Filed: 7/22/2025ACC: 0002077991-25-000001
📋 What this filing means
VALPEY FINANCIAL SERVICES, LLC filed this quarterly 13F‑HR report disclosing 67 equity positions with a total reported market value of $144.60M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
67
Positions
$144.60M
Total AUM (reported)
2.70M
Total Shares
Allocation by class
GROWTH ETF$7.91M5.5%
US LCAP GR ETF$7.74M5.4%
VALUE ETF$7.70M5.3%
TOTAL INT BD ETF$6.20M4.3%
US LCAP VA ETF$5.73M4.0%
VG TL INTL STK F$5.52M3.8%
ALLWRLD EX US$5.24M3.6%
Portfolio Concentration
Top 3$23.35M16.1%
4–10$37.57M26.0%
11–25$50.04M34.6%
Rest$33.65M23.3%
Top 3 weight
16.1%
Top 10 weight
42.1%
Voting Authority Distribution
Total shares with voting rights: 0.00
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole67
Shared0
Other0
Dominant voting typeNone · 0.0% of voting shares
Institutional Holdings67
Rows:
VANGUARD INDEX FDS
SOLEShares18.05K
TypeSH
Market value$7.91M
5.47%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares264.92K
TypeSH
Market value$7.74M
5.35%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares43.55K
TypeSH
Market value$7.70M
5.32%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares125.20K
TypeSH
Market value$6.20M
4.29%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares206.93K
TypeSH
Market value$5.73M
3.96%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD STAR FDS
SOLEShares79.91K
TypeSH
Market value$5.52M
3.82%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares77.94K
TypeSH
Market value$5.24M
3.62%
Sole
0.00
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares124.93K
TypeSH
Market value$5.06M
3.50%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares227.63K
TypeSH
Market value$5.03M
3.48%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares65.11K
TypeSH
Market value$4.79M
3.32%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares188.96K
TypeSH
Market value$4.61M
3.19%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD BD INDEX FDS
SOLEShares57.30K
TypeSH
Market value$4.51M
3.12%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares15.31K
TypeSH
Market value$4.28M
2.96%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares20.91K
TypeSH
Market value$4.08M
2.82%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares142.31K
TypeSH
Market value$3.99M
2.76%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares149.76K
TypeSH
Market value$3.48M
2.41%
Sole
0.00
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares136.44K
TypeSH
Market value$3.45M
2.39%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares22.33K
TypeSH
Market value$3.36M
2.32%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares38.22K
TypeSH
Market value$3.26M
2.25%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares30.17K
TypeSH
Market value$2.86M
1.97%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares27.98K
TypeSH
Market value$2.78M
1.92%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares34.58K
TypeSH
Market value$2.67M
1.85%
Sole
0.00
Shared
0.00
None
0.00
ISHARES TR
SOLEShares21.08K
TypeSH
Market value$2.32M
1.60%
Sole
0.00
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares106.66K
TypeSH
Market value$2.23M
1.54%
Sole
0.00
Shared
0.00
None
0.00
VANGUARD ADMIRAL FDS INC
SOLEShares20.59K
TypeSH
Market value$2.16M
1.50%
Sole
0.00
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | GROWTH ETF | 18.05K | SH | $7.91M 5.47% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 264.92K | SH | $7.74M 5.35% | 0.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 43.55K | SH | $7.70M 5.32% | 0.00 | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 125.20K | SH | $6.20M 4.29% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 206.93K | SH | $5.73M 3.96% | 0.00 | 0.00 | 0.00 |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 79.91K | SH | $5.52M 3.82% | 0.00 | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 77.94K | SH | $5.24M 3.62% | 0.00 | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 124.93K | SH | $5.06M 3.50% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 227.63K | SH | $5.03M 3.48% | 0.00 | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 65.11K | SH | $4.79M 3.32% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 188.96K | SH | $4.61M 3.19% | 0.00 | 0.00 | 0.00 |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 57.30K | SH | $4.51M 3.12% | 0.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 15.31K | SH | $4.28M 2.96% | 0.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 20.91K | SH | $4.08M 2.82% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US MID CAP ETF | 142.31K | SH | $3.99M 2.76% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 149.76K | SH | $3.48M 2.41% | 0.00 | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 136.44K | SH | $3.45M 2.39% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P US GWT | 22.33K | SH | $3.36M 2.32% | 0.00 | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000VAL | 38.22K | SH | $3.26M 2.25% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P US VLU | 30.17K | SH | $2.86M 1.97% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 27.98K | SH | $2.78M 1.92% | 0.00 | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | TOTAL CORP BND | 34.58K | SH | $2.67M 1.85% | 0.00 | 0.00 | 0.00 |
ISHARES TRSOLE | TIPS BD ETF | 21.08K | SH | $2.32M 1.60% | 0.00 | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | SR LN ETF | 106.66K | SH | $2.23M 1.54% | 0.00 | 0.00 | 0.00 |
VANGUARD ADMIRAL FDS INCSOLE | MIDCP 400 IDX | 20.59K | SH | $2.16M 1.50% | 0.00 | 0.00 | 0.00 |
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