

Shared

0.00

None

1.92M

SELECT SECTOR SPDR TR

SOLE

STATE STREET TEC

Shares289.40K

TypeSH

Market value$41.67M

3.09%

Sole

84.28K

Shared

0.00

None

205.12K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares480.84K

TypeSH

Market value$36.27M

2.69%

Sole

112.02K

Shared

0.00

None

368.82K

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares712.40K

TypeSH

Market value$32.80M

2.43%

Sole

62.32K

Shared

0.00

None

650.07K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares830.33K

TypeSH

Market value$27.09M

2.01%

Sole

273.38K

Shared

0.00

None

556.94K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares353.93K

TypeSH

Market value$26.22M

1.94%

Sole

54.66K

Shared

0.00

None

299.26K

BLACKROCK ETF TRUST

SOLE

DYNAMIC EQTY ACT

Shares1.01M

TypeSH

Market value$25.85M

1.91%

Sole

354.65K

Shared

0.00

None

654.67K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares92.30K

TypeSH

Market value$23.81M

1.76%

Sole

20.19K

Shared

0.00

None

72.11K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares33.02K

TypeSH

Market value$22.61M

1.67%

Sole

2.15K

Shared

0.00

None

30.87K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares826.18K

TypeSH

Market value$22.23M

1.65%

Sole

40.87K

Shared

0.00

None

785.31K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares273.52K

TypeSH

Market value$21.81M

1.61%

Sole

30.65K

Shared

0.00

None

242.87K

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares353.30K

TypeSH

Market value$21.17M

1.57%

Sole

144.15K

Shared

0.00

None

209.15K

SELECT SECTOR SPDR TR

SOLE

STATE STREET CON

Shares166.08K

TypeSH

Market value$19.83M

1.47%

Sole

26.14K

Shared

0.00

None

139.94K

MICROSOFT CORP

SOLE

COM

Shares40.86K

TypeSH

Market value$19.76M

1.46%

Sole

8.33K

Shared

0.00

None

32.53K

BLACKROCK ETF TRUST

SOLE

DISCIPLINED VOLA

Shares791.61K

TypeSH

Market value$19.64M

1.45%

Sole

277.31K

Shared

0.00

None

514.29K

SELECT SECTOR SPDR TR

SOLE

STATE STREET FIN

Shares356.67K

TypeSH

Market value$19.53M

1.45%

Sole

88.42K

Shared

0.00

None

268.25K

APPLE INC

SOLE

COM

Shares71.85K

TypeSH

Market value$19.53M

1.45%

Sole

18.68K

Shared

0.00

None

53.17K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares331.26K

TypeSH

Market value$19.46M

1.44%

Sole

58.97K

Shared

0.00

None

272.30K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares203.99K

TypeSH

Market value$18.25M

1.35%

Sole

44.08K

Shared

0.00

None

159.91K

SELECT SECTOR SPDR TR

SOLE

STATE STREET COM

Shares153.25K

TypeSH

Market value$18.04M

1.34%

Sole

25.94K

Shared

0.00

None

127.32K

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares62.18K

TypeSH

Market value$17.90M

1.33%

Sole

11.01K

Shared

0.00

None

51.17K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares701.76K

TypeSH

Market value$16.87M

1.25%

Sole

20.32K

Shared

0.00

None

681.45K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	214.68K	SH	$71.97M 5.33%	55.69K	158.99K
VANGUARD WORLD FDSOLE	INF TECH ETF	88.34K	SH	$66.59M 4.93%	3.55K	84.78K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	692.61K	SH	$55.56M 4.11%	225.40K	467.21K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	2.03M	SH	$53.32M 3.95%	107.84K	1.92M
SELECT SECTOR SPDR TRSOLE	STATE STREET TEC	289.40K	SH	$41.67M 3.09%	84.28K	205.12K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	480.84K	SH	$36.27M 2.69%	112.02K	368.82K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	712.40K	SH	$32.80M 2.43%	62.32K	650.07K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	830.33K	SH	$27.09M 2.01%	273.38K	556.94K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	353.93K	SH	$26.22M 1.94%	54.66K	299.26K
BLACKROCK ETF TRUSTSOLE	DYNAMIC EQTY ACT	1.01M	SH	$25.85M 1.91%	354.65K	654.67K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	92.30K	SH	$23.81M 1.76%	20.19K	72.11K
ISHARES TRSOLE	CORE S&P500 ETF	33.02K	SH	$22.61M 1.67%	2.15K	30.87K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	826.18K	SH	$22.23M 1.65%	40.87K	785.31K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	273.52K	SH	$21.81M 1.61%	30.65K	242.87K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	353.30K	SH	$21.17M 1.57%	144.15K	209.15K
SELECT SECTOR SPDR TRSOLE	STATE STREET CON	166.08K	SH	$19.83M 1.47%	26.14K	139.94K
MICROSOFT CORPSOLE	COM	40.86K	SH	$19.76M 1.46%	8.33K	32.53K
BLACKROCK ETF TRUSTSOLE	DISCIPLINED VOLA	791.61K	SH	$19.64M 1.45%	277.31K	514.29K
SELECT SECTOR SPDR TRSOLE	STATE STREET FIN	356.67K	SH	$19.53M 1.45%	88.42K	268.25K
APPLE INCSOLE	COM	71.85K	SH	$19.53M 1.45%	18.68K	53.17K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	331.26K	SH	$19.46M 1.44%	58.97K	272.30K
ISHARES TRSOLE	CORE MSCI EAFE	203.99K	SH	$18.25M 1.35%	44.08K	159.91K
SELECT SECTOR SPDR TRSOLE	STATE STREET COM	153.25K	SH	$18.04M 1.34%	25.94K	127.32K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	62.18K	SH	$17.90M 1.33%	11.01K	51.17K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	701.76K	SH	$16.87M 1.25%	20.32K	681.45K

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