VERABANK, N.A.

Filed: 7/24/2024ACC: 0001767297-24-000003

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 144 equity positions with a total reported market value of $321.96M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

144

Positions

$321.96M

Total AUM (reported)

4.46M

Total Shares

Allocation by class

COMMON STOCK$133.69M41.5%

EXCHANGE TRADED FUND$131.98M41.0%

INTERNATIONAL EQUITY ETF$42.76M13.3%

FIXED INCOME ETF$10.77M3.3%

INT'L COMMON STOCK$2.76M0.9%

Portfolio Concentration

Top 3$67.39M20.9%

4–10$81.69M25.4%

11–25$73.76M22.9%

Rest$99.13M30.8%

Top 3 weight

20.9%

Top 10 weight

46.3%

Voting Authority Distribution

Total shares with voting rights: 4.46M

Sole

Full voting authority

4.42M

% of voting shares99.0%

Shared

Joint voting authority

37.90K

% of voting shares0.8%

None

No voting authority

7.27K

% of voting shares0.2%

Investment Discretion (by position count)

Sole144

Shared0

Other0

Dominant voting typeSole · 99.0% of voting shares

Institutional Holdings144

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares403.06K

TypeSH

Market value$26.81M

8.33%

Sole

400.87K

Shared

1.80K

None

391.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares290.83K

TypeSH

Market value$23.64M

7.34%

Sole

289.14K

Shared

1.39K

None

303.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares451.84K

TypeSH

Market value$16.94M

5.26%

Sole

450.10K

Shared

0.00

None

1.74K

ISHARES TR

SOLE

Exchange Traded Fund

Shares25.82K

TypeSH

Market value$14.13M

4.39%

Sole

25.72K

Shared

0.00

None

101.00

APPLE INC

SOLE

Common Stock

Shares62.43K

TypeSH

Market value$13.15M

4.08%

Sole

60.69K

Shared

1.74K

None

0.00

MICROSOFT CORP

SOLE

Common Stock

Shares27.34K

TypeSH

Market value$12.22M

3.80%

Sole

27.34K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares198.83K

TypeSH

Market value$11.27M

3.50%

Sole

198.61K

Shared

0.00

None

217.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares28.82K

TypeSH

Market value$10.78M

3.35%

Sole

28.71K

Shared

0.00

None

110.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares254.90K

TypeSH

Market value$10.23M

3.18%

Sole

253.61K

Shared

1.01K

None

292.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares342.70K

TypeSH

Market value$9.91M

3.08%

Sole

341.82K

Shared

0.00

None

879.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares363.58K

TypeSH

Market value$9.56M

2.97%

Sole

362.26K

Shared

0.00

None

1.32K

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares340.89K

TypeSH

Market value$8.04M

2.50%

Sole

340.49K

Shared

0.00

None

403.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares213.97K

TypeSH

Market value$7.69M

2.39%

Sole

212.90K

Shared

803.00

None

276.00

ALPHABET INC

SOLE

Common Stock

Shares30.01K

TypeSH

Market value$5.50M

1.71%

Sole

28.97K

Shared

1.04K

None

0.00

EXXON MOBIL CORP

SOLE

Common Stock

Shares46.10K

TypeSH

Market value$5.31M

1.65%

Sole

43.86K

Shared

2.24K

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares86.74K

TypeSH

Market value$5.21M

1.62%

Sole

86.41K

Shared

0.00

None

329.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares191.66K

TypeSH

Market value$5.12M

1.59%

Sole

190.89K

Shared

0.00

None

771.00

JPMORGAN CHASE & CO.

SOLE

Common Stock

Shares21.34K

TypeSH

Market value$4.32M

1.34%

Sole

21.34K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares19.51K

TypeSH

Market value$3.55M

1.10%

Sole

18.71K

Shared

800.00

None

0.00

CHEVRON CORP NEW

SOLE

Common Stock

Shares21.69K

TypeSH

Market value$3.39M

1.05%

Sole

21.69K

Shared

0.00

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares8.19K

TypeSH

Market value$3.33M

1.03%

Sole

7.51K

Shared

670.00

None

0.00

ELI LILLY & CO

SOLE

Common Stock

Shares3.67K

TypeSH

Market value$3.32M

1.03%

Sole

3.67K

Shared

0.00

None

0.00

LOWES COS INC

SOLE

Common Stock

Shares14.70K

TypeSH

Market value$3.24M

1.01%

Sole

13.33K

Shared

1.37K

None

0.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares37.05K

TypeSH

Market value$3.10M

0.96%

Sole

36.91K

Shared

0.00

None

137.00

AMAZON COM INC

SOLE

Common Stock

Shares15.84K

TypeSH

Market value$3.06M

0.95%

Sole

15.52K

Shared

320.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	403.06K	SH	$26.81M 8.33%	400.87K	1.80K	391.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	290.83K	SH	$23.64M 7.34%	289.14K	1.39K	303.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	451.84K	SH	$16.94M 5.26%	450.10K	0.00	1.74K
ISHARES TRSOLE	Exchange Traded Fund	25.82K	SH	$14.13M 4.39%	25.72K	0.00	101.00
APPLE INCSOLE	Common Stock	62.43K	SH	$13.15M 4.08%	60.69K	1.74K	0.00
MICROSOFT CORPSOLE	Common Stock	27.34K	SH	$12.22M 3.80%	27.34K	0.00	0.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	198.83K	SH	$11.27M 3.50%	198.61K	0.00	217.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	28.82K	SH	$10.78M 3.35%	28.71K	0.00	110.00
FLEXSHARES TRSOLE	Exchange Traded Fund	254.90K	SH	$10.23M 3.18%	253.61K	1.01K	292.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	342.70K	SH	$9.91M 3.08%	341.82K	0.00	879.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	363.58K	SH	$9.56M 2.97%	362.26K	0.00	1.32K
FLEXSHARES TRSOLE	Fixed Income ETF	340.89K	SH	$8.04M 2.50%	340.49K	0.00	403.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	213.97K	SH	$7.69M 2.39%	212.90K	803.00	276.00
ALPHABET INCSOLE	Common Stock	30.01K	SH	$5.50M 1.71%	28.97K	1.04K	0.00
EXXON MOBIL CORPSOLE	Common Stock	46.10K	SH	$5.31M 1.65%	43.86K	2.24K	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	86.74K	SH	$5.21M 1.62%	86.41K	0.00	329.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	191.66K	SH	$5.12M 1.59%	190.89K	0.00	771.00
JPMORGAN CHASE & CO.SOLE	Common Stock	21.34K	SH	$4.32M 1.34%	21.34K	0.00	0.00
ALPHABET INCSOLE	Common Stock	19.51K	SH	$3.55M 1.10%	18.71K	800.00	0.00
CHEVRON CORP NEWSOLE	Common Stock	21.69K	SH	$3.39M 1.05%	21.69K	0.00	0.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	8.19K	SH	$3.33M 1.03%	7.51K	670.00	0.00
ELI LILLY & COSOLE	Common Stock	3.67K	SH	$3.32M 1.03%	3.67K	0.00	0.00
LOWES COS INCSOLE	Common Stock	14.70K	SH	$3.24M 1.01%	13.33K	1.37K	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	37.05K	SH	$3.10M 0.96%	36.91K	0.00	137.00
AMAZON COM INCSOLE	Common Stock	15.84K	SH	$3.06M 0.95%	15.52K	320.00	0.00

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