VERABANK, N.A.

Filed: 11/7/2025ACC: 0001767297-25-000007

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 184 equity positions with a total reported market value of $534.93M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

184

Positions

$534.93M

Total AUM (reported)

5.70M

Total Shares

Allocation by class

COMMON STOCK$227.52M42.5%

EXCHANGE TRADED FUND$205.23M38.4%

INTERNATIONAL EQUITY ETF$83.22M15.6%

FIXED INCOME ETF$12.09M2.3%

INT'L COMMON STOCK$6.86M1.3%

Portfolio Concentration

Top 3$105.90M19.8%

4–10$165.04M30.9%

11–25$110.59M20.7%

Rest$153.39M28.7%

Top 3 weight

19.8%

Top 10 weight

50.7%

Voting Authority Distribution

Total shares with voting rights: 5.70M

Sole

Full voting authority

5.66M

% of voting shares99.3%

Shared

Joint voting authority

34.21K

% of voting shares0.6%

None

No voting authority

6.57K

% of voting shares0.1%

Investment Discretion (by position count)

Sole148

Shared0

Other36

Dominant voting typeSole · 99.3% of voting shares

Institutional Holdings184

Rows:

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares811.94K

TypeSH

Market value$37.15M

6.95%

Sole

810.20K

Shared

0.00

None

1.74K

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares458.56K

TypeSH

Market value$36.41M

6.81%

Sole

456.36K

Shared

1.80K

None

391.00

BLUE BELL CREAMERIES INC.

SOLE

Common Stock

Shares245.00

TypeSH

Market value$32.34M

6.05%

Sole

245.00

Shared

0.00

None

0.00

ISHARES TR

OTR

Exchange Traded Fund

Shares46.39K

TypeSH

Market value$31.05M

5.80%

Sole

46.29K

Shared

0.00

None

101.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares313.71K

TypeSH

Market value$28.10M

5.25%

Sole

312.02K

Shared

1.39K

None

303.00

VANGUARD INDEX FDS

OTR

Exchange Traded Fund

Shares57.67K

TypeSH

Market value$27.66M

5.17%

Sole

56.98K

Shared

550.00

None

137.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares651.75K

TypeSH

Market value$21.37M

4.00%

Sole

650.43K

Shared

0.00

None

1.32K

AMERICAN CENTY ETF TR

SOLE

International Equity ETF

Shares259.09K

TypeSH

Market value$19.46M

3.64%

Sole

257.88K

Shared

877.00

None

334.00

MICROSOFT CORP

SOLE

Common Stock

Shares36.85K

TypeSH

Market value$19.09M

3.57%

Sole

36.85K

Shared

0.00

None

0.00

APPLE INC

SOLE

Common Stock

Shares71.92K

TypeSH

Market value$18.31M

3.42%

Sole

70.29K

Shared

1.64K

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares529.27K

TypeSH

Market value$17.41M

3.26%

Sole

528.39K

Shared

0.00

None

879.00

FLEXSHARES TR

OTR

Fixed Income ETF

Shares442.23K

TypeSH

Market value$10.76M

2.01%

Sole

441.82K

Shared

0.00

None

403.00

DIMENSIONAL ETF TRUST

OTR

International Equity ETF

Shares208.92K

TypeSH

Market value$9.64M

1.80%

Sole

208.64K

Shared

0.00

None

276.00

ALPHABET INC

SOLE

Common Stock

Shares38.37K

TypeSH

Market value$9.34M

1.75%

Sole

37.46K

Shared

910.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares125.44K

TypeSH

Market value$8.59M

1.61%

Sole

125.11K

Shared

0.00

None

329.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares130.32K

TypeSH

Market value$7.44M

1.39%

Sole

130.10K

Shared

0.00

None

217.00

JPMORGAN CHASE & CO.

SOLE

Common Stock

Shares23.49K

TypeSH

Market value$7.41M

1.39%

Sole

23.49K

Shared

0.00

None

0.00

AMAZON COM INC

SOLE

Common Stock

Shares30.19K

TypeSH

Market value$6.63M

1.24%

Sole

29.87K

Shared

320.00

None

0.00

EXXON MOBIL CORP

OTR

Common Stock

Shares55.50K

TypeSH

Market value$6.26M

1.17%

Sole

53.36K

Shared

2.14K

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares11.82K

TypeSH

Market value$5.94M

1.11%

Sole

11.23K

Shared

590.00

None

0.00

VANGUARD INDEX FDS

OTR

Exchange Traded Fund

Shares56.31K

TypeSH

Market value$5.15M

0.96%

Sole

56.17K

Shared

0.00

None

137.00

ALPHABET INC

OTR

Common Stock

Shares19.49K

TypeSH

Market value$4.74M

0.89%

Sole

18.74K

Shared

750.00

None

0.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares23K

TypeSH

Market value$4.29M

0.80%

Sole

23K

Shared

0.00

None

0.00

ABBVIE INC

OTR

Common Stock

Shares15.57K

TypeSH

Market value$3.60M

0.67%

Sole

15.33K

Shared

234.00

None

0.00

CHEVRON CORP NEW

OTR

Common Stock

Shares21.87K

TypeSH

Market value$3.40M

0.63%

Sole

21.87K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	811.94K	SH	$37.15M 6.95%	810.20K	0.00	1.74K
FLEXSHARES TRSOLE	Exchange Traded Fund	458.56K	SH	$36.41M 6.81%	456.36K	1.80K	391.00
BLUE BELL CREAMERIES INC.SOLE	Common Stock	245.00	SH	$32.34M 6.05%	245.00	0.00	0.00
ISHARES TROTR	Exchange Traded Fund	46.39K	SH	$31.05M 5.80%	46.29K	0.00	101.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	313.71K	SH	$28.10M 5.25%	312.02K	1.39K	303.00
VANGUARD INDEX FDSOTR	Exchange Traded Fund	57.67K	SH	$27.66M 5.17%	56.98K	550.00	137.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	651.75K	SH	$21.37M 4.00%	650.43K	0.00	1.32K
AMERICAN CENTY ETF TRSOLE	International Equity ETF	259.09K	SH	$19.46M 3.64%	257.88K	877.00	334.00
MICROSOFT CORPSOLE	Common Stock	36.85K	SH	$19.09M 3.57%	36.85K	0.00	0.00
APPLE INCSOLE	Common Stock	71.92K	SH	$18.31M 3.42%	70.29K	1.64K	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	529.27K	SH	$17.41M 3.26%	528.39K	0.00	879.00
FLEXSHARES TROTR	Fixed Income ETF	442.23K	SH	$10.76M 2.01%	441.82K	0.00	403.00
DIMENSIONAL ETF TRUSTOTR	International Equity ETF	208.92K	SH	$9.64M 1.80%	208.64K	0.00	276.00
ALPHABET INCSOLE	Common Stock	38.37K	SH	$9.34M 1.75%	37.46K	910.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	125.44K	SH	$8.59M 1.61%	125.11K	0.00	329.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	130.32K	SH	$7.44M 1.39%	130.10K	0.00	217.00
JPMORGAN CHASE & CO.SOLE	Common Stock	23.49K	SH	$7.41M 1.39%	23.49K	0.00	0.00
AMAZON COM INCSOLE	Common Stock	30.19K	SH	$6.63M 1.24%	29.87K	320.00	0.00
EXXON MOBIL CORPOTR	Common Stock	55.50K	SH	$6.26M 1.17%	53.36K	2.14K	0.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	11.82K	SH	$5.94M 1.11%	11.23K	590.00	0.00
VANGUARD INDEX FDSOTR	Exchange Traded Fund	56.31K	SH	$5.15M 0.96%	56.17K	0.00	137.00
ALPHABET INCOTR	Common Stock	19.49K	SH	$4.74M 0.89%	18.74K	750.00	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	23K	SH	$4.29M 0.80%	23K	0.00	0.00
ABBVIE INCOTR	Common Stock	15.57K	SH	$3.60M 0.67%	15.33K	234.00	0.00
CHEVRON CORP NEWOTR	Common Stock	21.87K	SH	$3.40M 0.63%	21.87K	0.00	0.00

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