VSM WEALTH ADVISORY, LLC

Filed: 11/13/2025ACC: 0002050660-25-000007

📋 What this filing means

VSM WEALTH ADVISORY, LLC filed this quarterly 13F‑HR report disclosing 442 equity positions with a total reported market value of $321.53M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

442

Positions

$321.53M

Total AUM (reported)

3.79M

Total Shares

Allocation by class

ETF$283.93M88.3%

STOCK$37.60M11.7%

Portfolio Concentration

Top 3$87.86M27.3%

4–10$89.81M27.9%

11–25$92.19M28.7%

Rest$51.67M16.1%

Top 3 weight

27.3%

Top 10 weight

55.3%

Voting Authority Distribution

Total shares with voting rights: 3.79M

Sole

Full voting authority

3.79M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole442

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings442

Rows:

VANGUARD LARGE CAP ETF

SOLE

ETF

Shares168.83K

TypeSH

Market value$51.98M

16.17%

Sole

168.83K

Shared

0.00

None

0.00

VANGUARD SHORT TERM COR BD ETF

SOLE

ETF

Shares231.32K

TypeSH

Market value$18.49M

5.75%

Sole

231.32K

Shared

0.00

None

0.00

VANGUARD MEGA CAP ETF

SOLE

ETF

Shares71.25K

TypeSH

Market value$17.39M

5.41%

Sole

71.25K

Shared

0.00

None

0.00

VANGUARD TOTAL STOCK MARKET ETF

SOLE

ETF

Shares47.67K

TypeSH

Market value$15.64M

4.87%

Sole

47.67K

Shared

0.00

None

0.00

VANGUARD HIGH DIVIDEND YIELD ETF

SOLE

ETF

Shares101.87K

TypeSH

Market value$14.36M

4.47%

Sole

101.87K

Shared

0.00

None

0.00

VANGUARD SMALL CAP ETF

SOLE

ETF

Shares55.01K

TypeSH

Market value$13.99M

4.35%

Sole

55.01K

Shared

0.00

None

0.00

VANGUARD MID CAP ETF

SOLE

ETF

Shares41.97K

TypeSH

Market value$12.33M

3.83%

Sole

41.97K

Shared

0.00

None

0.00

SCHWAB US BROAD MARKET ETF

SOLE

ETF

Shares458.57K

TypeSH

Market value$11.79M

3.67%

Sole

458.57K

Shared

0.00

None

0.00

VANGUARD FTSE ALL WORLD EX US ETF

SOLE

ETF

Shares154.18K

TypeSH

Market value$11.00M

3.42%

Sole

154.18K

Shared

0.00

None

0.00

SCHWAB US LARGE CAP ETF

SOLE

ETF

Shares402.35K

TypeSH

Market value$10.70M

3.33%

Sole

402.35K

Shared

0.00

None

0.00

VANGUARD GROWTH ETF

SOLE

ETF

Shares21.99K

TypeSH

Market value$10.55M

3.28%

Sole

21.99K

Shared

0.00

None

0.00

VANGUARD VALUE ETF

SOLE

ETF

Shares54.11K

TypeSH

Market value$10.09M

3.14%

Sole

54.11K

Shared

0.00

None

0.00

DIMENSIONAL US CORE EQUITY MARKT ETF

SOLE

ETF

Shares211.77K

TypeSH

Market value$9.69M

3.01%

Sole

211.77K

Shared

0.00

None

0.00

DIMENSIONAL US EQUITY MARKET ETF

SOLE

ETF

Shares118.81K

TypeSH

Market value$8.61M

2.68%

Sole

118.81K

Shared

0.00

None

0.00

VANGUARD EXTENDED MARKETETF

SOLE

ETF

Shares39.31K

TypeSH

Market value$8.23M

2.56%

Sole

39.31K

Shared

0.00

None

0.00

DIMENSIONAL U S CORE EQUITY 2 ETF

SOLE

ETF

Shares208.91K

TypeSH

Market value$8.06M

2.51%

Sole

208.91K

Shared

0.00

None

0.00

VANGUARD FTSE DEVELOPED MARKETS ETF

SOLE

ETF

Shares134.44K

TypeSH

Market value$8.06M

2.51%

Sole

134.44K

Shared

0.00

None

0.00

SCHWAB US AGGREGATE BONDETF

SOLE

ETF

Shares198.89K

TypeSH

Market value$4.78M

1.49%

Sole

198.89K

Shared

0.00

None

0.00

VANGUARD S&P 500 ETF

SOLE

ETF

Shares6.80K

TypeSH

Market value$4.17M

1.30%

Sole

6.80K

Shared

0.00

None

0.00

PIMCO ENHANCED SHRT MATURTY ACTV ETF

SOLE

ETF

Shares38.13K

TypeSH

Market value$3.84M

1.19%

Sole

38.13K

Shared

0.00

None

0.00

VANGUARD FTSE EMERGING MARKETS ETF

SOLE

ETF

Shares64.28K

TypeSH

Market value$3.48M

1.08%

Sole

64.28K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

Stock

Shares6.42K

TypeSH

Market value$3.33M

1.03%

Sole

6.42K

Shared

0.00

None

0.00

PROCTER & GAMBLE CO

SOLE

Stock

Shares21.26K

TypeSH

Market value$3.27M

1.02%

Sole

21.26K

Shared

0.00

None

0.00

VANGUARD MUNI BND TAX EXEMPT ETF

SOLE

ETF

Shares62.64K

TypeSH

Market value$3.14M

0.98%

Sole

62.64K

Shared

0.00

None

0.00

APPLE INC

SOLE

Stock

Shares11.46K

TypeSH

Market value$2.92M

0.91%

Sole

11.46K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
VANGUARD LARGE CAP ETFSOLE	ETF	168.83K	SH	$51.98M 16.17%	168.83K
VANGUARD SHORT TERM COR BD ETFSOLE	ETF	231.32K	SH	$18.49M 5.75%	231.32K
VANGUARD MEGA CAP ETFSOLE	ETF	71.25K	SH	$17.39M 5.41%	71.25K
VANGUARD TOTAL STOCK MARKET ETFSOLE	ETF	47.67K	SH	$15.64M 4.87%	47.67K
VANGUARD HIGH DIVIDEND YIELD ETFSOLE	ETF	101.87K	SH	$14.36M 4.47%	101.87K
VANGUARD SMALL CAP ETFSOLE	ETF	55.01K	SH	$13.99M 4.35%	55.01K
VANGUARD MID CAP ETFSOLE	ETF	41.97K	SH	$12.33M 3.83%	41.97K
SCHWAB US BROAD MARKET ETFSOLE	ETF	458.57K	SH	$11.79M 3.67%	458.57K
VANGUARD FTSE ALL WORLD EX US ETFSOLE	ETF	154.18K	SH	$11.00M 3.42%	154.18K
SCHWAB US LARGE CAP ETFSOLE	ETF	402.35K	SH	$10.70M 3.33%	402.35K
VANGUARD GROWTH ETFSOLE	ETF	21.99K	SH	$10.55M 3.28%	21.99K
VANGUARD VALUE ETFSOLE	ETF	54.11K	SH	$10.09M 3.14%	54.11K
DIMENSIONAL US CORE EQUITY MARKT ETFSOLE	ETF	211.77K	SH	$9.69M 3.01%	211.77K
DIMENSIONAL US EQUITY MARKET ETFSOLE	ETF	118.81K	SH	$8.61M 2.68%	118.81K
VANGUARD EXTENDED MARKETETFSOLE	ETF	39.31K	SH	$8.23M 2.56%	39.31K
DIMENSIONAL U S CORE EQUITY 2 ETFSOLE	ETF	208.91K	SH	$8.06M 2.51%	208.91K
VANGUARD FTSE DEVELOPED MARKETS ETFSOLE	ETF	134.44K	SH	$8.06M 2.51%	134.44K
SCHWAB US AGGREGATE BONDETFSOLE	ETF	198.89K	SH	$4.78M 1.49%	198.89K
VANGUARD S&P 500 ETFSOLE	ETF	6.80K	SH	$4.17M 1.30%	6.80K
PIMCO ENHANCED SHRT MATURTY ACTV ETFSOLE	ETF	38.13K	SH	$3.84M 1.19%	38.13K
VANGUARD FTSE EMERGING MARKETS ETFSOLE	ETF	64.28K	SH	$3.48M 1.08%	64.28K
MICROSOFT CORPSOLE	Stock	6.42K	SH	$3.33M 1.03%	6.42K
PROCTER & GAMBLE COSOLE	Stock	21.26K	SH	$3.27M 1.02%	21.26K
VANGUARD MUNI BND TAX EXEMPT ETFSOLE	ETF	62.64K	SH	$3.14M 0.98%	62.64K
APPLE INCSOLE	Stock	11.46K	SH	$2.92M 0.91%	11.46K

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