VERNAL POINT ADVISORS, LLC

Filed: 5/14/2026ACC: 0001820363-26-000003

📋 What this filing means

VERNAL POINT ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 21 equity positions with a total reported market value of $245.95M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$245.95M

Total AUM (reported)

2.47M

Total Shares

Allocation by class

TT WRLD ST ETF$126.28M51.3%

SHORT TERM TREAS$27.81M11.3%

TOTAL STK MKT$24.66M10.0%

INTER TERM TREAS$13.75M5.6%

NO AMER ENERGY$13.00M5.3%

ISHARES NEW$11.44M4.7%

VG TL INTL STK F$8.72M3.5%

Portfolio Concentration

Top 3$178.74M72.7%

4–10$58.41M23.7%

11–25$8.80M3.6%

Top 3 weight

72.7%

Top 10 weight

96.4%

Voting Authority Distribution

Total shares with voting rights: 2.47M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.47M

% of voting shares100.0%

Investment Discretion (by position count)

Sole21

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings21

Rows:

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares912.92K

TypeSH

Market value$126.28M

51.34%

Sole

0.00

Shared

0.00

None

912.92K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares475.01K

TypeSH

Market value$27.81M

11.31%

Sole

0.00

Shared

0.00

None

475.01K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares76.86K

TypeSH

Market value$24.66M

10.03%

Sole

0.00

Shared

0.00

None

76.86K

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares230.88K

TypeSH

Market value$13.75M

5.59%

Sole

0.00

Shared

0.00

None

230.88K

FIRST TR EXCHANGE-TRADED FD

SOLE

NO AMER ENERGY

Shares297.66K

TypeSH

Market value$13.00M

5.28%

Sole

0.00

Shared

0.00

None

297.66K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares129.81K

TypeSH

Market value$11.44M

4.65%

Sole

0.00

Shared

0.00

None

129.81K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares113.07K

TypeSH

Market value$8.72M

3.54%

Sole

0.00

Shared

0.00

None

113.07K

ISHARES TR

SOLE

TRUST ISHARE 0-1

Shares61K

TypeSH

Market value$6.73M

2.74%

Sole

0.00

Shared

0.00

None

61K

ISHARES TR

SOLE

3 7 YR TREAS BD

Shares20.96K

TypeSH

Market value$2.49M

1.01%

Sole

0.00

Shared

0.00

None

20.96K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares23.01K

TypeSH

Market value$2.28M

0.93%

Sole

0.00

Shared

0.00

None

23.01K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares3.04K

TypeSH

Market value$1.75M

0.71%

Sole

0.00

Shared

0.00

None

3.04K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares27.02K

TypeSH

Market value$1.46M

0.59%

Sole

0.00

Shared

0.00

None

27.02K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares49.81K

TypeSH

Market value$1.28M

0.52%

Sole

0.00

Shared

0.00

None

49.81K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares13.80K

TypeSH

Market value$1.22M

0.50%

Sole

0.00

Shared

0.00

None

13.80K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares1.84K

TypeSH

Market value$1.20M

0.49%

Sole

0.00

Shared

0.00

None

1.84K

SPDR INDEX SHS FDS

SOLE

STATE STREET SPD

Shares6.43K

TypeSH

Market value$487.2K

0.20%

Sole

0.00

Shared

0.00

None

6.43K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares12.64K

TypeSH

Market value$312.8K

0.13%

Sole

0.00

Shared

0.00

None

12.64K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares4.32K

TypeSH

Market value$291.7K

0.12%

Sole

0.00

Shared

0.00

None

4.32K

ISHARES TR

SOLE

INTL SEL DIV ETF

Shares6.84K

TypeSH

Market value$291.3K

0.12%

Sole

0.00

Shared

0.00

None

6.84K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares1.25K

TypeSH

Market value$263.9K

0.11%

Sole

0.00

Shared

0.00

None

1.25K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares1.91K

TypeSH

Market value$236.9K

0.10%

Sole

0.00

Shared

0.00

None

1.91K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	912.92K	SH	$126.28M 51.34%	912.92K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	475.01K	SH	$27.81M 11.31%	475.01K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	76.86K	SH	$24.66M 10.03%	76.86K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	230.88K	SH	$13.75M 5.59%	230.88K
FIRST TR EXCHANGE-TRADED FDSOLE	NO AMER ENERGY	297.66K	SH	$13.00M 5.28%	297.66K
ISHARES GOLD TRSOLE	ISHARES NEW	129.81K	SH	$11.44M 4.65%	129.81K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	113.07K	SH	$8.72M 3.54%	113.07K
ISHARES TRSOLE	TRUST ISHARE 0-1	61K	SH	$6.73M 2.74%	61K
ISHARES TRSOLE	3 7 YR TREAS BD	20.96K	SH	$2.49M 1.01%	20.96K
ISHARES TRSOLE	CORE US AGGBD ET	23.01K	SH	$2.28M 0.93%	23.01K
INVESCO QQQ TRSOLE	UNIT SER 1	3.04K	SH	$1.75M 0.71%	3.04K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	27.02K	SH	$1.46M 0.59%	27.02K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	49.81K	SH	$1.28M 0.52%	49.81K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	13.80K	SH	$1.22M 0.50%	13.80K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	1.84K	SH	$1.20M 0.49%	1.84K
SPDR INDEX SHS FDSSOLE	STATE STREET SPD	6.43K	SH	$487.2K 0.20%	6.43K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	12.64K	SH	$312.8K 0.13%	12.64K
ISHARES TRSOLE	CORE S&P MCP ETF	4.32K	SH	$291.7K 0.12%	4.32K
ISHARES TRSOLE	INTL SEL DIV ETF	6.84K	SH	$291.3K 0.12%	6.84K
ISHARES TRSOLE	S&P 500 VAL ETF	1.25K	SH	$263.9K 0.11%	1.25K
ISHARES TRSOLE	CORE S&P SCP ETF	1.91K	SH	$236.9K 0.10%	1.91K