VERABANK, N.A.

Filed: 7/14/2023ACC: 0001767297-23-000003

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 136 equity positions with a total reported market value of $259.59M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

136

Positions

$259.59M

Total AUM (reported)

3.77M

Total Shares

Allocation by class

COMMON STOCK$118.35M45.6%

EXCHANGE TRADED FUND$94.04M36.2%

INTERNATIONAL EQUITY ETF$34.66M13.4%

FIXED INCOME ETF$10.02M3.9%

INT'L COMMON STOCK$2.53M1.0%

Portfolio Concentration

Top 3$57.06M22.0%

4–10$58.22M22.4%

11–25$56.35M21.7%

Rest$87.96M33.9%

Top 3 weight

22.0%

Top 10 weight

44.4%

Voting Authority Distribution

Total shares with voting rights: 3.77M

Sole

Full voting authority

3.73M

% of voting shares98.9%

Shared

Joint voting authority

39.97K

% of voting shares1.1%

None

No voting authority

3.13K

% of voting shares0.1%

Investment Discretion (by position count)

Sole136

Shared0

Other0

Dominant voting typeSole · 98.9% of voting shares

Institutional Holdings136

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares401.82K

TypeSH

Market value$23.22M

8.95%

Sole

399.85K

Shared

1.80K

None

175.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares282.59K

TypeSH

Market value$21.22M

8.17%

Sole

281.07K

Shared

1.39K

None

125.00

APPLE INC

SOLE

Common Stock

Shares65.05K

TypeSH

Market value$12.62M

4.86%

Sole

63.31K

Shared

1.74K

None

0.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares243.01K

TypeSH

Market value$9.74M

3.75%

Sole

241.75K

Shared

1.14K

None

112.00

MICROSOFT CORP

SOLE

Common Stock

Shares28.27K

TypeSH

Market value$9.63M

3.71%

Sole

28.27K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares165.49K

TypeSH

Market value$9.16M

3.53%

Sole

165.40K

Shared

0.00

None

86.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares273.33K

TypeSH

Market value$8.47M

3.26%

Sole

272.53K

Shared

0.00

None

797.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares18.48K

TypeSH

Market value$8.24M

3.17%

Sole

18.44K

Shared

0.00

None

46.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares289.52K

TypeSH

Market value$6.81M

2.62%

Sole

289.36K

Shared

0.00

None

156.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares188.13K

TypeSH

Market value$6.18M

2.38%

Sole

187.22K

Shared

803.00

None

115.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares238.85K

TypeSH

Market value$6.07M

2.34%

Sole

238.46K

Shared

0.00

None

388.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares248.03K

TypeSH

Market value$6.02M

2.32%

Sole

247.49K

Shared

0.00

None

544.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares20.90K

TypeSH

Market value$5.91M

2.28%

Sole

20.84K

Shared

0.00

None

54.00

EXXON MOBIL CORP

SOLE

Common Stock

Shares46.25K

TypeSH

Market value$4.96M

1.91%

Sole

43.91K

Shared

2.34K

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares29.50K

TypeSH

Market value$3.57M

1.37%

Sole

28.46K

Shared

1.04K

None

0.00

SPDR S&P 500 ETF TR

SOLE

Exchange Traded Fund

Shares7.93K

TypeSH

Market value$3.52M

1.35%

Sole

7.93K

Shared

0.00

None

0.00

CHEVRON CORP NEW

SOLE

Common Stock

Shares21.85K

TypeSH

Market value$3.44M

1.32%

Sole

21.85K

Shared

0.00

None

0.00

LOWES COS INC

SOLE

Common Stock

Shares15.12K

TypeSH

Market value$3.41M

1.31%

Sole

13.65K

Shared

1.47K

None

0.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares135.38K

TypeSH

Market value$3.21M

1.23%

Sole

135.38K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO

SOLE

Common Stock

Shares21.62K

TypeSH

Market value$3.14M

1.21%

Sole

21.62K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares117.66K

TypeSH

Market value$2.83M

1.09%

Sole

117.33K

Shared

0.00

None

328.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares8.19K

TypeSH

Market value$2.79M

1.08%

Sole

7.49K

Shared

700.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares47.77K

TypeSH

Market value$2.62M

1.01%

Sole

47.62K

Shared

0.00

None

148.00

PEPSICO INC

SOLE

Common Stock

Shares13.41K

TypeSH

Market value$2.48M

0.96%

Sole

13.41K

Shared

0.00

None

0.00

DANAHER CORPORATION

SOLE

Common Stock

Shares9.92K

TypeSH

Market value$2.38M

0.92%

Sole

9.12K

Shared

800.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	401.82K	SH	$23.22M 8.95%	399.85K	1.80K	175.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	282.59K	SH	$21.22M 8.17%	281.07K	1.39K	125.00
APPLE INCSOLE	Common Stock	65.05K	SH	$12.62M 4.86%	63.31K	1.74K	0.00
FLEXSHARES TRSOLE	Exchange Traded Fund	243.01K	SH	$9.74M 3.75%	241.75K	1.14K	112.00
MICROSOFT CORPSOLE	Common Stock	28.27K	SH	$9.63M 3.71%	28.27K	0.00	0.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	165.49K	SH	$9.16M 3.53%	165.40K	0.00	86.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	273.33K	SH	$8.47M 3.26%	272.53K	0.00	797.00
ISHARES TRSOLE	Exchange Traded Fund	18.48K	SH	$8.24M 3.17%	18.44K	0.00	46.00
FLEXSHARES TRSOLE	Fixed Income ETF	289.52K	SH	$6.81M 2.62%	289.36K	0.00	156.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	188.13K	SH	$6.18M 2.38%	187.22K	803.00	115.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	238.85K	SH	$6.07M 2.34%	238.46K	0.00	388.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	248.03K	SH	$6.02M 2.32%	247.49K	0.00	544.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	20.90K	SH	$5.91M 2.28%	20.84K	0.00	54.00
EXXON MOBIL CORPSOLE	Common Stock	46.25K	SH	$4.96M 1.91%	43.91K	2.34K	0.00
ALPHABET INCSOLE	Common Stock	29.50K	SH	$3.57M 1.37%	28.46K	1.04K	0.00
SPDR S&P 500 ETF TRSOLE	Exchange Traded Fund	7.93K	SH	$3.52M 1.35%	7.93K	0.00	0.00
CHEVRON CORP NEWSOLE	Common Stock	21.85K	SH	$3.44M 1.32%	21.85K	0.00	0.00
LOWES COS INCSOLE	Common Stock	15.12K	SH	$3.41M 1.31%	13.65K	1.47K	0.00
FLEXSHARES TRSOLE	Fixed Income ETF	135.38K	SH	$3.21M 1.23%	135.38K	0.00	0.00
JPMORGAN CHASE & COSOLE	Common Stock	21.62K	SH	$3.14M 1.21%	21.62K	0.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	117.66K	SH	$2.83M 1.09%	117.33K	0.00	328.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	8.19K	SH	$2.79M 1.08%	7.49K	700.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	47.77K	SH	$2.62M 1.01%	47.62K	0.00	148.00
PEPSICO INCSOLE	Common Stock	13.41K	SH	$2.48M 0.96%	13.41K	0.00	0.00
DANAHER CORPORATIONSOLE	Common Stock	9.92K	SH	$2.38M 0.92%	9.12K	800.00	0.00

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