VACCARO SERGIO JAVIER (Chief Financial Officer) received a stock award from PONCE FINANCIAL GROUP, INC.

Compensation award — not an open‑market transaction. Less informative as a directional signal.

A · 1 award

VACCARO SERGIO JAVIER

Filed: 1/26/2026ACC: 0001193125-26-023101

InsiderVACCARO SERGIO JAVIERCIK 1932536

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IssuerPONCE FINANCIAL GROUP, INC.CIK 1874071

Officer· Chief Financial Officer

Since Jun 2022

+30K

Net shares

Net buyer

$0.00

Total acquired

Open market trades

0B · 0S

Total transactions

30K acquired

Non-Derivative Transactions1

Common Stock

Direct

A · Award

+10K

Price / share

—

Trade value

—

% of position

20.0%

1/22/2026

50K→60K

Total

Net shares

+10K

Net value

$0.00

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	1/22/2026	A · Award	+10K	—	—	20.0%	50K	60K
Total			+10K		$0.00

Derivative Transactions6

Non-Premium Stock Options

Direct

A · Award

Converts to

Common Stock

10K shares

+10K

Strike price

16.88

Held after

10K

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

2K shares

+2K

Strike price

18.57

Held after

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

2K shares

+2K

Strike price

18.91

Held after

Exercisable

—

1/22/2026

Premium Stock Option

Direct

A · Award

Converts to

Common Stock

2K shares

+2K

Strike price

19.24

Held after

Exercisable

—

1/22/2026

Premium Stock Optins

Direct

A · Award

Converts to

Common Stock

2K shares

+2K

Strike price

19.58

Held after

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

2K shares

+2K

Strike price

19.92

Held after

Exercisable

—

1/22/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Non-Premium Stock Options Direct	Common Stock10K shares	1/22/2026	A · Award	+10K	16.88	—	10K
Premium Stock Options Direct	Common Stock2K shares	1/22/2026	A · Award	+2K	18.57	—	2K
Premium Stock Options Direct	Common Stock2K shares	1/22/2026	A · Award	+2K	18.91	—	2K
Premium Stock Option Direct	Common Stock2K shares	1/22/2026	A · Award	+2K	19.24	—	2K
Premium Stock Optins Direct	Common Stock2K shares	1/22/2026	A · Award	+2K	19.58	—	2K
Premium Stock Options Direct	Common Stock2K shares	1/22/2026	A · Award	+2K	19.92	—	2K

Non-Derivative Holdings (Post-Transaction)1

Common Stock

Indirect

Shares owned2.66K

Total

2.66K indirect2.66K

Security Title	Shares Owned	Ownership Type
Common Stock	2.66K	Indirect
Total	2.66K	2.66K indirect

Derivative Holdings (Post-Transaction)6

Premium Stock Options

Direct

Underlying security

common stock

Underlying shares

Shares owned

Exercise price

10.33

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.89

Expiration

—

Exercise window

—

Non-Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

20K

Shares owned

20K

Exercise price

13.31

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stcok

Underlying shares

Shares owned

Exercise price

10.7

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

10.52

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

Shares owned

Exercise price

11.08

Expiration

—

Exercise window

—

Total

Underlying

35K

Owned

35K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Premium Stock Options Direct	common stock	10.33	—	—	3K	3K
Premium Stock Options Direct	Common Stock	10.89	—	—	3K	3K
Non-Premium Stock Options Direct	Common Stock	13.31	—	—	20K	20K
Premium Stock Options Direct	Common Stcok	10.7	—	—	3K	3K
Premium Stock Options Direct	Common Stock	10.52	—	—	3K	3K
Premium Stock Options Direct	Common Stock	11.08	—	—	3K	3K
Total					35K	35K