VERABANK, N.A.

Filed: 2/11/2026ACC: 0001767297-26-000001

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 180 equity positions with a total reported market value of $549.77M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

180

Positions

$549.77M

Total AUM (reported)

5.74M

Total Shares

Allocation by class

COMMON STOCK$228.70M41.6%

EXCHANGE TRADED FUND$214.36M39.0%

INTERNATIONAL EQUITY ETF$88.08M16.0%

FIXED INCOME ETF$11.74M2.1%

INT'L COMMON STOCK$6.89M1.3%

Portfolio Concentration

Top 3$110.21M20.0%

4–10$168.07M30.6%

11–25$118.59M21.6%

Rest$152.91M27.8%

Top 3 weight

20.0%

Top 10 weight

50.6%

Voting Authority Distribution

Total shares with voting rights: 5.74M

Sole

Full voting authority

5.70M

% of voting shares99.3%

Shared

Joint voting authority

33.89K

% of voting shares0.6%

None

No voting authority

6.57K

% of voting shares0.1%

Investment Discretion (by position count)

Sole145

Shared0

Other35

Dominant voting typeSole · 99.3% of voting shares

Institutional Holdings180

Rows:

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares842.02K

TypeSH

Market value$39.41M

7.17%

Sole

840.28K

Shared

0.00

None

1.74K

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares460.56K

TypeSH

Market value$37.22M

6.77%

Sole

458.37K

Shared

1.80K

None

391.00

ISHARES TR

OTR

Exchange Traded Fund

Shares49.03K

TypeSH

Market value$33.58M

6.11%

Sole

48.93K

Shared

0.00

None

101.00

BLUE BELL CREAMERIES INC.

SOLE

Common Stock

Shares245.00

TypeSH

Market value$32.34M

5.88%

Sole

245.00

Shared

0.00

None

0.00

VANGUARD INDEX FDS

OTR

Exchange Traded Fund

Shares59.06K

TypeSH

Market value$28.81M

5.24%

Sole

58.37K

Shared

550.00

None

137.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares273.27K

TypeSH

Market value$24.99M

4.55%

Sole

271.58K

Shared

1.39K

None

303.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares675.61K

TypeSH

Market value$23.28M

4.23%

Sole

674.29K

Shared

0.00

None

1.32K

AMERICAN CENTY ETF TR

SOLE

International Equity ETF

Shares269.35K

TypeSH

Market value$20.75M

3.77%

Sole

268.14K

Shared

877.00

None

334.00

APPLE INC

SOLE

Common Stock

Shares71.36K

TypeSH

Market value$19.40M

3.53%

Sole

69.72K

Shared

1.64K

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares540.72K

TypeSH

Market value$18.50M

3.36%

Sole

539.84K

Shared

0.00

None

879.00

MICROSOFT CORP

SOLE

Common Stock

Shares35.99K

TypeSH

Market value$17.41M

3.17%

Sole

35.99K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

OTR

International Equity ETF

Shares287.15K

TypeSH

Market value$14.33M

2.61%

Sole

286.88K

Shared

0.00

None

276.00

ALPHABET INC

SOLE

Common Stock

Shares37.80K

TypeSH

Market value$11.86M

2.16%

Sole

36.89K

Shared

910.00

None

0.00

FLEXSHARES TR

OTR

Fixed Income ETF

Shares438.96K

TypeSH

Market value$10.56M

1.92%

Sole

438.56K

Shared

0.00

None

403.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares131.37K

TypeSH

Market value$9.15M

1.66%

Sole

131.04K

Shared

0.00

None

329.00

JPMORGAN CHASE & CO.

SOLE

Common Stock

Shares23.32K

TypeSH

Market value$7.51M

1.37%

Sole

23.32K

Shared

0.00

None

0.00

AMAZON COM INC

SOLE

Common Stock

Shares29.69K

TypeSH

Market value$6.85M

1.25%

Sole

29.37K

Shared

320.00

None

0.00

EXXON MOBIL CORP

OTR

Common Stock

Shares56.19K

TypeSH

Market value$6.76M

1.23%

Sole

54.05K

Shared

2.14K

None

0.00

ALPHABET INC

OTR

Common Stock

Shares19.46K

TypeSH

Market value$6.09M

1.11%

Sole

18.71K

Shared

750.00

None

0.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares103.07K

TypeSH

Market value$5.90M

1.07%

Sole

102.86K

Shared

0.00

None

217.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares11.58K

TypeSH

Market value$5.82M

1.06%

Sole

10.99K

Shared

590.00

None

0.00

VANGUARD INDEX FDS

OTR

Exchange Traded Fund

Shares58.39K

TypeSH

Market value$5.17M

0.94%

Sole

58.25K

Shared

0.00

None

137.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares22.39K

TypeSH

Market value$4.28M

0.78%

Sole

22.39K

Shared

0.00

None

0.00

ABBVIE INC

OTR

Common Stock

Shares15.51K

TypeSH

Market value$3.54M

0.64%

Sole

15.28K

Shared

234.00

None

0.00

CHEVRON CORP NEW

OTR

Common Stock

Shares21.98K

TypeSH

Market value$3.35M

0.61%

Sole

21.98K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	842.02K	SH	$39.41M 7.17%	840.28K	0.00	1.74K
FLEXSHARES TRSOLE	Exchange Traded Fund	460.56K	SH	$37.22M 6.77%	458.37K	1.80K	391.00
ISHARES TROTR	Exchange Traded Fund	49.03K	SH	$33.58M 6.11%	48.93K	0.00	101.00
BLUE BELL CREAMERIES INC.SOLE	Common Stock	245.00	SH	$32.34M 5.88%	245.00	0.00	0.00
VANGUARD INDEX FDSOTR	Exchange Traded Fund	59.06K	SH	$28.81M 5.24%	58.37K	550.00	137.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	273.27K	SH	$24.99M 4.55%	271.58K	1.39K	303.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	675.61K	SH	$23.28M 4.23%	674.29K	0.00	1.32K
AMERICAN CENTY ETF TRSOLE	International Equity ETF	269.35K	SH	$20.75M 3.77%	268.14K	877.00	334.00
APPLE INCSOLE	Common Stock	71.36K	SH	$19.40M 3.53%	69.72K	1.64K	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	540.72K	SH	$18.50M 3.36%	539.84K	0.00	879.00
MICROSOFT CORPSOLE	Common Stock	35.99K	SH	$17.41M 3.17%	35.99K	0.00	0.00
DIMENSIONAL ETF TRUSTOTR	International Equity ETF	287.15K	SH	$14.33M 2.61%	286.88K	0.00	276.00
ALPHABET INCSOLE	Common Stock	37.80K	SH	$11.86M 2.16%	36.89K	910.00	0.00
FLEXSHARES TROTR	Fixed Income ETF	438.96K	SH	$10.56M 1.92%	438.56K	0.00	403.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	131.37K	SH	$9.15M 1.66%	131.04K	0.00	329.00
JPMORGAN CHASE & CO.SOLE	Common Stock	23.32K	SH	$7.51M 1.37%	23.32K	0.00	0.00
AMAZON COM INCSOLE	Common Stock	29.69K	SH	$6.85M 1.25%	29.37K	320.00	0.00
EXXON MOBIL CORPOTR	Common Stock	56.19K	SH	$6.76M 1.23%	54.05K	2.14K	0.00
ALPHABET INCOTR	Common Stock	19.46K	SH	$6.09M 1.11%	18.71K	750.00	0.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	103.07K	SH	$5.90M 1.07%	102.86K	0.00	217.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	11.58K	SH	$5.82M 1.06%	10.99K	590.00	0.00
VANGUARD INDEX FDSOTR	Exchange Traded Fund	58.39K	SH	$5.17M 0.94%	58.25K	0.00	137.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	22.39K	SH	$4.28M 0.78%	22.39K	0.00	0.00
ABBVIE INCOTR	Common Stock	15.51K	SH	$3.54M 0.64%	15.28K	234.00	0.00
CHEVRON CORP NEWOTR	Common Stock	21.98K	SH	$3.35M 0.61%	21.98K	0.00	0.00

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