VERABANK, N.A.

Filed: 11/4/2024ACC: 0001767297-24-000004

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 146 equity positions with a total reported market value of $341.88M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

146

Positions

$341.88M

Total AUM (reported)

4.49M

Total Shares

Allocation by class

COMMON STOCK$141.47M41.4%

EXCHANGE TRADED FUND$135.38M39.6%

INTERNATIONAL EQUITY ETF$51.20M15.0%

FIXED INCOME ETF$10.91M3.2%

INT'L COMMON STOCK$2.92M0.9%

Portfolio Concentration

Top 3$73.67M21.5%

4–10$85.68M25.1%

11–25$75.40M22.1%

Rest$107.14M31.3%

Top 3 weight

21.5%

Top 10 weight

46.6%

Voting Authority Distribution

Total shares with voting rights: 4.49M

Sole

Full voting authority

4.44M

% of voting shares99.0%

Shared

Joint voting authority

39.02K

% of voting shares0.9%

None

No voting authority

7.27K

% of voting shares0.2%

Investment Discretion (by position count)

Sole146

Shared0

Other0

Dominant voting typeSole · 99.0% of voting shares

Institutional Holdings146

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares410.52K

TypeSH

Market value$29.44M

8.61%

Sole

408.32K

Shared

1.80K

None

391.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares289.72K

TypeSH

Market value$25.58M

7.48%

Sole

288.03K

Shared

1.39K

None

303.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares469.94K

TypeSH

Market value$18.65M

5.46%

Sole

468.19K

Shared

0.00

None

1.74K

ISHARES TR

SOLE

Exchange Traded Fund

Shares26.36K

TypeSH

Market value$15.20M

4.45%

Sole

26.26K

Shared

0.00

None

101.00

APPLE INC

SOLE

Common Stock

Shares61.50K

TypeSH

Market value$14.33M

4.19%

Sole

59.76K

Shared

1.74K

None

0.00

MICROSOFT CORP

SOLE

Common Stock

Shares27.48K

TypeSH

Market value$11.82M

3.46%

Sole

27.48K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares195.22K

TypeSH

Market value$11.62M

3.40%

Sole

195.01K

Shared

0.00

None

217.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares29.61K

TypeSH

Market value$11.37M

3.33%

Sole

29.50K

Shared

0.00

None

110.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares352.68K

TypeSH

Market value$10.87M

3.18%

Sole

351.80K

Shared

0.00

None

879.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares371.97K

TypeSH

Market value$10.47M

3.06%

Sole

370.65K

Shared

0.00

None

1.32K

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares226.53K

TypeSH

Market value$9.34M

2.73%

Sole

225.23K

Shared

1.01K

None

292.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares345.11K

TypeSH

Market value$8.30M

2.43%

Sole

344.70K

Shared

0.00

None

403.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares202.98K

TypeSH

Market value$7.73M

2.26%

Sole

201.90K

Shared

803.00

None

276.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares92.52K

TypeSH

Market value$6.00M

1.76%

Sole

92.19K

Shared

0.00

None

329.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares194.06K

TypeSH

Market value$5.46M

1.60%

Sole

193.29K

Shared

0.00

None

771.00

EXXON MOBIL CORP

SOLE

Common Stock

Shares45.78K

TypeSH

Market value$5.37M

1.57%

Sole

43.54K

Shared

2.24K

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares29.35K

TypeSH

Market value$4.91M

1.44%

Sole

28.31K

Shared

1.04K

None

0.00

JPMORGAN CHASE & CO.

SOLE

Common Stock

Shares21.07K

TypeSH

Market value$4.44M

1.30%

Sole

21.07K

Shared

0.00

None

0.00

LOWES COS INC

SOLE

Common Stock

Shares14.22K

TypeSH

Market value$3.85M

1.13%

Sole

12.85K

Shared

1.37K

None

0.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares37.89K

TypeSH

Market value$3.69M

1.08%

Sole

37.75K

Shared

0.00

None

137.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares7.99K

TypeSH

Market value$3.68M

1.08%

Sole

7.32K

Shared

670.00

None

0.00

ELI LILLY & CO

SOLE

Common Stock

Shares3.67K

TypeSH

Market value$3.25M

0.95%

Sole

3.67K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares19.51K

TypeSH

Market value$3.24M

0.95%

Sole

18.71K

Shared

800.00

None

0.00

CHEVRON CORP NEW

SOLE

Common Stock

Shares21.68K

TypeSH

Market value$3.19M

0.93%

Sole

21.68K

Shared

0.00

None

0.00

AMAZON COM INC

SOLE

Common Stock

Shares15.84K

TypeSH

Market value$2.95M

0.86%

Sole

15.52K

Shared

320.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	410.52K	SH	$29.44M 8.61%	408.32K	1.80K	391.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	289.72K	SH	$25.58M 7.48%	288.03K	1.39K	303.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	469.94K	SH	$18.65M 5.46%	468.19K	0.00	1.74K
ISHARES TRSOLE	Exchange Traded Fund	26.36K	SH	$15.20M 4.45%	26.26K	0.00	101.00
APPLE INCSOLE	Common Stock	61.50K	SH	$14.33M 4.19%	59.76K	1.74K	0.00
MICROSOFT CORPSOLE	Common Stock	27.48K	SH	$11.82M 3.46%	27.48K	0.00	0.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	195.22K	SH	$11.62M 3.40%	195.01K	0.00	217.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	29.61K	SH	$11.37M 3.33%	29.50K	0.00	110.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	352.68K	SH	$10.87M 3.18%	351.80K	0.00	879.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	371.97K	SH	$10.47M 3.06%	370.65K	0.00	1.32K
FLEXSHARES TRSOLE	Exchange Traded Fund	226.53K	SH	$9.34M 2.73%	225.23K	1.01K	292.00
FLEXSHARES TRSOLE	Fixed Income ETF	345.11K	SH	$8.30M 2.43%	344.70K	0.00	403.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	202.98K	SH	$7.73M 2.26%	201.90K	803.00	276.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	92.52K	SH	$6.00M 1.76%	92.19K	0.00	329.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	194.06K	SH	$5.46M 1.60%	193.29K	0.00	771.00
EXXON MOBIL CORPSOLE	Common Stock	45.78K	SH	$5.37M 1.57%	43.54K	2.24K	0.00
ALPHABET INCSOLE	Common Stock	29.35K	SH	$4.91M 1.44%	28.31K	1.04K	0.00
JPMORGAN CHASE & CO.SOLE	Common Stock	21.07K	SH	$4.44M 1.30%	21.07K	0.00	0.00
LOWES COS INCSOLE	Common Stock	14.22K	SH	$3.85M 1.13%	12.85K	1.37K	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	37.89K	SH	$3.69M 1.08%	37.75K	0.00	137.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	7.99K	SH	$3.68M 1.08%	7.32K	670.00	0.00
ELI LILLY & COSOLE	Common Stock	3.67K	SH	$3.25M 0.95%	3.67K	0.00	0.00
ALPHABET INCSOLE	Common Stock	19.51K	SH	$3.24M 0.95%	18.71K	800.00	0.00
CHEVRON CORP NEWSOLE	Common Stock	21.68K	SH	$3.19M 0.93%	21.68K	0.00	0.00
AMAZON COM INCSOLE	Common Stock	15.84K	SH	$2.95M 0.86%	15.52K	320.00	0.00

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