Filed: 11/21/2025ACC: 0002005378-25-000006
📋 What this filing means
URBAN FINANCIAL ADVISORY CORP filed this quarterly 13F‑HR report disclosing 52 equity positions with a total reported market value of $214.68M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
52
Positions
$214.68M
Total AUM (reported)
2.86M
Total Shares
Allocation by class
TR UNIT$94.66M44.1%
CORE S&P MCP ETF$30.99M14.4%
INTL CORP BD$21.57M10.0%
FUNDAMENTAL US L$18.48M8.6%
SHRT TRM CORP BD$12.80M6.0%
CORE MSCI EAFE$9.45M4.4%
MSCI EMG MKT ETF$5.71M2.7%
Portfolio Concentration
Top 3$147.23M68.6%
4–10$55.00M25.6%
11–25$9.39M4.4%
Rest$3.06M1.4%
Top 3 weight
68.6%
Top 10 weight
94.2%
Voting Authority Distribution
Total shares with voting rights: 2.86M
Sole
Full voting authority
2.86M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole52
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings52
Rows:
SPDR S&P 500 ETF TR
SOLEShares142.10K
TypeSH
Market value$94.66M
44.10%
Sole
142.10K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares474.88K
TypeSH
Market value$30.99M
14.44%
Sole
474.88K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares905.33K
TypeSH
Market value$21.57M
10.05%
Sole
905.33K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares702.60K
TypeSH
Market value$18.48M
8.61%
Sole
702.60K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares160.19K
TypeSH
Market value$12.80M
5.96%
Sole
160.19K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares108.27K
TypeSH
Market value$9.45M
4.40%
Sole
108.27K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares106.98K
TypeSH
Market value$5.71M
2.66%
Sole
106.98K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares37.70K
TypeSH
Market value$4.48M
2.09%
Sole
37.70K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares28.40K
TypeSH
Market value$2.65M
1.24%
Sole
28.40K
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares29.72K
TypeSH
Market value$1.42M
0.66%
Sole
29.72K
Shared
0.00
None
0.00
SELECT SECTOR SPDR TR
SOLEShares26.29K
TypeSH
Market value$1.11M
0.52%
Sole
26.29K
Shared
0.00
None
0.00
FIRST TR EXCHANGE-TRADED FD
SOLEShares11.66K
TypeSH
Market value$883.0K
0.41%
Sole
11.66K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares10.26K
TypeSH
Market value$777.3K
0.36%
Sole
10.26K
Shared
0.00
None
0.00
SPDR S&P MIDCAP 400 ETF TR
SOLEShares1.23K
TypeSH
Market value$734.9K
0.34%
Sole
1.23K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.13K
TypeSH
Market value$692.3K
0.32%
Sole
1.13K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares11.33K
TypeSH
Market value$678.7K
0.32%
Sole
11.33K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.42K
TypeSH
Market value$586.1K
0.27%
Sole
2.42K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares3.91K
TypeSH
Market value$582.7K
0.27%
Sole
3.91K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.92K
TypeSH
Market value$565.1K
0.26%
Sole
1.92K
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares13.47K
TypeSH
Market value$541.1K
0.25%
Sole
13.47K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares5.12K
TypeSH
Market value$482.4K
0.22%
Sole
5.12K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares4.68K
TypeSH
Market value$469.1K
0.22%
Sole
4.68K
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares9.72K
TypeSH
Market value$455.1K
0.21%
Sole
9.72K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.65K
TypeSH
Market value$419.4K
0.20%
Sole
1.65K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares3.62K
TypeSH
Market value$412.6K
0.19%
Sole
3.62K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SPDR S&P 500 ETF TRSOLE | TR UNIT | 142.10K | SH | $94.66M 44.10% | 142.10K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P MCP ETF | 474.88K | SH | $30.99M 14.44% | 474.88K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | INTL CORP BD | 905.33K | SH | $21.57M 10.05% | 905.33K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL US L | 702.60K | SH | $18.48M 8.61% | 702.60K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 160.19K | SH | $12.80M 5.96% | 160.19K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 108.27K | SH | $9.45M 4.40% | 108.27K | 0.00 | 0.00 |
ISHARES TRSOLE | MSCI EMG MKT ETF | 106.98K | SH | $5.71M 2.66% | 106.98K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P SCP ETF | 37.70K | SH | $4.48M 2.09% | 37.70K | 0.00 | 0.00 |
ISHARES TRSOLE | MSCI EAFE ETF | 28.40K | SH | $2.65M 1.24% | 28.40K | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | GLB EX US ETF | 29.72K | SH | $1.42M 0.66% | 29.72K | 0.00 | 0.00 |
SELECT SECTOR SPDR TRSOLE | RL EST SEL SEC | 26.29K | SH | $1.11M 0.52% | 26.29K | 0.00 | 0.00 |
FIRST TR EXCHANGE-TRADED FDSOLE | COM SHS ANNUAL | 11.66K | SH | $883.0K 0.41% | 11.66K | 0.00 | 0.00 |
ISHARES TRSOLE | ESG EAFE ETF | 10.26K | SH | $777.3K 0.36% | 10.26K | 0.00 | 0.00 |
SPDR S&P MIDCAP 400 ETF TRSOLE | UTSER1 S&PDCRP | 1.23K | SH | $734.9K 0.34% | 1.23K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.13K | SH | $692.3K 0.32% | 1.13K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 11.33K | SH | $678.7K 0.32% | 11.33K | 0.00 | 0.00 |
ISHARES TRSOLE | RUSSELL 2000 ETF | 2.42K | SH | $586.1K 0.27% | 2.42K | 0.00 | 0.00 |
ISHARES TRSOLE | MICRO-CAP ETF | 3.91K | SH | $582.7K 0.27% | 3.91K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 1.92K | SH | $565.1K 0.26% | 1.92K | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | S&P INTL SMLCP | 13.47K | SH | $541.1K 0.25% | 13.47K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | S&P 600 SMCP GRW | 5.12K | SH | $482.4K 0.22% | 5.12K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | DJ REIT ETF | 4.68K | SH | $469.1K 0.22% | 4.68K | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | PORTFOLIO EMG MK | 9.72K | SH | $455.1K 0.21% | 9.72K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 1.65K | SH | $419.4K 0.20% | 1.65K | 0.00 | 0.00 |
ISHARES TRSOLE | EAFE GRWTH ETF | 3.62K | SH | $412.6K 0.19% | 3.62K | 0.00 | 0.00 |
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