URBAN FINANCIAL ADVISORY CORP

Filed: 2/14/2025ACC: 0002005378-25-000001

📋 What this filing means

URBAN FINANCIAL ADVISORY CORP filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $182.02M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$182.02M

Total AUM (reported)

2.55M

Total Shares

Allocation by class

TR UNIT$83.89M46.1%

CORE S&P MCP ETF$30.00M16.5%

INTL CORP BD$19.55M10.7%

SHRT TRM CORP BD$12.09M6.6%

FUNDAMENTAL US L$11.43M6.3%

CORE MSCI EAFE$5.36M2.9%

CORE S&P SCP ETF$4.15M2.3%

Portfolio Concentration

Top 3$133.44M73.3%

4–10$40.18M22.1%

11–25$6.43M3.5%

Rest$1.97M1.1%

Top 3 weight

73.3%

Top 10 weight

95.4%

Voting Authority Distribution

Total shares with voting rights: 2.55M

Sole

Full voting authority

2.55M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole51

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings51

Rows:

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares143.14K

TypeSH

Market value$83.89M

46.09%

Sole

143.14K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares481.46K

TypeSH

Market value$30.00M

16.48%

Sole

481.46K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

INTL CORP BD

Shares905.79K

TypeSH

Market value$19.55M

10.74%

Sole

905.79K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares154.98K

TypeSH

Market value$12.09M

6.64%

Sole

154.98K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares482.83K

TypeSH

Market value$11.43M

6.28%

Sole

482.83K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI EAFE

Shares76.20K

TypeSH

Market value$5.36M

2.94%

Sole

76.20K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares36.05K

TypeSH

Market value$4.15M

2.28%

Sole

36.05K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI EMG MKT ETF

Shares90.61K

TypeSH

Market value$3.79M

2.08%

Sole

90.61K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI EAFE ETF

Shares30.16K

TypeSH

Market value$2.28M

1.25%

Sole

30.16K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

GLB EX US ETF

Shares27.34K

TypeSH

Market value$1.08M

0.59%

Sole

27.34K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MICRO-CAP ETF

Shares7.50K

TypeSH

Market value$978.4K

0.54%

Sole

7.50K

Shared

0.00

None

0.00

SELECT SECTOR SPDR TR

SOLE

RL EST SEL SEC

Shares18.95K

TypeSH

Market value$770.6K

0.42%

Sole

18.95K

Shared

0.00

None

0.00

SPDR S&P MIDCAP 400 ETF TR

SOLE

UTSER1 S&PDCRP

Shares1.23K

TypeSH

Market value$702.1K

0.39%

Sole

1.23K

Shared

0.00

None

0.00

ISHARES TR

SOLE

RUSSELL 2000 ETF

Shares2.57K

TypeSH

Market value$567.0K

0.31%

Sole

2.57K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

S&P 600 SMCP GRW

Shares6.06K

TypeSH

Market value$547.3K

0.30%

Sole

6.06K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

DJ REIT ETF

Shares4.81K

TypeSH

Market value$475.9K

0.26%

Sole

4.81K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

S&P INTL SMLCP

Shares14.08K

TypeSH

Market value$436.4K

0.24%

Sole

14.08K

Shared

0.00

None

0.00

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares3.79K

TypeSH

Market value$367.2K

0.20%

Sole

3.79K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

MSCI EAFE FS ETF

Shares8.51K

TypeSH

Market value$339.0K

0.19%

Sole

8.51K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares886.00

TypeSH

Market value$239.0K

0.13%

Sole

886.00

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares2K

TypeSH

Market value$234.3K

0.13%

Sole

Shared

0.00

None

0.00

SPDR SER TR

SOLE

S&P 400 MDCP VAL

Shares2.83K

TypeSH

Market value$226.7K

0.12%

Sole

2.83K

Shared

0.00

None

0.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares4.79K

TypeSH

Market value$210.8K

0.12%

Sole

4.79K

Shared

0.00

None

0.00

SPDR SER TR

SOLE

SPDR S&P 500 ETF

Shares3.47K

TypeSH

Market value$167.1K

0.09%

Sole

3.47K

Shared

0.00

None

0.00

SPDR INDEX SHS FDS

SOLE

MSCI EMR MKT ETF

Shares5.16K

TypeSH

Market value$166.6K

0.09%

Sole

5.16K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SPDR S&P 500 ETF TRSOLE	TR UNIT	143.14K	SH	$83.89M 46.09%	143.14K
ISHARES TRSOLE	CORE S&P MCP ETF	481.46K	SH	$30.00M 16.48%	481.46K
INVESCO EXCH TRADED FD TR IISOLE	INTL CORP BD	905.79K	SH	$19.55M 10.74%	905.79K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	154.98K	SH	$12.09M 6.64%	154.98K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	482.83K	SH	$11.43M 6.28%	482.83K
ISHARES TRSOLE	CORE MSCI EAFE	76.20K	SH	$5.36M 2.94%	76.20K
ISHARES TRSOLE	CORE S&P SCP ETF	36.05K	SH	$4.15M 2.28%	36.05K
ISHARES TRSOLE	MSCI EMG MKT ETF	90.61K	SH	$3.79M 2.08%	90.61K
ISHARES TRSOLE	MSCI EAFE ETF	30.16K	SH	$2.28M 1.25%	30.16K
VANGUARD INTL EQUITY INDEX FSOLE	GLB EX US ETF	27.34K	SH	$1.08M 0.59%	27.34K
ISHARES TRSOLE	MICRO-CAP ETF	7.50K	SH	$978.4K 0.54%	7.50K
SELECT SECTOR SPDR TRSOLE	RL EST SEL SEC	18.95K	SH	$770.6K 0.42%	18.95K
SPDR S&P MIDCAP 400 ETF TRSOLE	UTSER1 S&PDCRP	1.23K	SH	$702.1K 0.39%	1.23K
ISHARES TRSOLE	RUSSELL 2000 ETF	2.57K	SH	$567.0K 0.31%	2.57K
SPDR SER TRSOLE	S&P 600 SMCP GRW	6.06K	SH	$547.3K 0.30%	6.06K
SPDR SER TRSOLE	DJ REIT ETF	4.81K	SH	$475.9K 0.26%	4.81K
SPDR INDEX SHS FDSSOLE	S&P INTL SMLCP	14.08K	SH	$436.4K 0.24%	14.08K
ISHARES TRSOLE	EAFE GRWTH ETF	3.79K	SH	$367.2K 0.20%	3.79K
SPDR INDEX SHS FDSSOLE	MSCI EAFE FS ETF	8.51K	SH	$339.0K 0.19%	8.51K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	886.00	SH	$239.0K 0.13%	886.00
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	2K	SH	$234.3K 0.13%	2K
SPDR SER TRSOLE	S&P 400 MDCP VAL	2.83K	SH	$226.7K 0.12%	2.83K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	4.79K	SH	$210.8K 0.12%	4.79K
SPDR SER TRSOLE	SPDR S&P 500 ETF	3.47K	SH	$167.1K 0.09%	3.47K
SPDR INDEX SHS FDSSOLE	MSCI EMR MKT ETF	5.16K	SH	$166.6K 0.09%	5.16K

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