VERABANK, N.A.

Filed: 5/3/2024ACC: 0001767297-24-000002

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 144 equity positions with a total reported market value of $320.86M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

144

Positions

$320.86M

Total AUM (reported)

4.44M

Total Shares

Allocation by class

COMMON STOCK$133.57M41.6%

EXCHANGE TRADED FUND$130.53M40.7%

INTERNATIONAL EQUITY ETF$42.95M13.4%

FIXED INCOME ETF$10.79M3.4%

INT'L COMMON STOCK$3.02M0.9%

Portfolio Concentration

Top 3$66.66M20.8%

4–10$77.42M24.1%

11–25$72.34M22.5%

Rest$104.44M32.5%

Top 3 weight

20.8%

Top 10 weight

44.9%

Voting Authority Distribution

Total shares with voting rights: 4.44M

Sole

Full voting authority

4.39M

% of voting shares98.9%

Shared

Joint voting authority

39.69K

% of voting shares0.9%

None

No voting authority

7.27K

% of voting shares0.2%

Investment Discretion (by position count)

Sole144

Shared0

Other0

Dominant voting typeSole · 98.9% of voting shares

Institutional Holdings144

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares406.41K

TypeSH

Market value$26.79M

8.35%

Sole

404.21K

Shared

1.80K

None

391.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares290.23K

TypeSH

Market value$23.66M

7.37%

Sole

288.53K

Shared

1.39K

None

303.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares443.76K

TypeSH

Market value$16.21M

5.05%

Sole

442.01K

Shared

0.00

None

1.74K

ISHARES TR

SOLE

Exchange Traded Fund

Shares25.29K

TypeSH

Market value$13.29M

4.14%

Sole

25.18K

Shared

0.00

None

101.00

MICROSOFT CORP

SOLE

Common Stock

Shares27.73K

TypeSH

Market value$11.67M

3.64%

Sole

27.73K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares195.80K

TypeSH

Market value$11.33M

3.53%

Sole

195.59K

Shared

0.00

None

217.00

APPLE INC

SOLE

Common Stock

Shares64.24K

TypeSH

Market value$11.02M

3.43%

Sole

62.50K

Shared

1.74K

None

0.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares254.83K

TypeSH

Market value$10.47M

3.26%

Sole

253.39K

Shared

1.14K

None

292.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares333.41K

TypeSH

Market value$10.00M

3.12%

Sole

332.53K

Shared

0.00

None

879.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares28.04K

TypeSH

Market value$9.65M

3.01%

Sole

27.93K

Shared

0.00

None

110.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares352.63K

TypeSH

Market value$9.43M

2.94%

Sole

351.31K

Shared

0.00

None

1.32K

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares335.52K

TypeSH

Market value$7.97M

2.48%

Sole

335.12K

Shared

0.00

None

403.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares210.60K

TypeSH

Market value$7.74M

2.41%

Sole

209.52K

Shared

803.00

None

276.00

EXXON MOBIL CORP

SOLE

Common Stock

Shares46.26K

TypeSH

Market value$5.38M

1.68%

Sole

43.92K

Shared

2.34K

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares84.46K

TypeSH

Market value$5.27M

1.64%

Sole

84.13K

Shared

0.00

None

329.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares184.99K

TypeSH

Market value$4.72M

1.47%

Sole

184.22K

Shared

0.00

None

771.00

ALPHABET INC

SOLE

Common Stock

Shares30.13K

TypeSH

Market value$4.59M

1.43%

Sole

29.09K

Shared

1.04K

None

0.00

JPMORGAN CHASE & CO

SOLE

Common Stock

Shares21.49K

TypeSH

Market value$4.30M

1.34%

Sole

21.49K

Shared

0.00

None

0.00

LOWES COS INC

SOLE

Common Stock

Shares14.72K

TypeSH

Market value$3.75M

1.17%

Sole

13.35K

Shared

1.37K

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares8.22K

TypeSH

Market value$3.46M

1.08%

Sole

7.53K

Shared

700.00

None

0.00

CHEVRON CORP NEW

SOLE

Common Stock

Shares21.70K

TypeSH

Market value$3.42M

1.07%

Sole

21.70K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

Exchange Traded Fund

Shares6.40K

TypeSH

Market value$3.35M

1.04%

Sole

6.40K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares36.45K

TypeSH

Market value$3.15M

0.98%

Sole

36.31K

Shared

0.00

None

137.00

ALPHABET INC

SOLE

Common Stock

Shares19.56K

TypeSH

Market value$2.95M

0.92%

Sole

18.76K

Shared

800.00

None

0.00

ELI LILLY & CO

SOLE

Common Stock

Shares3.68K

TypeSH

Market value$2.86M

0.89%

Sole

3.68K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	406.41K	SH	$26.79M 8.35%	404.21K	1.80K	391.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	290.23K	SH	$23.66M 7.37%	288.53K	1.39K	303.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	443.76K	SH	$16.21M 5.05%	442.01K	0.00	1.74K
ISHARES TRSOLE	Exchange Traded Fund	25.29K	SH	$13.29M 4.14%	25.18K	0.00	101.00
MICROSOFT CORPSOLE	Common Stock	27.73K	SH	$11.67M 3.64%	27.73K	0.00	0.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	195.80K	SH	$11.33M 3.53%	195.59K	0.00	217.00
APPLE INCSOLE	Common Stock	64.24K	SH	$11.02M 3.43%	62.50K	1.74K	0.00
FLEXSHARES TRSOLE	Exchange Traded Fund	254.83K	SH	$10.47M 3.26%	253.39K	1.14K	292.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	333.41K	SH	$10.00M 3.12%	332.53K	0.00	879.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	28.04K	SH	$9.65M 3.01%	27.93K	0.00	110.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	352.63K	SH	$9.43M 2.94%	351.31K	0.00	1.32K
FLEXSHARES TRSOLE	Fixed Income ETF	335.52K	SH	$7.97M 2.48%	335.12K	0.00	403.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	210.60K	SH	$7.74M 2.41%	209.52K	803.00	276.00
EXXON MOBIL CORPSOLE	Common Stock	46.26K	SH	$5.38M 1.68%	43.92K	2.34K	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	84.46K	SH	$5.27M 1.64%	84.13K	0.00	329.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	184.99K	SH	$4.72M 1.47%	184.22K	0.00	771.00
ALPHABET INCSOLE	Common Stock	30.13K	SH	$4.59M 1.43%	29.09K	1.04K	0.00
JPMORGAN CHASE & COSOLE	Common Stock	21.49K	SH	$4.30M 1.34%	21.49K	0.00	0.00
LOWES COS INCSOLE	Common Stock	14.72K	SH	$3.75M 1.17%	13.35K	1.37K	0.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	8.22K	SH	$3.46M 1.08%	7.53K	700.00	0.00
CHEVRON CORP NEWSOLE	Common Stock	21.70K	SH	$3.42M 1.07%	21.70K	0.00	0.00
SPDR S&P 500 ETF TRSOLE	Exchange Traded Fund	6.40K	SH	$3.35M 1.04%	6.40K	0.00	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	36.45K	SH	$3.15M 0.98%	36.31K	0.00	137.00
ALPHABET INCSOLE	Common Stock	19.56K	SH	$2.95M 0.92%	18.76K	800.00	0.00
ELI LILLY & COSOLE	Common Stock	3.68K	SH	$2.86M 0.89%	3.68K	0.00	0.00

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