VERABANK, N.A.

Filed: 8/8/2025ACC: 0001767297-25-000005

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 187 equity positions with a total reported market value of $498.51M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

187

Positions

$498.51M

Total AUM (reported)

6.08M

Total Shares

Allocation by class

COMMON STOCK$216.40M43.4%

EXCHANGE TRADED FUND$185.86M37.3%

INTERNATIONAL EQUITY ETF$77.10M15.5%

FIXED INCOME ETF$12.00M2.4%

INT'L COMMON STOCK$7.16M1.4%

Portfolio Concentration

Top 3$97.76M19.6%

4–10$149.24M29.9%

11–25$99.17M19.9%

Rest$152.34M30.6%

Top 3 weight

19.6%

Top 10 weight

49.5%

Voting Authority Distribution

Total shares with voting rights: 6.08M

Sole

Full voting authority

6.04M

% of voting shares99.3%

Shared

Joint voting authority

34.40K

% of voting shares0.6%

None

No voting authority

6.57K

% of voting shares0.1%

Investment Discretion (by position count)

Sole141

Shared0

Other46

Dominant voting typeSole · 99.3% of voting shares

Institutional Holdings187

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares452.91K

TypeSH

Market value$33.14M

6.65%

Sole

450.71K

Shared

1.80K

None

391.00

BLUE BELL CREAMERIES INC.

SOLE

Common Stock

Shares245.00

TypeSH

Market value$32.34M

6.49%

Sole

245.00

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares761.90K

TypeSH

Market value$32.27M

6.47%

Sole

760.16K

Shared

0.00

None

1.74K

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares317.52K

TypeSH

Market value$28.62M

5.74%

Sole

315.83K

Shared

1.39K

None

303.00

ISHARES TR

OTR

Exchange Traded Fund

Shares44.04K

TypeSH

Market value$27.34M

5.49%

Sole

43.94K

Shared

0.00

None

101.00

VANGUARD INDEX FDS

OTR

Exchange Traded Fund

Shares53.96K

TypeSH

Market value$23.66M

4.75%

Sole

53.27K

Shared

550.00

None

137.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares611.63K

TypeSH

Market value$19.02M

3.81%

Sole

610.32K

Shared

0.00

None

1.32K

MICROSOFT CORP

SOLE

Common Stock

Shares36.85K

TypeSH

Market value$18.33M

3.68%

Sole

36.85K

Shared

0.00

None

0.00

AMERICAN CENTY ETF TR

SOLE

International Equity ETF

Shares239.24K

TypeSH

Market value$16.40M

3.29%

Sole

238.03K

Shared

877.00

None

334.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares512.21K

TypeSH

Market value$15.89M

3.19%

Sole

511.33K

Shared

0.00

None

879.00

APPLE INC

SOLE

Common Stock

Shares71.71K

TypeSH

Market value$14.71M

2.95%

Sole

70.08K

Shared

1.64K

None

0.00

FLEXSHARES TR

OTR

Fixed Income ETF

Shares421.15K

TypeSH

Market value$10.21M

2.05%

Sole

420.75K

Shared

0.00

None

403.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares164K

TypeSH

Market value$9.32M

1.87%

Sole

163.78K

Shared

0.00

None

217.00

DIMENSIONAL ETF TRUST

OTR

International Equity ETF

Shares184.61K

TypeSH

Market value$7.91M

1.59%

Sole

184.34K

Shared

0.00

None

276.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares118.64K

TypeSH

Market value$7.56M

1.52%

Sole

118.31K

Shared

0.00

None

329.00

ALPHABET INC

SOLE

Common Stock

Shares39.08K

TypeSH

Market value$6.93M

1.39%

Sole

38.14K

Shared

940.00

None

0.00

JPMORGAN CHASE & CO.

SOLE

Common Stock

Shares23.52K

TypeSH

Market value$6.82M

1.37%

Sole

23.52K

Shared

0.00

None

0.00

AMAZON COM INC

SOLE

Common Stock

Shares30.37K

TypeSH

Market value$6.66M

1.34%

Sole

30.05K

Shared

320.00

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares12.20K

TypeSH

Market value$5.93M

1.19%

Sole

11.58K

Shared

620.00

None

0.00

EXXON MOBIL CORP

OTR

Common Stock

Shares54.57K

TypeSH

Market value$5.88M

1.18%

Sole

52.33K

Shared

2.24K

None

0.00

VANGUARD INDEX FDS

OTR

Exchange Traded Fund

Shares53.42K

TypeSH

Market value$4.76M

0.95%

Sole

53.28K

Shared

0.00

None

137.00

ALPHABET INC

OTR

Common Stock

Shares19.77K

TypeSH

Market value$3.48M

0.70%

Sole

19.02K

Shared

750.00

None

0.00

CHEVRON CORP NEW

OTR

Common Stock

Shares21.15K

TypeSH

Market value$3.03M

0.61%

Sole

21.15K

Shared

0.00

None

0.00

LOWES COS INC

SOLE

Common Stock

Shares13.59K

TypeSH

Market value$3.01M

0.60%

Sole

12.62K

Shared

970.00

None

0.00

BOOKING HOLDINGS INC

SOLE

Common Stock

Shares510.00

TypeSH

Market value$2.95M

0.59%

Sole

510.00

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	452.91K	SH	$33.14M 6.65%	450.71K	1.80K	391.00
BLUE BELL CREAMERIES INC.SOLE	Common Stock	245.00	SH	$32.34M 6.49%	245.00	0.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	761.90K	SH	$32.27M 6.47%	760.16K	0.00	1.74K
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	317.52K	SH	$28.62M 5.74%	315.83K	1.39K	303.00
ISHARES TROTR	Exchange Traded Fund	44.04K	SH	$27.34M 5.49%	43.94K	0.00	101.00
VANGUARD INDEX FDSOTR	Exchange Traded Fund	53.96K	SH	$23.66M 4.75%	53.27K	550.00	137.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	611.63K	SH	$19.02M 3.81%	610.32K	0.00	1.32K
MICROSOFT CORPSOLE	Common Stock	36.85K	SH	$18.33M 3.68%	36.85K	0.00	0.00
AMERICAN CENTY ETF TRSOLE	International Equity ETF	239.24K	SH	$16.40M 3.29%	238.03K	877.00	334.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	512.21K	SH	$15.89M 3.19%	511.33K	0.00	879.00
APPLE INCSOLE	Common Stock	71.71K	SH	$14.71M 2.95%	70.08K	1.64K	0.00
FLEXSHARES TROTR	Fixed Income ETF	421.15K	SH	$10.21M 2.05%	420.75K	0.00	403.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	164K	SH	$9.32M 1.87%	163.78K	0.00	217.00
DIMENSIONAL ETF TRUSTOTR	International Equity ETF	184.61K	SH	$7.91M 1.59%	184.34K	0.00	276.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	118.64K	SH	$7.56M 1.52%	118.31K	0.00	329.00
ALPHABET INCSOLE	Common Stock	39.08K	SH	$6.93M 1.39%	38.14K	940.00	0.00
JPMORGAN CHASE & CO.SOLE	Common Stock	23.52K	SH	$6.82M 1.37%	23.52K	0.00	0.00
AMAZON COM INCSOLE	Common Stock	30.37K	SH	$6.66M 1.34%	30.05K	320.00	0.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	12.20K	SH	$5.93M 1.19%	11.58K	620.00	0.00
EXXON MOBIL CORPOTR	Common Stock	54.57K	SH	$5.88M 1.18%	52.33K	2.24K	0.00
VANGUARD INDEX FDSOTR	Exchange Traded Fund	53.42K	SH	$4.76M 0.95%	53.28K	0.00	137.00
ALPHABET INCOTR	Common Stock	19.77K	SH	$3.48M 0.70%	19.02K	750.00	0.00
CHEVRON CORP NEWOTR	Common Stock	21.15K	SH	$3.03M 0.61%	21.15K	0.00	0.00
LOWES COS INCSOLE	Common Stock	13.59K	SH	$3.01M 0.60%	12.62K	970.00	0.00
BOOKING HOLDINGS INCSOLE	Common Stock	510.00	SH	$2.95M 0.59%	510.00	0.00	0.00

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