Filed: 5/15/2025ACC: 0001960657-25-000002
📋 What this filing means
WATERFORD ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $240.99M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
51
Positions
$240.99M
Total AUM (reported)
3.70M
Total Shares
Allocation by class
CORE S&P500 ETF$48.44M20.1%
VALUE ETF$24.36M10.1%
GROWTH ETF$23.02M9.6%
VAN FTSE DEV MKT$18.95M7.9%
TOTAL INT BD ETF$16.01M6.6%
US SML CAP ETF$14.95M6.2%
SHORT TRM BOND$12.60M5.2%
Portfolio Concentration
Top 3$95.83M39.8%
4–10$88.77M36.8%
11–25$46.26M19.2%
Rest$10.12M4.2%
Top 3 weight
39.8%
Top 10 weight
76.6%
Voting Authority Distribution
Total shares with voting rights: 3.70M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
3.70M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole51
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings51
Rows:
ISHARES TR
SOLEShares86.22K
TypeSH
Market value$48.44M
20.10%
Sole
0.00
Shared
0.00
None
86.22K
VANGUARD INDEX FDS
SOLEShares141.05K
TypeSH
Market value$24.36M
10.11%
Sole
0.00
Shared
0.00
None
141.05K
VANGUARD INDEX FDS
SOLEShares62.08K
TypeSH
Market value$23.02M
9.55%
Sole
0.00
Shared
0.00
None
62.08K
VANGUARD TAX-MANAGED FDS
SOLEShares372.89K
TypeSH
Market value$18.95M
7.87%
Sole
0.00
Shared
0.00
None
372.89K
VANGUARD CHARLOTTE FDS
SOLEShares327.91K
TypeSH
Market value$16.01M
6.64%
Sole
0.00
Shared
0.00
None
327.91K
SCHWAB STRATEGIC TR
SOLEShares638.09K
TypeSH
Market value$14.95M
6.20%
Sole
0.00
Shared
0.00
None
638.09K
VANGUARD BD INDEX FDS
SOLEShares160.97K
TypeSH
Market value$12.60M
5.23%
Sole
0.00
Shared
0.00
None
160.97K
VANGUARD BD INDEX FDS
SOLEShares131.71K
TypeSH
Market value$9.28M
3.85%
Sole
0.00
Shared
0.00
None
131.71K
VANGUARD INTL EQUITY INDEX F
SOLEShares191.05K
TypeSH
Market value$8.65M
3.59%
Sole
0.00
Shared
0.00
None
191.05K
SCHWAB STRATEGIC TR
SOLEShares270.72K
TypeSH
Market value$8.34M
3.46%
Sole
0.00
Shared
0.00
None
270.72K
SCHWAB STRATEGIC TR
SOLEShares345.29K
TypeSH
Market value$8.00M
3.32%
Sole
0.00
Shared
0.00
None
345.29K
ISHARES TR
SOLEShares299.50K
TypeSH
Market value$7.27M
3.02%
Sole
0.00
Shared
0.00
None
299.50K
VANGUARD WORLD FD
SOLEShares24.32K
TypeSH
Market value$4.90M
2.03%
Sole
0.00
Shared
0.00
None
24.32K
SCHWAB STRATEGIC TR
SOLEShares213.19K
TypeSH
Market value$4.22M
1.75%
Sole
0.00
Shared
0.00
None
213.19K
ISHARES TR
SOLEShares37.23K
TypeSH
Market value$3.93M
1.63%
Sole
0.00
Shared
0.00
None
37.23K
SCHWAB STRATEGIC TR
SOLEShares145.87K
TypeSH
Market value$3.88M
1.61%
Sole
0.00
Shared
0.00
None
145.87K
INVESCO EXCHANGE TRADED FD T
SOLEShares15.51K
TypeSH
Market value$2.69M
1.11%
Sole
0.00
Shared
0.00
None
15.51K
RTX CORPORATION
SOLEShares14.95K
TypeSH
Market value$1.98M
0.82%
Sole
0.00
Shared
0.00
None
14.95K
VANGUARD INDEX FDS
SOLEShares20.91K
TypeSH
Market value$1.89M
0.79%
Sole
0.00
Shared
0.00
None
20.91K
APPLE INC
SOLEShares8.32K
TypeSH
Market value$1.85M
0.77%
Sole
0.00
Shared
0.00
None
8.32K
BERKSHIRE HATHAWAY INC DEL
SOLEShares2.00
TypeSH
Market value$1.60M
0.66%
Sole
0.00
Shared
0.00
None
2.00
SCHWAB STRATEGIC TR
SOLEShares49.93K
TypeSH
Market value$1.38M
0.57%
Sole
0.00
Shared
0.00
None
49.93K
MICROSOFT CORP
SOLEShares2.78K
TypeSH
Market value$1.04M
0.43%
Sole
0.00
Shared
0.00
None
2.78K
CARRIER GLOBAL CORPORATION
SOLEShares13.38K
TypeSH
Market value$848.4K
0.35%
Sole
0.00
Shared
0.00
None
13.38K
VANGUARD INDEX FDS
SOLEShares3.65K
TypeSH
Market value$809.2K
0.34%
Sole
0.00
Shared
0.00
None
3.65K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 86.22K | SH | $48.44M 20.10% | 0.00 | 0.00 | 86.22K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 141.05K | SH | $24.36M 10.11% | 0.00 | 0.00 | 141.05K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 62.08K | SH | $23.02M 9.55% | 0.00 | 0.00 | 62.08K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 372.89K | SH | $18.95M 7.87% | 0.00 | 0.00 | 372.89K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 327.91K | SH | $16.01M 6.64% | 0.00 | 0.00 | 327.91K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 638.09K | SH | $14.95M 6.20% | 0.00 | 0.00 | 638.09K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 160.97K | SH | $12.60M 5.23% | 0.00 | 0.00 | 160.97K |
VANGUARD BD INDEX FDSSOLE | LONG TERM BOND | 131.71K | SH | $9.28M 3.85% | 0.00 | 0.00 | 131.71K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 191.05K | SH | $8.65M 3.59% | 0.00 | 0.00 | 191.05K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL EMER | 270.72K | SH | $8.34M 3.46% | 0.00 | 0.00 | 270.72K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 345.29K | SH | $8.00M 3.32% | 0.00 | 0.00 | 345.29K |
ISHARES TRSOLE | GLOBAL REIT ETF | 299.50K | SH | $7.27M 3.02% | 0.00 | 0.00 | 299.50K |
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 24.32K | SH | $4.90M 2.03% | 0.00 | 0.00 | 24.32K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 213.19K | SH | $4.22M 1.75% | 0.00 | 0.00 | 213.19K |
ISHARES TRSOLE | NATIONAL MUN ETF | 37.23K | SH | $3.93M 1.63% | 0.00 | 0.00 | 37.23K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 145.87K | SH | $3.88M 1.61% | 0.00 | 0.00 | 145.87K |
INVESCO EXCHANGE TRADED FD TSOLE | S&P500 EQL WGT | 15.51K | SH | $2.69M 1.11% | 0.00 | 0.00 | 15.51K |
RTX CORPORATIONSOLE | COM | 14.95K | SH | $1.98M 0.82% | 0.00 | 0.00 | 14.95K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 20.91K | SH | $1.89M 0.79% | 0.00 | 0.00 | 20.91K |
APPLE INCSOLE | COM | 8.32K | SH | $1.85M 0.77% | 0.00 | 0.00 | 8.32K |
BERKSHIRE HATHAWAY INC DELSOLE | CL A | 2.00 | SH | $1.60M 0.66% | 0.00 | 0.00 | 2.00 |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 49.93K | SH | $1.38M 0.57% | 0.00 | 0.00 | 49.93K |
MICROSOFT CORPSOLE | COM | 2.78K | SH | $1.04M 0.43% | 0.00 | 0.00 | 2.78K |
CARRIER GLOBAL CORPORATIONSOLE | COM | 13.38K | SH | $848.4K 0.35% | 0.00 | 0.00 | 13.38K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 3.65K | SH | $809.2K 0.34% | 0.00 | 0.00 | 3.65K |
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