VERABANK, N.A.

Filed: 5/12/2026ACC: 0001767297-26-000002

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 173 equity positions with a total reported market value of $546.32M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

173

Positions

$546.32M

Total AUM (reported)

5.93M

Total Shares

Allocation by class

EXCHANGE TRADED FUND$218.26M40.0%

COMMON STOCK$214.12M39.2%

INTERNATIONAL EQUITY ETF$94.61M17.3%

FIXED INCOME ETF$11.85M2.2%

INT'L COMMON STOCK$7.48M1.4%

Portfolio Concentration

Top 3$109.03M20.0%

4–10$168.74M30.9%

11–25$123.33M22.6%

Rest$145.22M26.6%

Top 3 weight

20.0%

Top 10 weight

50.8%

Voting Authority Distribution

Total shares with voting rights: 5.93M

Sole

Full voting authority

5.89M

% of voting shares99.3%

Shared

Joint voting authority

32.95K

% of voting shares0.6%

None

No voting authority

% of voting shares0.1%

Investment Discretion (by position count)

Sole131

Shared0

Other42

Dominant voting typeSole · 99.3% of voting shares

Institutional Holdings173

Rows:

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares880.61K

TypeSH

Market value$39.73M

7.27%

Sole

878.73K

Shared

0.00

None

1.88K

FLEXSHARES TR

OTR

Exchange Traded Fund

Shares463.29K

TypeSH

Market value$36.64M

6.71%

Sole

461.07K

Shared

1.80K

None

414.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares50K

TypeSH

Market value$32.66M

5.98%

Sole

49.89K

Shared

0.00

None

108.00

BLUE BELL CREAMERIES INC.

SOLE

Common Stock

Shares245.00

TypeSH

Market value$32.09M

5.87%

Sole

245.00

Shared

0.00

None

0.00

VANGUARD INDEX FDS

OTR

Exchange Traded Fund

Shares62.11K

TypeSH

Market value$27.13M

4.97%

Sole

61.41K

Shared

550.00

None

146.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares709.17K

TypeSH

Market value$25.20M

4.61%

Sole

707.75K

Shared

0.00

None

1.41K

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares273.59K

TypeSH

Market value$24.20M

4.43%

Sole

271.89K

Shared

1.39K

None

312.00

AMERICAN CENTY ETF TR

SOLE

International Equity ETF

Shares274.71K

TypeSH

Market value$22.14M

4.05%

Sole

273.49K

Shared

877.00

None

347.00

DIMENSIONAL ETF TRUST

OTR

Exchange Traded Fund

Shares554.10K

TypeSH

Market value$19.79M

3.62%

Sole

553.16K

Shared

0.00

None

934.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares344.70K

TypeSH

Market value$18.19M

3.33%

Sole

344.43K

Shared

0.00

None

276.00

APPLE INC

SOLE

Common Stock

Shares69.29K

TypeSH

Market value$17.58M

3.22%

Sole

67.65K

Shared

1.64K

None

0.00

MICROSOFT CORP

SOLE

Common Stock

Shares36.36K

TypeSH

Market value$13.46M

2.46%

Sole

36.36K

Shared

0.00

None

0.00

FLEXSHARES TR

OTR

Fixed Income ETF

Shares445.69K

TypeSH

Market value$10.80M

1.98%

Sole

445.23K

Shared

0.00

None

453.00

ALPHABET INC

SOLE

Common Stock

Shares37.28K

TypeSH

Market value$10.70M

1.96%

Sole

36.37K

Shared

910.00

None

0.00

DIMENSIONAL ETF TRUST

OTR

Exchange Traded Fund

Shares139.56K

TypeSH

Market value$9.93M

1.82%

Sole

139.21K

Shared

0.00

None

349.00

EXXON MOBIL CORP

OTR

Common Stock

Shares55.09K

TypeSH

Market value$9.35M

1.71%

Sole

52.95K

Shared

2.14K

None

0.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares141.34K

TypeSH

Market value$7.80M

1.43%

Sole

141.34K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO

OTR

Common Stock

Shares22.18K

TypeSH

Market value$6.53M

1.19%

Sole

22.18K

Shared

0.00

None

0.00

AMAZON COM INC

SOLE

Common Stock

Shares29.49K

TypeSH

Market value$6.14M

1.12%

Sole

29.17K

Shared

320.00

None

0.00

BERKSHIRE HATHAWAY INC DEL

OTR

Common Stock

Shares11.64K

TypeSH

Market value$5.58M

1.02%

Sole

11.05K

Shared

590.00

None

0.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares97.48K

TypeSH

Market value$5.53M

1.01%

Sole

97.26K

Shared

0.00

None

217.00

ALPHABET INC

SOLE

Common Stock

Shares19.05K

TypeSH

Market value$5.48M

1.00%

Sole

18.30K

Shared

750.00

None

0.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares59.98K

TypeSH

Market value$5.32M

0.97%

Sole

59.83K

Shared

0.00

None

146.00

CHEVRON CORPORATION

OTR

Common Stock

Shares23.21K

TypeSH

Market value$4.80M

0.88%

Sole

23.21K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares22.18K

TypeSH

Market value$4.35M

0.80%

Sole

22.18K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	880.61K	SH	$39.73M 7.27%	878.73K	0.00	1.88K
FLEXSHARES TROTR	Exchange Traded Fund	463.29K	SH	$36.64M 6.71%	461.07K	1.80K	414.00
ISHARES TRSOLE	Exchange Traded Fund	50K	SH	$32.66M 5.98%	49.89K	0.00	108.00
BLUE BELL CREAMERIES INC.SOLE	Common Stock	245.00	SH	$32.09M 5.87%	245.00	0.00	0.00
VANGUARD INDEX FDSOTR	Exchange Traded Fund	62.11K	SH	$27.13M 4.97%	61.41K	550.00	146.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	709.17K	SH	$25.20M 4.61%	707.75K	0.00	1.41K
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	273.59K	SH	$24.20M 4.43%	271.89K	1.39K	312.00
AMERICAN CENTY ETF TRSOLE	International Equity ETF	274.71K	SH	$22.14M 4.05%	273.49K	877.00	347.00
DIMENSIONAL ETF TRUSTOTR	Exchange Traded Fund	554.10K	SH	$19.79M 3.62%	553.16K	0.00	934.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	344.70K	SH	$18.19M 3.33%	344.43K	0.00	276.00
APPLE INCSOLE	Common Stock	69.29K	SH	$17.58M 3.22%	67.65K	1.64K	0.00
MICROSOFT CORPSOLE	Common Stock	36.36K	SH	$13.46M 2.46%	36.36K	0.00	0.00
FLEXSHARES TROTR	Fixed Income ETF	445.69K	SH	$10.80M 1.98%	445.23K	0.00	453.00
ALPHABET INCSOLE	Common Stock	37.28K	SH	$10.70M 1.96%	36.37K	910.00	0.00
DIMENSIONAL ETF TRUSTOTR	Exchange Traded Fund	139.56K	SH	$9.93M 1.82%	139.21K	0.00	349.00
EXXON MOBIL CORPOTR	Common Stock	55.09K	SH	$9.35M 1.71%	52.95K	2.14K	0.00
FLEXSHARES TRSOLE	Exchange Traded Fund	141.34K	SH	$7.80M 1.43%	141.34K	0.00	0.00
JPMORGAN CHASE & COOTR	Common Stock	22.18K	SH	$6.53M 1.19%	22.18K	0.00	0.00
AMAZON COM INCSOLE	Common Stock	29.49K	SH	$6.14M 1.12%	29.17K	320.00	0.00
BERKSHIRE HATHAWAY INC DELOTR	Common Stock	11.64K	SH	$5.58M 1.02%	11.05K	590.00	0.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	97.48K	SH	$5.53M 1.01%	97.26K	0.00	217.00
ALPHABET INCSOLE	Common Stock	19.05K	SH	$5.48M 1.00%	18.30K	750.00	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	59.98K	SH	$5.32M 0.97%	59.83K	0.00	146.00
CHEVRON CORPORATIONOTR	Common Stock	23.21K	SH	$4.80M 0.88%	23.21K	0.00	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	22.18K	SH	$4.35M 0.80%	22.18K	0.00	0.00

Page 1 of 7

…