Filed: 8/15/2025ACC: 0002005378-25-000003
📋 What this filing means
URBAN FINANCIAL ADVISORY CORP filed this quarterly 13F‑HR report disclosing 48 equity positions with a total reported market value of $198.96M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
48
Positions
$198.96M
Total AUM (reported)
2.73M
Total Shares
Allocation by class
TR UNIT$87.48M44.0%
CORE S&P MCP ETF$29.38M14.8%
INTL CORP BD$22.02M11.1%
FUNDAMENTAL US L$14.54M7.3%
SHRT TRM CORP BD$12.38M6.2%
CORE MSCI EAFE$8.85M4.4%
MSCI EMG MKT ETF$5.03M2.5%
Portfolio Concentration
Top 3$138.88M69.8%
4–10$48.86M24.6%
11–25$8.83M4.4%
Rest$2.38M1.2%
Top 3 weight
69.8%
Top 10 weight
94.4%
Voting Authority Distribution
Total shares with voting rights: 2.73M
Sole
Full voting authority
2.73M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole48
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings48
Rows:
SPDR S&P 500 ETF TR
SOLEShares141.59K
TypeSH
Market value$87.48M
43.97%
Sole
141.59K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares473.71K
TypeSH
Market value$29.38M
14.77%
Sole
473.71K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares910.70K
TypeSH
Market value$22.02M
11.07%
Sole
910.70K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares592.58K
TypeSH
Market value$14.54M
7.31%
Sole
592.58K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares155.74K
TypeSH
Market value$12.38M
6.22%
Sole
155.74K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares106.03K
TypeSH
Market value$8.85M
4.45%
Sole
106.03K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares104.26K
TypeSH
Market value$5.03M
2.53%
Sole
104.26K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares37.36K
TypeSH
Market value$4.08M
2.05%
Sole
37.36K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares27.16K
TypeSH
Market value$2.43M
1.22%
Sole
27.16K
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares33.43K
TypeSH
Market value$1.54M
0.78%
Sole
33.43K
Shared
0.00
None
0.00
SELECT SECTOR SPDR TR
SOLEShares26.15K
TypeSH
Market value$1.08M
0.54%
Sole
26.15K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares10.26K
TypeSH
Market value$764.0K
0.38%
Sole
10.26K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares5.70K
TypeSH
Market value$728.2K
0.37%
Sole
5.70K
Shared
0.00
None
0.00
SPDR S&P MIDCAP 400 ETF TR
SOLEShares1.23K
TypeSH
Market value$696.3K
0.35%
Sole
1.23K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.15K
TypeSH
Market value$651.7K
0.33%
Sole
1.15K
Shared
0.00
None
0.00
VANGUARD TAX-MANAGED FDS
SOLEShares11.28K
TypeSH
Market value$643.0K
0.32%
Sole
11.28K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.56K
TypeSH
Market value$552.8K
0.28%
Sole
2.56K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.92K
TypeSH
Market value$535.9K
0.27%
Sole
1.92K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares4.77K
TypeSH
Market value$534.2K
0.27%
Sole
4.77K
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares13.47K
TypeSH
Market value$500.7K
0.25%
Sole
13.47K
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares9.62K
TypeSH
Market value$475.6K
0.24%
Sole
9.62K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares5.11K
TypeSH
Market value$453.3K
0.23%
Sole
5.11K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares4.69K
TypeSH
Market value$452.5K
0.23%
Sole
4.69K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares1.63K
TypeSH
Market value$385.6K
0.19%
Sole
1.63K
Shared
0.00
None
0.00
SPDR INDEX SHS FDS
SOLEShares8.84K
TypeSH
Market value$377.7K
0.19%
Sole
8.84K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SPDR S&P 500 ETF TRSOLE | TR UNIT | 141.59K | SH | $87.48M 43.97% | 141.59K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P MCP ETF | 473.71K | SH | $29.38M 14.77% | 473.71K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | INTL CORP BD | 910.70K | SH | $22.02M 11.07% | 910.70K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL US L | 592.58K | SH | $14.54M 7.31% | 592.58K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 155.74K | SH | $12.38M 6.22% | 155.74K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 106.03K | SH | $8.85M 4.45% | 106.03K | 0.00 | 0.00 |
ISHARES TRSOLE | MSCI EMG MKT ETF | 104.26K | SH | $5.03M 2.53% | 104.26K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P SCP ETF | 37.36K | SH | $4.08M 2.05% | 37.36K | 0.00 | 0.00 |
ISHARES TRSOLE | MSCI EAFE ETF | 27.16K | SH | $2.43M 1.22% | 27.16K | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | GLB EX US ETF | 33.43K | SH | $1.54M 0.78% | 33.43K | 0.00 | 0.00 |
SELECT SECTOR SPDR TRSOLE | RL EST SEL SEC | 26.15K | SH | $1.08M 0.54% | 26.15K | 0.00 | 0.00 |
ISHARES TRSOLE | ESG EAFE ETF | 10.26K | SH | $764.0K 0.38% | 10.26K | 0.00 | 0.00 |
ISHARES TRSOLE | MICRO-CAP ETF | 5.70K | SH | $728.2K 0.37% | 5.70K | 0.00 | 0.00 |
SPDR S&P MIDCAP 400 ETF TRSOLE | UTSER1 S&PDCRP | 1.23K | SH | $696.3K 0.35% | 1.23K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.15K | SH | $651.7K 0.33% | 1.15K | 0.00 | 0.00 |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 11.28K | SH | $643.0K 0.32% | 11.28K | 0.00 | 0.00 |
ISHARES TRSOLE | RUSSELL 2000 ETF | 2.56K | SH | $552.8K 0.28% | 2.56K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 1.92K | SH | $535.9K 0.27% | 1.92K | 0.00 | 0.00 |
ISHARES TRSOLE | EAFE GRWTH ETF | 4.77K | SH | $534.2K 0.27% | 4.77K | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | S&P INTL SMLCP | 13.47K | SH | $500.7K 0.25% | 13.47K | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 9.62K | SH | $475.6K 0.24% | 9.62K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | S&P 600 SMCP GRW | 5.11K | SH | $453.3K 0.23% | 5.11K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | DJ REIT ETF | 4.69K | SH | $452.5K 0.23% | 4.69K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 1.63K | SH | $385.6K 0.19% | 1.63K | 0.00 | 0.00 |
SPDR INDEX SHS FDSSOLE | PORTFOLIO EMG MK | 8.84K | SH | $377.7K 0.19% | 8.84K | 0.00 | 0.00 |
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