VERABANK, N.A.

Filed: 2/6/2024ACC: 0001767297-24-000001

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 141 equity positions with a total reported market value of $297.04M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

141

Positions

$297.04M

Total AUM (reported)

4.28M

Total Shares

Allocation by class

COMMON STOCK$125.28M42.2%

EXCHANGE TRADED FUND$118.07M39.7%

INTERNATIONAL EQUITY ETF$40.40M13.6%

FIXED INCOME ETF$10.49M3.5%

INT'L COMMON STOCK$2.81M0.9%

Portfolio Concentration

Top 3$62.14M20.9%

4–10$71.72M24.1%

11–25$65.60M22.1%

Rest$97.57M32.8%

Top 3 weight

20.9%

Top 10 weight

45.1%

Voting Authority Distribution

Total shares with voting rights: 4.28M

Sole

Full voting authority

4.23M

% of voting shares99.0%

Shared

Joint voting authority

40K

% of voting shares0.9%

None

No voting authority

3.50K

% of voting shares0.1%

Investment Discretion (by position count)

Sole107

Shared0

Other34

Dominant voting typeSole · 99.0% of voting shares

Institutional Holdings141

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares415.71K

TypeSH

Market value$25.58M

8.61%

Sole

413.73K

Shared

1.80K

None

175.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares292.23K

TypeSH

Market value$23.19M

7.81%

Sole

290.71K

Shared

1.39K

None

125.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares402.41K

TypeSH

Market value$13.38M

4.50%

Sole

401.61K

Shared

0.00

None

797.00

APPLE INC

SOLE

Common Stock

Shares65.30K

TypeSH

Market value$12.57M

4.23%

Sole

63.56K

Shared

1.74K

None

5.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares23.96K

TypeSH

Market value$11.45M

3.85%

Sole

23.92K

Shared

0.00

None

46.00

MICROSOFT CORP

OTR

Common Stock

Shares28.23K

TypeSH

Market value$10.61M

3.57%

Sole

28.22K

Shared

0.00

None

3.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares254.87K

TypeSH

Market value$10.44M

3.51%

Sole

253.61K

Shared

1.14K

None

112.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares185.94K

TypeSH

Market value$10.22M

3.44%

Sole

185.85K

Shared

0.00

None

86.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares304.35K

TypeSH

Market value$8.23M

2.77%

Sole

303.97K

Shared

0.00

None

388.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares321.11K

TypeSH

Market value$8.20M

2.76%

Sole

320.56K

Shared

0.00

None

544.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares26.35K

TypeSH

Market value$8.19M

2.76%

Sole

26.30K

Shared

0.00

None

54.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares320.64K

TypeSH

Market value$7.57M

2.55%

Sole

320.49K

Shared

0.00

None

156.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares204.04K

TypeSH

Market value$7.01M

2.36%

Sole

203.13K

Shared

803.00

None

115.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares78.13K

TypeSH

Market value$4.66M

1.57%

Sole

77.98K

Shared

0.00

None

148.00

EXXON MOBIL CORP

OTR

Common Stock

Shares46.27K

TypeSH

Market value$4.63M

1.56%

Sole

43.94K

Shared

2.34K

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares170.29K

TypeSH

Market value$4.25M

1.43%

Sole

169.96K

Shared

0.00

None

328.00

ALPHABET INC

SOLE

Common Stock

Shares30.13K

TypeSH

Market value$4.25M

1.43%

Sole

29.09K

Shared

1.04K

None

0.00

JPMORGAN CHASE & CO

OTR

Common Stock

Shares21.61K

TypeSH

Market value$3.68M

1.24%

Sole

21.60K

Shared

0.00

None

14.00

SOLE

Common Stock

Shares19.56K

TypeSH

Market value$2.73M

0.92%

Sole

18.76K

Shared

800.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	415.71K	SH	$25.58M 8.61%	413.73K	1.80K	175.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	292.23K	SH	$23.19M 7.81%	290.71K	1.39K	125.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	402.41K	SH	$13.38M 4.50%	401.61K	0.00	797.00
APPLE INCSOLE	Common Stock	65.30K	SH	$12.57M 4.23%	63.56K	1.74K	5.00
ISHARES TRSOLE	Exchange Traded Fund	23.96K	SH	$11.45M 3.85%	23.92K	0.00	46.00
MICROSOFT CORPOTR	Common Stock	28.23K	SH	$10.61M 3.57%	28.22K	0.00	3.00
FLEXSHARES TRSOLE	Exchange Traded Fund	254.87K	SH	$10.44M 3.51%	253.61K	1.14K	112.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	185.94K	SH	$10.22M 3.44%	185.85K	0.00	86.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	304.35K	SH	$8.23M 2.77%	303.97K	0.00	388.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	321.11K	SH	$8.20M 2.76%	320.56K	0.00	544.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	26.35K	SH	$8.19M 2.76%	26.30K	0.00	54.00
FLEXSHARES TRSOLE	Fixed Income ETF	320.64K	SH	$7.57M 2.55%	320.49K	0.00	156.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	204.04K	SH	$7.01M 2.36%	203.13K	803.00	115.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	78.13K	SH	$4.66M 1.57%	77.98K	0.00	148.00
EXXON MOBIL CORPOTR	Common Stock	46.27K	SH	$4.63M 1.56%	43.94K	2.34K	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	170.29K	SH	$4.25M 1.43%	169.96K	0.00	328.00
ALPHABET INCSOLE	Common Stock	30.13K	SH	$4.25M 1.43%	29.09K	1.04K	0.00
JPMORGAN CHASE & COOTR	Common Stock	21.61K	SH	$3.68M 1.24%	21.60K	0.00	14.00
SPDR S&P 500 ETF TRSOLE	Exchange Traded Fund	7K	SH	$3.33M 1.12%	7K	0.00	0.00
LOWES COS INCOTR	Common Stock	14.85K	SH	$3.30M 1.11%	13.48K	1.37K	0.00
CHEVRON CORP NEWSOLE	Common Stock	21.78K	SH	$3.25M 1.09%	21.77K	0.00	6.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	8.29K	SH	$2.96M 1.00%	7.59K	700.00	0.00
FLEXSHARES TRSOLE	Fixed Income ETF	123.31K	SH	$2.91M 0.98%	123.31K	0.00	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	32.62K	SH	$2.88M 0.97%	32.57K	0.00	58.00
ALPHABET INCSOLE	Common Stock	19.56K	SH	$2.73M 0.92%	18.76K	800.00	0.00

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