Filed: 11/7/2025ACC: 0002077991-25-000003
📋 What this filing means
VALPEY FINANCIAL SERVICES, LLC filed this quarterly 13F‑HR report disclosing 72 equity positions with a total reported market value of $152.79M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
72
Positions
$152.79M
Total AUM (reported)
2.73M
Total Shares
Allocation by class
GROWTH ETF$8.36M5.5%
VALUE ETF$8.19M5.4%
US LCAP GR ETF$8.02M5.2%
TOTAL INT BD ETF$6.52M4.3%
US LCAP VA ETF$6.04M4.0%
VG TL INTL STK F$5.83M3.8%
ALLWRLD EX US$5.41M3.5%
Portfolio Concentration
Top 3$24.56M16.1%
4–10$39.29M25.7%
11–25$52.12M34.1%
Rest$36.82M24.1%
Top 3 weight
16.1%
Top 10 weight
41.8%
Voting Authority Distribution
Total shares with voting rights: 0.00
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole72
Shared0
Other0
Dominant voting typeNone · 0.0% of voting shares
Institutional Holdings72
Rows:
VANGUARD INDEX FDS
SOLEShares17.42K
TypeSH
Market value$8.36M
5.47%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares43.90K
TypeSH
Market value$8.19M
5.36%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares251.28K
TypeSH
Market value$8.02M
5.25%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares131.89K
TypeSH
Market value$6.52M
4.27%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares207.44K
TypeSH
Market value$6.04M
3.95%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD STAR FDS
SOLEShares79.34K
TypeSH
Market value$5.83M
3.81%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares75.79K
TypeSH
Market value$5.41M
3.54%
Sole
0.00
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares123.66K
TypeSH
Market value$5.29M
3.46%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares223.66K
TypeSH
Market value$5.21M
3.41%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares67.07K
TypeSH
Market value$4.99M
3.26%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares201.81K
TypeSH
Market value$4.92M
3.22%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares59.85K
TypeSH
Market value$4.72M
3.09%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares14.95K
TypeSH
Market value$4.39M
2.87%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares141.94K
TypeSH
Market value$4.21M
2.75%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares20.12K
TypeSH
Market value$4.20M
2.75%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares156.52K
TypeSH
Market value$3.67M
2.40%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares130.46K
TypeSH
Market value$3.64M
2.38%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares21.06K
TypeSH
Market value$3.47M
2.27%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares37.22K
TypeSH
Market value$3.33M
2.18%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares29.15K
TypeSH
Market value$2.91M
1.91%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares28.61K
TypeSH
Market value$2.87M
1.88%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares36.07K
TypeSH
Market value$2.83M
1.85%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares21.89K
TypeSH
Market value$2.43M
1.59%
Sole
0.00
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares112.08K
TypeSH
Market value$2.35M
1.54%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD ADMIRAL FDS INC
SOLEShares19.78K
TypeSH
Market value$2.18M
1.43%
Sole
0.00
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | GROWTH ETF | 17.42K | SH | $8.36M 5.47% | 0.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 43.90K | SH | $8.19M 5.36% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 251.28K | SH | $8.02M 5.25% | 0.00 | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 131.89K | SH | $6.52M 4.27% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 207.44K | SH | $6.04M 3.95% | 0.00 | 0.00 | 0.00 |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 79.34K | SH | $5.83M 3.81% | 0.00 | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 75.79K | SH | $5.41M 3.54% | 0.00 | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 123.66K | SH | $5.29M 3.46% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 223.66K | SH | $5.21M 3.41% | 0.00 | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 67.07K | SH | $4.99M 3.26% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 201.81K | SH | $4.92M 3.22% | 0.00 | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 59.85K | SH | $4.72M 3.09% | 0.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 14.95K | SH | $4.39M 2.87% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 141.94K | SH | $4.21M 2.75% | 0.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 20.12K | SH | $4.20M 2.75% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 156.52K | SH | $3.67M 2.40% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 130.46K | SH | $3.64M 2.38% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P US GWT | 21.06K | SH | $3.47M 2.27% | 0.00 | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000VAL | 37.22K | SH | $3.33M 2.18% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P US VLU | 29.15K | SH | $2.91M 1.91% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 28.61K | SH | $2.87M 1.88% | 0.00 | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | TOTAL CORP BND | 36.07K | SH | $2.83M 1.85% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | TIPS BD ETF | 21.89K | SH | $2.43M 1.59% | 0.00 | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | SR LN ETF | 112.08K | SH | $2.35M 1.54% | 0.00 | 0.00 | 0.00 |
VANGUARD ADMIRAL FDS INCSOLE | MIDCP 400 IDX | 19.78K | SH | $2.18M 1.43% | 0.00 | 0.00 | 0.00 |
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