Filed: 2/10/2026ACC: 0002077991-26-000001
📋 What this filing means
VALPEY FINANCIAL SERVICES, LLC filed this quarterly 13F‑HR report disclosing 72 equity positions with a total reported market value of $2.78M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
72
Positions
$2.78M
Total AUM (reported)
156.63M
Total Shares
Allocation by class
US LCAP GR ETF$245.4K8.8%
INTL EQTY ETF$221.2K7.9%
SHT TM US TRES$215.3K7.7%
US LCAP VA ETF$211.1K7.6%
US AGGREGATE B$160.4K5.8%
US MID-CAP ETF$140.5K5.0%
TOTAL INT BD ETF$139.7K5.0%
Portfolio Concentration
Top 3$681.9K24.5%
4–10$1.02M36.7%
11–25$673.2K24.2%
Rest$408.2K14.7%
Top 3 weight
24.5%
Top 10 weight
61.2%
Voting Authority Distribution
Total shares with voting rights: 0.00
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole72
Shared0
Other0
Dominant voting typeNone · 0.0% of voting shares
Institutional Holdings72
Rows:
SCHWAB STRATEGIC TR
SOLEShares8M
TypeSH
Market value$245.4K
8.81%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares5.32M
TypeSH
Market value$221.2K
7.94%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares5.25M
TypeSH
Market value$215.3K
7.73%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares6.25M
TypeSH
Market value$211.1K
7.58%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares3.75M
TypeSH
Market value$160.4K
5.76%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares4.22M
TypeSH
Market value$140.5K
5.05%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares6.75M
TypeSH
Market value$139.7K
5.02%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares3.64M
TypeSH
Market value$127.8K
4.59%
Sole
0.00
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares5.51M
TypeSH
Market value$124.0K
4.45%
Sole
0.00
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares2.48M
TypeSH
Market value$117.9K
4.23%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD STAR FDS
SOLEShares6.04M
TypeSH
Market value$80.1K
2.88%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares5.52M
TypeSH
Market value$75.0K
2.69%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares1.97M
TypeSH
Market value$74.4K
2.67%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares5.24M
TypeSH
Market value$70.7K
2.54%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares4.86M
TypeSH
Market value$61.7K
2.21%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares8.39M
TypeSH
Market value$43.9K
1.58%
Sole
0.00
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares2.13M
TypeSH
Market value$37.6K
1.35%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares3.46M
TypeSH
Market value$37.5K
1.35%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares2.88M
TypeSH
Market value$37.0K
1.33%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.96M
TypeSH
Market value$28.9K
1.04%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.87M
TypeSH
Market value$28.8K
1.03%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares1.49M
TypeSH
Market value$27.8K
1.00%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares1.70M
TypeSH
Market value$25.7K
0.92%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.43M
TypeSH
Market value$22.1K
0.79%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares1.10M
TypeSH
Market value$22.0K
0.79%
Sole
0.00
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 8M | SH | $245.4K 8.81% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 5.32M | SH | $221.2K 7.94% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 5.25M | SH | $215.3K 7.73% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 6.25M | SH | $211.1K 7.58% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 3.75M | SH | $160.4K 5.76% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 4.22M | SH | $140.5K 5.05% | 0.00 | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 6.75M | SH | $139.7K 5.02% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 3.64M | SH | $127.8K 4.59% | 0.00 | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 5.51M | SH | $124.0K 4.45% | 0.00 | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | SR LN ETF | 2.48M | SH | $117.9K 4.23% | 0.00 | 0.00 | 0.00 |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 6.04M | SH | $80.1K 2.88% | 0.00 | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 5.52M | SH | $75.0K 2.69% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 1.97M | SH | $74.4K 2.67% | 0.00 | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 5.24M | SH | $70.7K 2.54% | 0.00 | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 4.86M | SH | $61.7K 2.21% | 0.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 8.39M | SH | $43.9K 1.58% | 0.00 | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 2.13M | SH | $37.6K 1.35% | 0.00 | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000VAL | 3.46M | SH | $37.5K 1.35% | 0.00 | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | TOTAL CORP BND | 2.88M | SH | $37.0K 1.33% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P US VLU | 2.96M | SH | $28.9K 1.04% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 2.87M | SH | $28.8K 1.03% | 0.00 | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 1.49M | SH | $27.8K 1.00% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P MCP ETF | 1.70M | SH | $25.7K 0.92% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | TIPS BD ETF | 2.43M | SH | $22.1K 0.79% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE INTL AGGR | 1.10M | SH | $22.0K 0.79% | 0.00 | 0.00 | 0.00 |
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