VERABANK, N.A.

Filed: 1/25/2023ACC: 0001767297-23-000001

📋 What this filing means

VERABANK, N.A. filed this quarterly 13F‑HR report disclosing 129 equity positions with a total reported market value of $200.23M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

129

Positions

$200.23M

Total AUM (reported)

2.66M

Total Shares

Allocation by class

COMMON STOCK$115.11M57.5%

EXCHANGE TRADED FUND$46.99M23.5%

INTERNATIONAL EQUITY ETF$24.04M12.0%

FIXED INCOME ETF$10.35M5.2%

INT'L COMMON STOCK$3.75M1.9%

Portfolio Concentration

Top 3$49.59M24.8%

4–10$41.01M20.5%

11–25$39.48M19.7%

Rest$70.15M35.0%

Top 3 weight

24.8%

Top 10 weight

45.2%

Voting Authority Distribution

Total shares with voting rights: 2.66M

Sole

Full voting authority

2.62M

% of voting shares98.4%

Shared

Joint voting authority

40.53K

% of voting shares1.5%

None

No voting authority

679.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole85

Shared0

Other44

Dominant voting typeSole · 98.4% of voting shares

Institutional Holdings129

Rows:

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares408.02K

TypeSH

Market value$21.46M

10.72%

Sole

406.04K

Shared

1.80K

None

175.00

VANGUARD WHITEHALL FDS

SOLE

International Equity ETF

Shares264.37K

TypeSH

Market value$18.41M

9.19%

Sole

262.81K

Shared

1.39K

None

176.00

FLEXSHARES TR

SOLE

Exchange Traded Fund

Shares223.55K

TypeSH

Market value$9.72M

4.85%

Sole

222.33K

Shared

1.14K

None

81.00

APPLE INC

SOLE

Common Stock

Shares70.81K

TypeSH

Market value$9.20M

4.60%

Sole

69.08K

Shared

1.74K

None

0.00

MICROSOFT CORP

OTR

Common Stock

Shares28.70K

TypeSH

Market value$6.88M

3.44%

Sole

28.70K

Shared

0.00

None

0.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares241.82K

TypeSH

Market value$5.69M

2.84%

Sole

241.74K

Shared

0.00

None

73.00

EXXON MOBIL CORP

OTR

Common Stock

Shares49.84K

TypeSH

Market value$5.50M

2.75%

Sole

47.50K

Shared

2.34K

None

0.00

FLEXSHARES TR

SOLE

Fixed Income ETF

Shares197.37K

TypeSH

Market value$4.66M

2.33%

Sole

197.30K

Shared

0.00

None

72.00

DIMENSIONAL ETF TRUST

SOLE

International Equity ETF

Shares153.17K

TypeSH

Market value$4.66M

2.33%

Sole

152.27K

Shared

803.00

None

102.00

CHEVRON CORP NEW

SOLE

Common Stock

Shares24.66K

TypeSH

Market value$4.43M

2.21%

Sole

24.66K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

Exchange Traded Fund

Shares8.94K

TypeSH

Market value$3.42M

1.71%

Sole

8.94K

Shared

0.00

None

0.00

LOWES COS INC

OTR

Common Stock

Shares15.43K

TypeSH

Market value$3.07M

1.54%

Sole

13.96K

Shared

1.47K

None

0.00

JPMORGAN CHASE & CO

OTR

Common Stock

Shares22.49K

TypeSH

Market value$3.02M

1.51%

Sole

22.49K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

Common Stock

Shares32.20K

TypeSH

Market value$2.86M

1.43%

Sole

31.16K

Shared

1.04K

None

0.00

DANAHER CORPORATION

OTR

Common Stock

Shares10.56K

TypeSH

Market value$2.80M

1.40%

Sole

9.76K

Shared

800.00

None

0.00

PEPSICO INC

OTR

Common Stock

Shares15.29K

TypeSH

Market value$2.76M

1.38%

Sole

15.29K

Shared

0.00

None

0.00

BERKSHIRE HATHAWAY INC DEL

SOLE

Common Stock

Shares8.83K

TypeSH

Market value$2.73M

1.36%

Sole

8.13K

Shared

700.00

None

0.00

VANGUARD WHITEHALL FDS

SOLE

Exchange Traded Fund

Shares24.32K

TypeSH

Market value$2.63M

1.31%

Sole

24.32K

Shared

0.00

None

0.00

ABBOTT LABS

SOLE

Common Stock

Shares22.33K

TypeSH

Market value$2.45M

1.22%

Sole

21.63K

Shared

700.00

None

0.00

PROCTER AND GAMBLE CO

OTR

Common Stock

Shares16.06K

TypeSH

Market value$2.43M

1.22%

Sole

14.36K

Shared

1.70K

None

0.00

PFIZER INC

OTR

Common Stock

Shares46.44K

TypeSH

Market value$2.38M

1.19%

Sole

46.44K

Shared

0.00

None

0.00

JOHNSON & JOHNSON

OTR

Common Stock

Shares13.30K

TypeSH

Market value$2.35M

1.17%

Sole

13.07K

Shared

225.00

None

0.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares23.83K

TypeSH

Market value$2.26M

1.13%

Sole

23.83K

Shared

0.00

None

0.00

ABBVIE INC

SOLE

Common Stock

Shares13.40K

TypeSH

Market value$2.17M

1.08%

Sole

13.17K

Shared

234.00

None

0.00

NIKE INC

SOLE

Common Stock

Shares18.39K

TypeSH

Market value$2.15M

1.07%

Sole

18.39K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
FLEXSHARES TRSOLE	Exchange Traded Fund	408.02K	SH	$21.46M 10.72%	406.04K	1.80K	175.00
VANGUARD WHITEHALL FDSSOLE	International Equity ETF	264.37K	SH	$18.41M 9.19%	262.81K	1.39K	176.00
FLEXSHARES TRSOLE	Exchange Traded Fund	223.55K	SH	$9.72M 4.85%	222.33K	1.14K	81.00
APPLE INCSOLE	Common Stock	70.81K	SH	$9.20M 4.60%	69.08K	1.74K	0.00
MICROSOFT CORPOTR	Common Stock	28.70K	SH	$6.88M 3.44%	28.70K	0.00	0.00
FLEXSHARES TRSOLE	Fixed Income ETF	241.82K	SH	$5.69M 2.84%	241.74K	0.00	73.00
EXXON MOBIL CORPOTR	Common Stock	49.84K	SH	$5.50M 2.75%	47.50K	2.34K	0.00
FLEXSHARES TRSOLE	Fixed Income ETF	197.37K	SH	$4.66M 2.33%	197.30K	0.00	72.00
DIMENSIONAL ETF TRUSTSOLE	International Equity ETF	153.17K	SH	$4.66M 2.33%	152.27K	803.00	102.00
CHEVRON CORP NEWSOLE	Common Stock	24.66K	SH	$4.43M 2.21%	24.66K	0.00	0.00
SPDR S&P 500 ETF TRSOLE	Exchange Traded Fund	8.94K	SH	$3.42M 1.71%	8.94K	0.00	0.00
LOWES COS INCOTR	Common Stock	15.43K	SH	$3.07M 1.54%	13.96K	1.47K	0.00
JPMORGAN CHASE & COOTR	Common Stock	22.49K	SH	$3.02M 1.51%	22.49K	0.00	0.00
ALPHABET INCSOLE	Common Stock	32.20K	SH	$2.86M 1.43%	31.16K	1.04K	0.00
DANAHER CORPORATIONOTR	Common Stock	10.56K	SH	$2.80M 1.40%	9.76K	800.00	0.00
PEPSICO INCOTR	Common Stock	15.29K	SH	$2.76M 1.38%	15.29K	0.00	0.00
BERKSHIRE HATHAWAY INC DELSOLE	Common Stock	8.83K	SH	$2.73M 1.36%	8.13K	700.00	0.00
VANGUARD WHITEHALL FDSSOLE	Exchange Traded Fund	24.32K	SH	$2.63M 1.31%	24.32K	0.00	0.00
ABBOTT LABSSOLE	Common Stock	22.33K	SH	$2.45M 1.22%	21.63K	700.00	0.00
PROCTER AND GAMBLE COOTR	Common Stock	16.06K	SH	$2.43M 1.22%	14.36K	1.70K	0.00
PFIZER INCOTR	Common Stock	46.44K	SH	$2.38M 1.19%	46.44K	0.00	0.00
JOHNSON & JOHNSONOTR	Common Stock	13.30K	SH	$2.35M 1.17%	13.07K	225.00	0.00
ISHARES TRSOLE	Exchange Traded Fund	23.83K	SH	$2.26M 1.13%	23.83K	0.00	0.00
ABBVIE INCSOLE	Common Stock	13.40K	SH	$2.17M 1.08%	13.17K	234.00	0.00
NIKE INCSOLE	Common Stock	18.39K	SH	$2.15M 1.07%	18.39K	0.00	0.00

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