VERABANK, N.A.

Filed: 4/20/2023ACC: 0001767297-23-000002

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 136 equity positions with a total reported market value of $214.67M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

136

Positions

$214.67M

Total AUM (reported)

2.90M

Total Shares

Allocation by class

COMMON STOCK$113.85M53.0%

EXCHANGE TRADED FUND$60.94M28.4%

INTERNATIONAL EQUITY ETF$26.11M12.2%

FIXED INCOME ETF$10.62M4.9%

INT'L COMMON STOCK$3.16M1.5%

Portfolio Concentration

Top 3$52.99M24.7%

4–10$43.11M20.1%

11–25$39.07M18.2%

Rest$79.51M37.0%

Top 3 weight

24.7%

Top 10 weight

44.8%

Voting Authority Distribution

Total shares with voting rights: 2.90M

Sole

Full voting authority

2.86M

% of voting shares98.6%

Shared

Joint voting authority

40.05K

% of voting shares1.4%

None

No voting authority

679.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole92

Shared0

Other44

Dominant voting typeSole · 98.6% of voting shares

Institutional Holdings136

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares405.62K

TypeSH

Market value$22.09M

10.29%

Sole

403.64K

Shared

1.80K

None

175.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares270.12K

TypeSH

Market value$19.90M

9.27%

Sole

268.55K

Shared

1.39K

None

176.00

APPLE INC

SOLE

Common Stock

Shares66.69K

TypeSH

Market value$11.00M

5.12%

Sole

64.95K

Shared

1.74K

None

0.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares234.35K

TypeSH

Market value$9.91M

4.62%

Sole

233.12K

Shared

1.14K

None

81.00

MICROSOFT CORP

OTR

Common Stock

Shares28.25K

TypeSH

Market value$8.14M

3.79%

Sole

28.25K

Shared

0.00

None

0.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares243.28K

TypeSH

Market value$5.88M

2.74%

Sole

243.20K

Shared

0.00

None

73.00

EXXON MOBIL CORP

OTR

Common Stock

Shares48.89K

TypeSH

Market value$5.36M

2.50%

Sole

46.55K

Shared

2.34K

None

0.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares159.81K

TypeSH

Market value$5.15M

2.40%

Sole

158.91K

Shared

803.00

None

102.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares193.44K

TypeSH

Market value$4.74M

2.21%

Sole

193.36K

Shared

0.00

None

72.00

CHEVRON CORP NEW

SOLE

Common Stock

Shares24.03K

TypeSH

Market value$3.92M

1.83%

Sole

24.03K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED FD

SOLE

Exchange Traded Fund

Shares63.32K

TypeSH

Market value$3.46M

1.61%

Sole

63.32K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

Exchange Traded Fund

Shares7.94K

TypeSH

Market value$3.25M

1.51%

Sole

7.94K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares29.52K

TypeSH

Market value$3.07M

1.43%

Sole

28.48K

Shared

1.04K

None

0.00

LOWES COS INC

OTR

Common Stock

Shares14.82K

TypeSH

Market value$2.96M

1.38%

Sole

13.35K

Shared

1.47K

None

0.00

PEPSICO INC

OTR

Common Stock

Shares15.29K

TypeSH

Market value$2.79M

1.30%

Sole

15.29K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO

OTR

Common Stock

Shares21.36K

TypeSH

Market value$2.78M

1.30%

Sole

21.36K

Shared

0.00

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares8.44K

TypeSH

Market value$2.61M

1.21%

Sole

7.74K

Shared

700.00

None

0.00

VANGUARD WHITEHALL FDS

SOLE

Exchange Traded Fund

Shares23.99K

TypeSH

Market value$2.53M

1.18%

Sole

23.99K

Shared

0.00

None

0.00

DANAHER CORPORATION

OTR

Common Stock

Shares10K

TypeSH

Market value$2.52M

1.17%

Sole

9.20K

Shared

800.00

None

0.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares23.75K

TypeSH

Market value$2.30M

1.07%

Sole

23.75K

Shared

0.00

None

0.00

PROCTER AND GAMBLE CO

OTR

Common Stock

Shares15.30K

TypeSH

Market value$2.27M

1.06%

Sole

13.60K

Shared

1.70K

None

0.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares5.45K

TypeSH

Market value$2.24M

1.04%

Sole

5.45K

Shared

0.00

None

0.00

ABBOTT LABS

SOLE

Common Stock

Shares21.04K

TypeSH

Market value$2.13M

0.99%

Sole

20.34K

Shared

700.00

None

0.00

ABBVIE INC

SOLE

Common Stock

Shares13.36K

TypeSH

Market value$2.13M

0.99%

Sole

13.13K

Shared

234.00

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares19.56K

TypeSH

Market value$2.03M

0.94%

Sole

18.76K

Shared

800.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	405.62K	SH	$22.09M 10.29%	403.64K	1.80K	175.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	270.12K	SH	$19.90M 9.27%	268.55K	1.39K	176.00
APPLE INCSOLE	Common Stock	66.69K	SH	$11.00M 5.12%	64.95K	1.74K	0.00
FLEXSHARES TRSOLE	Exchange Traded Fund	234.35K	SH	$9.91M 4.62%	233.12K	1.14K	81.00
MICROSOFT CORPOTR	Common Stock	28.25K	SH	$8.14M 3.79%	28.25K	0.00	0.00
FLEXSHARES TRSOLE	Fixed Income ETF	243.28K	SH	$5.88M 2.74%	243.20K	0.00	73.00
EXXON MOBIL CORPOTR	Common Stock	48.89K	SH	$5.36M 2.50%	46.55K	2.34K	0.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	159.81K	SH	$5.15M 2.40%	158.91K	803.00	102.00
FLEXSHARES TRSOLE	Fixed Income ETF	193.44K	SH	$4.74M 2.21%	193.36K	0.00	72.00
CHEVRON CORP NEWSOLE	Common Stock	24.03K	SH	$3.92M 1.83%	24.03K	0.00	0.00
J P MORGAN EXCHANGE TRADED FDSOLE	Exchange Traded Fund	63.32K	SH	$3.46M 1.61%	63.32K	0.00	0.00
SPDR S&P 500 ETF TRSOLE	Exchange Traded Fund	7.94K	SH	$3.25M 1.51%	7.94K	0.00	0.00
ALPHABET INCSOLE	Common Stock	29.52K	SH	$3.07M 1.43%	28.48K	1.04K	0.00
LOWES COS INCOTR	Common Stock	14.82K	SH	$2.96M 1.38%	13.35K	1.47K	0.00
PEPSICO INCOTR	Common Stock	15.29K	SH	$2.79M 1.30%	15.29K	0.00	0.00
JPMORGAN CHASE & COOTR	Common Stock	21.36K	SH	$2.78M 1.30%	21.36K	0.00	0.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	8.44K	SH	$2.61M 1.21%	7.74K	700.00	0.00
VANGUARD WHITEHALL FDSSOLE	Exchange Traded Fund	23.99K	SH	$2.53M 1.18%	23.99K	0.00	0.00
DANAHER CORPORATIONOTR	Common Stock	10K	SH	$2.52M 1.17%	9.20K	800.00	0.00
ISHARES TRSOLE	Exchange Traded Fund	23.75K	SH	$2.30M 1.07%	23.75K	0.00	0.00
PROCTER AND GAMBLE COOTR	Common Stock	15.30K	SH	$2.27M 1.06%	13.60K	1.70K	0.00
ISHARES TRSOLE	Exchange Traded Fund	5.45K	SH	$2.24M 1.04%	5.45K	0.00	0.00
ABBOTT LABSSOLE	Common Stock	21.04K	SH	$2.13M 0.99%	20.34K	700.00	0.00
ABBVIE INCSOLE	Common Stock	13.36K	SH	$2.13M 0.99%	13.13K	234.00	0.00
ALPHABET INCSOLE	Common Stock	19.56K	SH	$2.03M 0.94%	18.76K	800.00	0.00

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