VERABANK, N.A.

Filed: 10/24/2023ACC: 0001767297-23-000004

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 136 equity positions with a total reported market value of $260.41M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

136

Positions

$260.41M

Total AUM (reported)

3.92M

Total Shares

Allocation by class

COMMON STOCK$114.80M44.1%

EXCHANGE TRADED FUND$97.88M37.6%

INTERNATIONAL EQUITY ETF$34.90M13.4%

FIXED INCOME ETF$10.25M3.9%

INT'L COMMON STOCK$2.58M1.0%

Portfolio Concentration

Top 3$53.97M20.7%

4–10$59.01M22.7%

11–25$57.98M22.3%

Rest$89.45M34.3%

Top 3 weight

20.7%

Top 10 weight

43.4%

Voting Authority Distribution

Total shares with voting rights: 3.92M

Sole

Full voting authority

3.88M

% of voting shares98.9%

Shared

Joint voting authority

38.71K

% of voting shares1.0%

None

No voting authority

3.13K

% of voting shares0.1%

Investment Discretion (by position count)

Sole136

Shared0

Other0

Dominant voting typeSole · 98.9% of voting shares

Institutional Holdings136

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares402.69K

TypeSH

Market value$22.46M

8.63%

Sole

400.71K

Shared

1.80K

None

175.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares285.79K

TypeSH

Market value$20.39M

7.83%

Sole

284.28K

Shared

1.39K

None

125.00

APPLE INC

SOLE

Common Stock

Shares64.99K

TypeSH

Market value$11.13M

4.27%

Sole

63.25K

Shared

1.74K

None

0.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares245.56K

TypeSH

Market value$9.93M

3.81%

Sole

244.30K

Shared

1.14K

None

112.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares172.10K

TypeSH

Market value$9.22M

3.54%

Sole

172.01K

Shared

0.00

None

86.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares305.19K

TypeSH

Market value$9.14M

3.51%

Sole

304.39K

Shared

0.00

None

797.00

MICROSOFT CORP

SOLE

Common Stock

Shares28.22K

TypeSH

Market value$8.91M

3.42%

Sole

28.22K

Shared

0.00

None

0.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares19.71K

TypeSH

Market value$8.47M

3.25%

Sole

19.67K

Shared

0.00

None

46.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares302.86K

TypeSH

Market value$7.02M

2.70%

Sole

302.70K

Shared

0.00

None

156.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares193.70K

TypeSH

Market value$6.32M

2.43%

Sole

192.78K

Shared

803.00

None

115.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares253.47K

TypeSH

Market value$6.29M

2.41%

Sole

253.08K

Shared

0.00

None

388.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares268.46K

TypeSH

Market value$6.27M

2.41%

Sole

267.92K

Shared

0.00

None

544.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares22.53K

TypeSH

Market value$6.13M

2.36%

Sole

22.47K

Shared

0.00

None

54.00

EXXON MOBIL CORP

SOLE

Common Stock

Shares46.50K

TypeSH

Market value$5.47M

2.10%

Sole

44.16K

Shared

2.34K

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares29.50K

TypeSH

Market value$3.89M

1.49%

Sole

28.46K

Shared

1.04K

None

0.00

CHEVRON CORP NEW

SOLE

Common Stock

Shares21.85K

TypeSH

Market value$3.68M

1.41%

Sole

21.85K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO

SOLE

Common Stock

Shares21.70K

TypeSH

Market value$3.15M

1.21%

Sole

21.70K

Shared

0.00

None

0.00

LOWES COS INC

SOLE

Common Stock

Shares15.10K

TypeSH

Market value$3.14M

1.21%

Sole

13.63K

Shared

1.47K

None

0.00

SPDR S&P 500 ETF TR

SOLE

Exchange Traded Fund

Shares7.16K

TypeSH

Market value$3.06M

1.18%

Sole

7.16K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares130.55K

TypeSH

Market value$3.04M

1.17%

Sole

130.23K

Shared

0.00

None

328.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares131.13K

TypeSH

Market value$3.01M

1.16%

Sole

131.13K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares55.99K

TypeSH

Market value$2.94M

1.13%

Sole

55.84K

Shared

0.00

None

148.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares8.29K

TypeSH

Market value$2.91M

1.12%

Sole

7.59K

Shared

700.00

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares19.56K

TypeSH

Market value$2.56M

0.98%

Sole

18.76K

Shared

800.00

None

0.00

DANAHER CORPORATION

SOLE

Common Stock

Shares9.86K

TypeSH

Market value$2.45M

0.94%

Sole

9.06K

Shared

800.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	402.69K	SH	$22.46M 8.63%	400.71K	1.80K	175.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	285.79K	SH	$20.39M 7.83%	284.28K	1.39K	125.00
APPLE INCSOLE	Common Stock	64.99K	SH	$11.13M 4.27%	63.25K	1.74K	0.00
FLEXSHARES TRSOLE	Exchange Traded Fund	245.56K	SH	$9.93M 3.81%	244.30K	1.14K	112.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	172.10K	SH	$9.22M 3.54%	172.01K	0.00	86.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	305.19K	SH	$9.14M 3.51%	304.39K	0.00	797.00
MICROSOFT CORPSOLE	Common Stock	28.22K	SH	$8.91M 3.42%	28.22K	0.00	0.00
ISHARES TRSOLE	Exchange Traded Fund	19.71K	SH	$8.47M 3.25%	19.67K	0.00	46.00
FLEXSHARES TRSOLE	Fixed Income ETF	302.86K	SH	$7.02M 2.70%	302.70K	0.00	156.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	193.70K	SH	$6.32M 2.43%	192.78K	803.00	115.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	253.47K	SH	$6.29M 2.41%	253.08K	0.00	388.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	268.46K	SH	$6.27M 2.41%	267.92K	0.00	544.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	22.53K	SH	$6.13M 2.36%	22.47K	0.00	54.00
EXXON MOBIL CORPSOLE	Common Stock	46.50K	SH	$5.47M 2.10%	44.16K	2.34K	0.00
ALPHABET INCSOLE	Common Stock	29.50K	SH	$3.89M 1.49%	28.46K	1.04K	0.00
CHEVRON CORP NEWSOLE	Common Stock	21.85K	SH	$3.68M 1.41%	21.85K	0.00	0.00
JPMORGAN CHASE & COSOLE	Common Stock	21.70K	SH	$3.15M 1.21%	21.70K	0.00	0.00
LOWES COS INCSOLE	Common Stock	15.10K	SH	$3.14M 1.21%	13.63K	1.47K	0.00
SPDR S&P 500 ETF TRSOLE	Exchange Traded Fund	7.16K	SH	$3.06M 1.18%	7.16K	0.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	130.55K	SH	$3.04M 1.17%	130.23K	0.00	328.00
FLEXSHARES TRSOLE	Fixed Income ETF	131.13K	SH	$3.01M 1.16%	131.13K	0.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	55.99K	SH	$2.94M 1.13%	55.84K	0.00	148.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	8.29K	SH	$2.91M 1.12%	7.59K	700.00	0.00
ALPHABET INCSOLE	Common Stock	19.56K	SH	$2.56M 0.98%	18.76K	800.00	0.00
DANAHER CORPORATIONSOLE	Common Stock	9.86K	SH	$2.45M 0.94%	9.06K	800.00	0.00

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