Filed: 5/15/2026ACC: 0001960657-26-000002
📋 What this filing means
WATERFORD ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 57 equity positions with a total reported market value of $315.28M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
57
Positions
$315.28M
Total AUM (reported)
4.67M
Total Shares
Allocation by class
CORE S&P500 ETF$58.07M18.4%
VALUE ETF$30.18M9.6%
GROWTH ETF$26.26M8.3%
NATL MUN BD ETF$25.49M8.1%
VAN FTSE DEV MKT$24.64M7.8%
US SML CAP ETF$19.23M6.1%
SHORT TRM BOND$18.93M6.0%
Portfolio Concentration
Top 3$114.51M36.3%
4–10$125.18M39.7%
11–25$60.66M19.2%
Rest$14.93M4.7%
Top 3 weight
36.3%
Top 10 weight
76.0%
Voting Authority Distribution
Total shares with voting rights: 4.67M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.67M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole57
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings57
Rows:
ISHARES TR
SOLEShares91.46K
TypeSH
Market value$58.07M
18.42%
Sole
0.00
Shared
0.00
None
91.46K
VANGUARD INDEX FDS
SOLEShares156.35K
TypeSH
Market value$30.18M
9.57%
Sole
0.00
Shared
0.00
None
156.35K
VANGUARD INDEX FDS
SOLEShares62.52K
TypeSH
Market value$26.26M
8.33%
Sole
0.00
Shared
0.00
None
62.52K
DIMENSIONAL ETF TRUST
SOLEShares536.34K
TypeSH
Market value$25.49M
8.09%
Sole
0.00
Shared
0.00
None
536.34K
VANGUARD TAX-MANAGED FDS
SOLEShares397.27K
TypeSH
Market value$24.64M
7.82%
Sole
0.00
Shared
0.00
None
397.27K
SCHWAB STRATEGIC TR
SOLEShares684.69K
TypeSH
Market value$19.23M
6.10%
Sole
0.00
Shared
0.00
None
684.69K
VANGUARD BD INDEX FDS
SOLEShares396.08K
TypeSH
Market value$18.93M
6.00%
Sole
0.00
Shared
0.00
None
396.08K
VANGUARD BD INDEX FDS
SOLEShares192.53K
TypeSH
Market value$15.08M
4.78%
Sole
0.00
Shared
0.00
None
192.53K
VANGUARD BD INDEX FDS
SOLEShares160.04K
TypeSH
Market value$10.97M
3.48%
Sole
0.00
Shared
0.00
None
160.04K
VANGUARD INTL EQUITY INDEX F
SOLEShares206.96K
TypeSH
Market value$10.85M
3.44%
Sole
0.00
Shared
0.00
None
206.96K
DIMENSIONAL ETF TRUST
SOLEShares284.84K
TypeSH
Market value$10.61M
3.37%
Sole
0.00
Shared
0.00
None
284.84K
SCHWAB STRATEGIC TR
SOLEShares402.51K
TypeSH
Market value$9.32M
2.96%
Sole
0.00
Shared
0.00
None
402.51K
ISHARES TR
SOLEShares342.51K
TypeSH
Market value$8.49M
2.69%
Sole
0.00
Shared
0.00
None
342.51K
VANGUARD INDEX FDS
SOLEShares22.86K
TypeSH
Market value$5.24M
1.66%
Sole
0.00
Shared
0.00
None
22.86K
SCHWAB STRATEGIC TR
SOLEShares211.23K
TypeSH
Market value$5.06M
1.61%
Sole
0.00
Shared
0.00
None
211.23K
SCHWAB STRATEGIC TR
SOLEShares147.64K
TypeSH
Market value$4.41M
1.40%
Sole
0.00
Shared
0.00
None
147.64K
RTX CORPORATION
SOLEShares15.11K
TypeSH
Market value$2.83M
0.90%
Sole
0.00
Shared
0.00
None
15.11K
COMMERCE BANCSHARES INC
SOLEShares44.86K
TypeSH
Market value$2.59M
0.82%
Sole
0.00
Shared
0.00
None
44.86K
INVESCO EXCHANGE TRADED FD T
SOLEShares13.53K
TypeSH
Market value$2.54M
0.81%
Sole
0.00
Shared
0.00
None
13.53K
BERKSHIRE HATHAWAY INC DEL
SOLEShares3.00
TypeSH
Market value$2.14M
0.68%
Sole
0.00
Shared
0.00
None
3.00
APPLE INC
SOLEShares8.38K
TypeSH
Market value$2.07M
0.66%
Sole
0.00
Shared
0.00
None
8.38K
VANGUARD INDEX FDS
SOLEShares16.74K
TypeSH
Market value$1.46M
0.46%
Sole
0.00
Shared
0.00
None
16.74K
PROGRESSIVE CORP
SOLEShares7.06K
TypeSH
Market value$1.42M
0.45%
Sole
0.00
Shared
0.00
None
7.06K
KEYCORP
SOLEShares69.83K
TypeSH
Market value$1.35M
0.43%
Sole
0.00
Shared
0.00
None
69.83K
SCHWAB STRATEGIC TR
SOLEShares34.81K
TypeSH
Market value$1.11M
0.35%
Sole
0.00
Shared
0.00
None
34.81K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 91.46K | SH | $58.07M 18.42% | 0.00 | 0.00 | 91.46K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 156.35K | SH | $30.18M 9.57% | 0.00 | 0.00 | 156.35K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 62.52K | SH | $26.26M 8.33% | 0.00 | 0.00 | 62.52K |
DIMENSIONAL ETF TRUSTSOLE | NATL MUN BD ETF | 536.34K | SH | $25.49M 8.09% | 0.00 | 0.00 | 536.34K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 397.27K | SH | $24.64M 7.82% | 0.00 | 0.00 | 397.27K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 684.69K | SH | $19.23M 6.10% | 0.00 | 0.00 | 684.69K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 396.08K | SH | $18.93M 6.00% | 0.00 | 0.00 | 396.08K |
VANGUARD BD INDEX FDSSOLE | LONG TERM BOND | 192.53K | SH | $15.08M 4.78% | 0.00 | 0.00 | 192.53K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 160.04K | SH | $10.97M 3.48% | 0.00 | 0.00 | 160.04K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 206.96K | SH | $10.85M 3.44% | 0.00 | 0.00 | 206.96K |
DIMENSIONAL ETF TRUSTSOLE | US SMALL CAP VAL | 284.84K | SH | $10.61M 3.37% | 0.00 | 0.00 | 284.84K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 402.51K | SH | $9.32M 2.96% | 0.00 | 0.00 | 402.51K |
ISHARES TRSOLE | GLOBAL REIT ETF | 342.51K | SH | $8.49M 2.69% | 0.00 | 0.00 | 342.51K |
VANGUARD INDEX FDSSOLE | MCAP GR IDXVIP | 22.86K | SH | $5.24M 1.66% | 0.00 | 0.00 | 22.86K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 211.23K | SH | $5.06M 1.61% | 0.00 | 0.00 | 211.23K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 147.64K | SH | $4.41M 1.40% | 0.00 | 0.00 | 147.64K |
RTX CORPORATIONSOLE | COM | 15.11K | SH | $2.83M 0.90% | 0.00 | 0.00 | 15.11K |
COMMERCE BANCSHARES INCSOLE | COM | 44.86K | SH | $2.59M 0.82% | 0.00 | 0.00 | 44.86K |
INVESCO EXCHANGE TRADED FD TSOLE | S&P500 EQL WGT | 13.53K | SH | $2.54M 0.81% | 0.00 | 0.00 | 13.53K |
BERKSHIRE HATHAWAY INC DELSOLE | CL A | 3.00 | SH | $2.14M 0.68% | 0.00 | 0.00 | 3.00 |
APPLE INCSOLE | COM | 8.38K | SH | $2.07M 0.66% | 0.00 | 0.00 | 8.38K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 16.74K | SH | $1.46M 0.46% | 0.00 | 0.00 | 16.74K |
PROGRESSIVE CORPSOLE | COM | 7.06K | SH | $1.42M 0.45% | 0.00 | 0.00 | 7.06K |
KEYCORPSOLE | COM | 69.83K | SH | $1.35M 0.43% | 0.00 | 0.00 | 69.83K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 34.81K | SH | $1.11M 0.35% | 0.00 | 0.00 | 34.81K |
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