WBH ADVISORY INC

Filed: 10/30/2025ACC: 0001259671-25-000010

📋 What this filing means

WBH ADVISORY INC filed this quarterly 13F‑HR report disclosing 343 equity positions with a total reported market value of $1.31B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

343

Positions

$1.31B

Total AUM (reported)

17.81M

Total Shares

Allocation by class

COM$168.35M12.9%

TOTAL STK MKT$69.25M5.3%

INF TECH ETF$66.26M5.1%

US BRD MKT ETF$51.91M4.0%

PORTFOLIO S&P500$49.95M3.8%

TECHNOLOGY$38.31M2.9%

VG TL INTL STK F$34.81M2.7%

Portfolio Concentration

Top 3$187.42M14.3%

4–10$228.61M17.5%

11–25$294.20M22.5%

Rest$599.46M45.8%

Top 3 weight

14.3%

Top 10 weight

31.8%

Voting Authority Distribution

Total shares with voting rights: 17.81M

Sole

Full voting authority

3.74M

% of voting shares21.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

14.07M

% of voting shares79.0%

Investment Discretion (by position count)

Sole343

Shared0

Other0

Dominant voting typeNone · 79.0% of voting shares

Institutional Holdings343

Rows:

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares211.03K

TypeSH

Market value$69.25M

5.29%

Sole

51.82K

Shared

0.00

None

159.21K

VANGUARD WORLD FD

SOLE

INF TECH ETF

Shares88.75K

TypeSH

Market value$66.26M

5.06%

Sole

3.55K

Shared

0.00

None

85.19K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares2.02M

TypeSH

Market value$51.91M

3.96%

Sole

108.88K

Shared

0.00

None

1.91M

SPDR SERIES TRUST

SOLE

PORTFOLIO S&P500

Shares637.64K

TypeSH

Market value$49.95M

3.81%

Sole

223.08K

Shared

0.00

None

414.56K

SELECT SECTOR SPDR TR

SOLE

TECHNOLOGY

Shares135.92K

TypeSH

Market value$38.31M

2.93%

Sole

39.48K

Shared

0.00

None

96.44K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares473.93K

TypeSH

Market value$34.81M

2.66%

Sole

109.47K

Shared

0.00

None

364.46K

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares613.79K

TypeSH

Market value$28.38M

2.17%

Sole

57.36K

Shared

0.00

None

556.43K

BLACKROCK ETF TRUST

SOLE

DYNAMIC EQTY ACT

Shares1.04M

TypeSH

Market value$26.28M

2.01%

Sole

357.64K

Shared

0.00

None

680.86K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares804.73K

TypeSH

Market value$25.68M

1.96%

Sole

267.89K

Shared

0.00

None

536.84K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares338.71K

TypeSH

Market value$25.19M

1.92%

Sole

51.38K

Shared

0.00

None

287.33K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares92.73K

TypeSH

Market value$23.58M

1.80%

Sole

20.34K

Shared

0.00

None

72.39K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares837.19K

TypeSH

Market value$22.05M

1.68%

Sole

40.87K

Shared

0.00

None

796.32K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares32.89K

TypeSH

Market value$22.01M

1.68%

Sole

2.03K

Shared

0.00

None

30.86K

MICROSOFT CORP

SOLE

COM

Shares41.39K

TypeSH

Market value$21.44M

1.64%

Sole

8.59K

Shared

0.00

None

32.80K

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares354.63K

TypeSH

Market value$21.29M

1.63%

Sole

143.13K

Shared

0.00

None

211.50K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares255.04K

TypeSH

Market value$20.39M

1.56%

Sole

28.27K

Shared

0.00

None

226.76K

SELECT SECTOR SPDR TR

SOLE

SBI CONS DISCR

Shares83.56K

TypeSH

Market value$20.02M

1.53%

Sole

13.81K

Shared

0.00

None

69.75K

SELECT SECTOR SPDR TR

SOLE

FINANCIAL

Shares365.04K

TypeSH

Market value$19.66M

1.50%

Sole

92.16K

Shared

0.00

None

272.89K

BLACKROCK ETF TRUST

SOLE

DISCIPLINED VOLA

Shares781.04K

TypeSH

Market value$19.53M

1.49%

Sole

278.52K

Shared

0.00

None

502.52K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares315.05K

TypeSH

Market value$18.54M

1.42%

Sole

49.54K

Shared

0.00

None

265.51K

SELECT SECTOR SPDR TR

SOLE

COMMUNICATION

Shares154.99K

TypeSH

Market value$18.35M

1.40%

Sole

27.75K

Shared

0.00

None

127.23K

APPLE INC

SOLE

COM

Shares71.86K

TypeSH

Market value$18.30M

1.40%

Sole

18.73K

Shared

0.00

None

53.13K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares194.95K

TypeSH

Market value$17.02M

1.30%

Sole

40.68K

Shared

0.00

None

154.27K

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares62.63K

TypeSH

Market value$16.26M

1.24%

Sole

11.01K

Shared

0.00

None

51.63K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares677.15K

TypeSH

Market value$15.76M

1.20%

Sole

20.35K

Shared

0.00

None

656.80K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	211.03K	SH	$69.25M 5.29%	51.82K	159.21K
VANGUARD WORLD FDSOLE	INF TECH ETF	88.75K	SH	$66.26M 5.06%	3.55K	85.19K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	2.02M	SH	$51.91M 3.96%	108.88K	1.91M
SPDR SERIES TRUSTSOLE	PORTFOLIO S&P500	637.64K	SH	$49.95M 3.81%	223.08K	414.56K
SELECT SECTOR SPDR TRSOLE	TECHNOLOGY	135.92K	SH	$38.31M 2.93%	39.48K	96.44K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	473.93K	SH	$34.81M 2.66%	109.47K	364.46K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	613.79K	SH	$28.38M 2.17%	57.36K	556.43K
BLACKROCK ETF TRUSTSOLE	DYNAMIC EQTY ACT	1.04M	SH	$26.28M 2.01%	357.64K	680.86K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	804.73K	SH	$25.68M 1.96%	267.89K	536.84K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	338.71K	SH	$25.19M 1.92%	51.38K	287.33K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	92.73K	SH	$23.58M 1.80%	20.34K	72.39K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	837.19K	SH	$22.05M 1.68%	40.87K	796.32K
ISHARES TRSOLE	CORE S&P500 ETF	32.89K	SH	$22.01M 1.68%	2.03K	30.86K
MICROSOFT CORPSOLE	COM	41.39K	SH	$21.44M 1.64%	8.59K	32.80K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	354.63K	SH	$21.29M 1.63%	143.13K	211.50K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	255.04K	SH	$20.39M 1.56%	28.27K	226.76K
SELECT SECTOR SPDR TRSOLE	SBI CONS DISCR	83.56K	SH	$20.02M 1.53%	13.81K	69.75K
SELECT SECTOR SPDR TRSOLE	FINANCIAL	365.04K	SH	$19.66M 1.50%	92.16K	272.89K
BLACKROCK ETF TRUSTSOLE	DISCIPLINED VOLA	781.04K	SH	$19.53M 1.49%	278.52K	502.52K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	315.05K	SH	$18.54M 1.42%	49.54K	265.51K
SELECT SECTOR SPDR TRSOLE	COMMUNICATION	154.99K	SH	$18.35M 1.40%	27.75K	127.23K
APPLE INCSOLE	COM	71.86K	SH	$18.30M 1.40%	18.73K	53.13K
ISHARES TRSOLE	CORE MSCI EAFE	194.95K	SH	$17.02M 1.30%	40.68K	154.27K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	62.63K	SH	$16.26M 1.24%	11.01K	51.63K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	677.15K	SH	$15.76M 1.20%	20.35K	656.80K

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